Seller's Agent in 2025
Ellen Schwartz
Julia B Fee Sothebys Int. Rlty
(914) 420-4615
13 in this area
124 Total Sales
4 Debbie Ln Cross River, NY 10518
Estimated Value: $788,519 - $819,000
3
Beds
3
Baths
2,064
Sq Ft
$392/Sq Ft
Est. Value
Highlights
- Cape Cod Architecture
- Wood Flooring
- 1 Fireplace
- Increase Miller Elementary School Rated A
- Main Floor Bedroom
- Formal Dining Room
About This Home
As of September 2025Open house cancelled Sunday 7/6 1-3 pm. Picture perfect 3 bedroom, 2 bath Cape Cod style home set on 1.16 acres in the heart of Cross River. Upon arrival, the inviting pebble driveway and welcoming front porch set the tone for a home that exudes warmth and personality. Inside is a bright, airy living room anchored by a classic brick fireplace-perfect for cozy winter nights. The delightful dining room flows into a beautiful kitchen featuring a center island, an oversized pantry, and more cabinets than one can count-ideal for entertaining and everyday living. Just off the kitchen is a charming office nook, so you can work or snack without missing a beat. Mudroom area with side door to the breezeway makes life a breeze! This home offers true flexibility, with a first floor bedroom complete with built ins and a full bath-ideal for guests or as a primary suite. Upstairs are two additional bedrooms one which is an ensuite with radiant floor heating in the bathroom, hall bath, including the option for a second primary as it is the original primary. One of the home's hidden gems is the captivating breezeway that connects the interior to both the garage and the back deck, creating an easy flow for indoor-outdoor living. Enjoy hardwood floors throughout including peg hardwood floors, a brand new roof, and plenty of stylish cosmetic updates that make this home truly move in ready. Full, unfinished basement can become whatever you want. Whether you are drawn to the magic of nearby Katonah, the charm of Ridgefield, or simply want easy access to the Lewisboro town pool and highly rated local schools, this location is a convenient as idyllic. Don't miss your chance to fall in love, this home will steal your heart the moment you see it!
Last Agent to Sell the Property
Julia B Fee Sothebys Int. Rlty License #30SC0962190 Listed on: 07/02/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,351
Year Built
- Built in 1968
Lot Details
- 1.16 Acre Lot
Parking
- 1 Car Garage
Home Design
- Cape Cod Architecture
- Frame Construction
Interior Spaces
- 2,064 Sq Ft Home
- Built-In Features
- Ceiling Fan
- 1 Fireplace
- Entrance Foyer
- Formal Dining Room
- Wood Flooring
- Unfinished Basement
Kitchen
- Eat-In Kitchen
- Electric Oven
- Electric Cooktop
- Dishwasher
- Kitchen Island
Bedrooms and Bathrooms
- 3 Bedrooms
- Main Floor Bedroom
- En-Suite Primary Bedroom
- Bathroom on Main Level
- 3 Full Bathrooms
Laundry
- Dryer
- Washer
Schools
- Increase Miller Elementary School
- John Jay Middle School
- John Jay High School
Utilities
- Cooling System Mounted To A Wall/Window
- Radiant Heating System
- Well
- Electric Water Heater
- Septic Tank
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 3000-020-000-10801-000-0064
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 2, 2025
Closed on
Sep 3, 2025
Sold by
Galea Lucy
Bought by
Beloff Bryce and Meyer Emily
Seller's Agent
Ellen Schwartz
Julia B Fee Sothebys Int. Rlty
Buyer's Agent
Andrea Braunstein
Compass Greater NY, LLC
List Price
$679,000
Sold Price
$800,000
Premium/Discount to List
$121,000
17.82%
Views
66
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,630
Avg. Annual Appreciation
1.66%
Original Mortgage
$600,000
Outstanding Balance
$598,432
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$210,198
Purchase Details
Closed on
Mar 3, 2017
Sold by
Kardos Janet H
Bought by
Galena Lucy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$328,000
Interest Rate
4.2%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 5, 2010
Sold by
Kardos Michael S and Kardos Janet H
Bought by
Kardos Janet H
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Beloff Bryce | $800,000 | Thoroughbred Title | |
| Galena Lucy | $410,000 | Skyline Trg Title | |
| Kardos Janet H | $40,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Beloff Bryce | $600,000 | |
| Previous Owner | Galena Lucy | $328,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/03/2025 09/03/25 | Sold | $800,000 | 0.0% | $388 / Sq Ft |
| 07/11/2025 07/11/25 | Pending | -- | -- | -- |
| 07/08/2025 07/08/25 | Off Market | $800,000 | -- | -- |
| 07/02/2025 07/02/25 | For Sale | $679,000 | -- | $329 / Sq Ft |
Source: OneKey® MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $12,351 | $41,000 | $6,800 | $34,200 |
| 2024 | $12,351 | $41,000 | $6,800 | $34,200 |
| 2023 | $11,666 | $41,000 | $6,800 | $34,200 |
| 2022 | $11,394 | $41,000 | $6,800 | $34,200 |
| 2021 | $11,134 | $41,000 | $6,800 | $34,200 |
| 2020 | $11,158 | $41,000 | $6,800 | $34,200 |
| 2019 | $10,686 | $41,000 | $6,800 | $34,200 |
| 2017 | $0 | $41,000 | $6,800 | $34,200 |
| 2016 | $12,098 | $49,300 | $6,800 | $42,500 |
| 2015 | -- | $49,300 | $6,800 | $42,500 |
Source: Public Records
Agents Affiliated with this Home
-
Ellen Schwartz
-
Andrea Braunstein
Buyer's Agent in 2025
Andrea Braunstein
Compass Greater NY, LLC
(914) 557-4490
1 in this area
76 Total Sales
Map
Source: OneKey® MLS
MLS Number: 884147
APN: 3000-020-000-10801-000-0064
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