NOT LISTED FOR SALE

Estimated Value: $500,000 - $524,000

4 Beds
2.5 Baths
2,280 Sq Ft
$224/Sq Ft Est. Value

Last Sold January 31, 2025

Last sale price $487,000 $214 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $3,403/month

3 Days on Market

Highlights

  • Colonial Architecture
  • Deck
  • Wood Flooring
  • Richmond Intermediate School Rated A
  • Property is near park
  • Corner Lot

About This Home

As of January 2025

Move-in ready and nicely updated 2-story home on a BEAUTIFUL half acre lot in the first section of Lake Charlotte. Large COVERED FRONT PORCH welcomes you into the ceramic tile entry with front hall closet. The LIVING ROOM, formal DINING ROOM, and cozy FAMILY ROOM with FLAGSTONE FIREPLACE also offer gorgeous HARDWOOD FLOORS. CUSTOM DESIGNED KITCHEN offers soft close wood cabinetry with pull out drawers, shelves and dividers, QUARTZ counters, under and over cabinet lighting, ceramic tile flooring, pantry closet, all appliances including 5-burner gas stove. Eat-in area off Kitchen has a large BAY window overlooking the deck & pond, with more cabinets and counter ledge for extra storage and serving space that is open to the spacious and sunny Family Room. Relax by the wood burning FIREPLACE or step outside and enjoy the large deck overlooking the serene back yard. SHED stays for all your outdoor storage needs. The second level offers 4 GENEROUSLY SIZED BEDROOMS with great closet space (two have walk-in closets). The HALL BATH and PRIMARY BATH have a SKYLIGHT and were recently remodeled. Large PRIMARY BEDROOM has a walk-in closet and private bath with WALK-IN shower, glass shower door & bamboo fold down seat. ALL PELLA Architectural windows throughout the home. Unfinished FULL BASEMENT with Rough-in Plumbing for future Bath. The basement also has great storage with an extra extended area for a Wine Room. Extra deep 2-CAR GARAGE is highlighted with a Dual Entry Driveway so you can enter/exit at either side of this wonderful Corner Lot Location! Beautiful native perennial flowers line the deck and back of the property. NO HOA! Great neighborhood is just across the street from Otter Cove Swim Park and Dog Park, and it's only 10 minutes to downtown St. Charles and Geneva, or Wasco for plenty of dining/shopping options. TOP RATED D303 Schools. Will not be on market long so get in and see it while you can!

Last Agent to Sell the Property

Mark Sannita

Keller Williams Inspire - Geneva License #471017496 Listed on: 01/04/2025

Keller Williams Inspire - Geneva

Co-Listed By

Rachel Biddle

Keller Williams Inspire - Geneva

Last Buyer's Agent

Brittany Simon

Compass License #475138382

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,753

Year Built

  • Built in 1986

Lot Details

  • 0.53 Acre Lot
  • Lot Dimensions are 186 x 72 x 22 x 31 x 38 x 116 x 140
  • Corner Lot
  • Paved or Partially Paved Lot
  • Drought Tolerant Landscaping

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Colonial Architecture
  • Asphalt Roof
  • Radon Mitigation System
  • Concrete Perimeter Foundation
  • Cedar

Interior Spaces

  • 2,280 Sq Ft Home
  • 2-Story Property
  • Skylights
  • Wood Burning Fireplace
  • Double Pane Windows
  • ENERGY STAR Qualified Windows with Low Emissivity
  • Tilt-In Windows
  • Window Treatments
  • Window Screens
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room

Kitchen

  • Breakfast Bar
  • Range with Range Hood
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Separate Shower
  • Solar Tube

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Rough-In Basement Bathroom
  • Basement Window Egress

Home Security

  • Storm Screens
  • Storm Windows
  • Carbon Monoxide Detectors

Outdoor Features

  • Deck
  • Shed

Schools

  • Thompson Middle School
  • St Charles East High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 200+ Amp Service
  • Well
  • Water Softener is Owned
  • Private or Community Septic Tank

Additional Features

  • Handicap Shower
  • Property is near park

Community Details

  • Lake Charlotte Subdivision, 2 Story Floorplan

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions
  • Other Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,753

Year Built

Built in 1986

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Colonial
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Lake Charlotte
  • Year Built: 1986
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Train
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Range Hood, Water Softener Owned
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Interior Amenities: Skylight(s), Hardwood Floors, Solar Tubes/Light Tubes, First Floor Laundry, Walk-In Closet(s)
  • LivingArea: 2280
  • Other Equipment: Water-Softener Owned, CO Detectors, Sump Pump, Backup Sump Pump;, Radon Mitigation System
  • Room Type: Eating Area, Walk In Closet, Foyer
  • Estimated Total Finished Sq Ft: 2280
  • Basement Description: Unfinished,Bathroom Rough-In,Egress Window
  • Bathroom Amenities: Separate Shower,Accessible Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room
  • Total Sq Ft: 3610
  • Door Features: Storm Door(s),Sliding Glass Door(s)
  • Window Features: Double Pane Windows,ENERGY STAR Qualified Windows,Low Emissivity Windows,Screens,Skylight(s),Storm Window(s),Window Treatments,Some Tilt-In Windows
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • Lot Features: Corner Lot
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Cedar

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Driveway
  • ParkingTotal: 8
  • Driveway: Asphalt,Circular
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage,Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Septic-Private
  • Cooling: Central Air
  • Electric: 200+ Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit, Sink
  • Water Source: Private Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • High School: St Charles East High School
  • Middle/Junior School: Thompson Middle School

Green Features

  • GreenEnergyEfficient: Native/drought resistant landscaping

Lot Info

  • Lot Size Acres: 0.525
  • Lot Dimensions: 186 X 72 X 22 X 31 X 38 X 116 X 140
  • Rural (Y/N): Y
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 7753
  • Tax Year: 2023
  • Tax Exemptions: Homeowner,Senior,Disabled Person

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 4, 2025
Closed on
Jan 24, 2025
Sold by
Armstrong Nancy P and Armstrong Douglas R
Bought by
Lackner Francis
Seller's Agent
Mark Sannita
Keller Williams Inspire - Geneva
Buyer's Agent
Brittany Simon
Compass
List Price
$500,000
Sold Price
$487,000
Premium/Discount to List
-$13,000
-2.6%
Views
41
Current Estimated Value
$511,731

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,731
Avg. Annual Appreciation
5.08%
Original Mortgage
$450,475
Outstanding Balance
$448,206
Interest Rate
7.75%
Mortgage Type
New Conventional
Estimated Equity
$63,525

Purchase Details

Closed on
Oct 8, 2003
Sold by
Lencioni Jeffrey J and Lencioni Jacqueline M
Bought by
Armstrong Douglas R and Armstrong Nancy P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$248,800
Interest Rate
5.74%
Mortgage Type
Purchase Money Mortgage
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lackner Francis $487,000 Citywide Title
Armstrong Douglas R $311,000 Multiple
Lencioni Jeffrey J $311,000 Multiple
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lackner Francis $450,475
Previous Owner Armstrong Douglas R $248,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/31/2025 01/31/25 Sold $487,000 -2.6% $214 / Sq Ft
01/08/2025 01/08/25 Pending -- -- --
01/04/2025 01/04/25 For Sale $500,000 -- $219 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,241 $134,403 $30,537 $103,866
2023 $7,753 $120,293 $27,331 $92,962
2022 $7,510 $111,183 $26,563 $84,620
2021 $7,581 $105,980 $25,320 $80,660
2020 $7,527 $104,004 $24,848 $79,156
2019 $7,389 $101,945 $24,356 $77,589
2018 $7,284 $100,368 $23,429 $76,939
2017 $7,092 $96,936 $22,628 $74,308
2016 $7,461 $93,531 $21,833 $71,698
2015 -- $85,878 $21,598 $64,280
2014 -- $85,249 $21,598 $63,651
2013 -- $89,657 $21,814 $67,843
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12183960

Midwest Real Estate Data (MRED)

APN: 09-30-405-001