$989,000

4 Martz Ct Cape Charles, VA 23310

Estimated payment $5,902/month

Total Views 34,398
5 Beds
3.5 Baths
3,100 Sq Ft
$319 Price per Sq Ft

Highlights

  • On Golf Course
  • Contemporary Architecture
  • Hydromassage or Jetted Bathtub
  • Open Floorplan
  • Cathedral Ceiling
  • Attic

About This Home

Experience Coastal Luxury on the 14th Hole — A Custom-Built Bay Creek Retreat
Welcome to this stunning Ruiz Custom Home in the coveted community of Bay Creek in Cape Charles, Virginia — where refined design meets a relaxed, resort-style lifestyle. Perfectly positioned along the 14th hole of the Arnold Palmer Signature Course, this 5-bedroom, 3.5-bath residence captures panoramic fairway views and peaceful nature preserve vistas. . . . . Step inside to an inviting open floor plan that blends sophistication with everyday livability. The gourmet kitchen is the true centerpiece of the home, featuring two oversized quartz islands, stainless steel appliances, and generous storage. The spacious living area offers a gas fireplace with custom built-ins & expansive windows that frame the golf course like artwork. Luxury vinyl plank flooring runs throughout the main level, adding warmth, durability, and modern coastal appeal . . . . . . . . Indoor–Outdoor Living at Its Best - Enjoy quiet mornings and picture-perfect evenings from the covered back porch, overlooking the 14th fairway and natural landscape that surrounds the property.. .Room for Everyone - With 5 bedrooms, including a serene owner’s suite, this home offers abundant space for family and guests. The flex room over the garage provides additional versatility — ideal for a home office, media room, playroom, or guest retreat. . . . .Welcome to Bay Creek in charming Cape Charles, Virginia — a rare enclave where waterfront beauty, resort-style amenities & small-town living blend into something truly extraordinary. Set at the very tip of Virginia’s Cape, Bay Creek offers a lifestyle shaped by water, nature, and a sense of calm that’s hard to find anywhere else. Here, the Chesapeake Bay becomes your daily backdrop — perfect for fishing, boating, paddleboarding, kayaking, or simply drifting along as the sun sinks over the horizon. With two miles of private beaches, every day feels like a vacation. . . . . Bay Creek’s 350-acre Nature Preserve is at the heart of the community’s authentic coastal lifestyle — a protected sanctuary of forests, trails, waterways, and shoreline. Residents can hike, bird-watch, canoe, kayak, or wander through a landscape that will remain untouched for generations. . . . . .Resort-Style Amenities Designed for Elevated Living - Life here is both relaxed and refined, offering exclusive amenities for those who value wellness, recreation & connection:
• 27 holes of signature Arnold Palmer & Jack Nicklaus golf
• Golf Shop, golf simulator, tournaments, bag storage & renovated locker rooms (coming soon)
• 6 pickleball courts + tennis courts
• The Life Center featuring: – 5,000 sq ft state-of-the-art fitness studio – Upscale locker rooms with new saunas – Personal training, massage therapy – Cardio + strength training equipment – Group fitness: yoga, spin, Pilates, Tabata & more
• Three outdoor pools, including a dedicated lap pool
• Children’s splash zone & giant slide
• Yoga lawn & billiards
• Private beach with exclusive Beach Concierge service (umbrellas, chairs, food & beverage delivered to your spot on the sand). . . . . Bay Creek’s golf experience is one of its proudest features — consistently rated among the finest in Virginia and one of America’s top golf destinations. Play 27 unforgettable holes woven through woodlands, dunes & waterways, many offering sweeping Chesapeake Bay views you simply won’t find anywhere else. . . . . .The Coach House Tavern - with architecture inspired by historic coastal coach houses and details reclaimed from 1800s structures on the property, it’s warm, welcoming & rich with local character. Overlooking the golf practice range, the Tavern blends elevated casual dining with a relaxed, coastal atmosphere — perfect for a sunset cocktail after golf. . . . . Cape Charles’ marinas, restaurants, and vibrant downtown are only a short golf cart ride from your door.

Listing Agent

Sharon Daugherty

(410) 430-4004 sdgclient@outlook.com Keller Williams Delmarva Brokerage Phone: 7572108012 Listed on: 11/20/2025

Keller Williams Delmarva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,614

Year Built

  • Built in 2023

Lot Details

  • 0.41 Acre Lot
  • On Golf Course
  • Backs To Open Common Area
  • Cul-De-Sac
  • Sprinkler System
  • Cleared Lot
  • Back, Front, and Side Yard
  • Property is in excellent condition

HOA Fees

  • $173 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • 6 Driveway Spaces
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Architectural Shingle Roof
  • HardiePlank Type
  • Stick Built Home

Interior Spaces

  • 3,100 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Electric Fireplace
  • Family Room Off Kitchen
  • Dining Area
  • Luxury Vinyl Plank Tile Flooring
  • Golf Course Views
  • Crawl Space
  • Attic

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Built-In Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops

Bedrooms and Bathrooms

  • Walk-In Closet
  • Hydromassage or Jetted Bathtub
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Dryer

Outdoor Features

  • Porch

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater
  • Municipal Trash
  • Cable TV Available

Community Details

Overview

  • Bay Creek HOA
  • Built by Ruiz Builders
  • Bay Creek Subdivision
  • Property Manager

Recreation

  • Fenced Community Pool
  • Lap or Exercise Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,614

Year Built

Built in 2023

Lot Details

0.41 Acres

HOA Fees

$173 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • Exclusions: Being sold unfurnished
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 2023
  • Building Winterized: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Oven - Wall
  • Flooring Type: Luxury Vinyl Plank
  • Interior Amenities: Attic, Floor Plan - Open, Kitchen - Eat-In, Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Crown Moldings, Dining Area, Family Room Off Kitchen, Kitchen - Island, Recessed Lighting, Upgraded Countertops, Walk-In Closet(s)
  • Fireplace Features: Electric
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Cathedral Ceilings
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 3100
  • Living Area Sq Ft: 3100
  • Price Per Sq Ft: 319.03
  • Above Grade Finished Sq Ft: 3100
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 3
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 3.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Hardiplank Type, Stick Built
  • Exterior Features: Sidewalks, Underground Lawn Sprinkler
  • Roof: Architectural Shingle
  • Spa: No
  • View: Golf Course
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage Door Opener, Inside Access, Garage - Side Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 8
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Central, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Electric Available
  • Water Source: Public
  • Municipal Trash: Yes

Condo/Co-op/Association

  • HOA Fees: 2076.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Name: BAY CREEK
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No
  • Community Pool Features: In Ground, Lap/Exercise, Fenced

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Lot Features: Backs - Open Common Area, Cleared, Cul-De-Sac, Front Yard, Rear Yard, Sideyard(s)
  • Lot Size Acres: 0.41
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 17982.00
  • Outdoor Living Structures: Porch(es)
  • Property Condition: Excellent
  • Zoning: R
  • In City Limits: Yes

Building Info

  • Builder Name: Ruiz Builders

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 7613.92
  • Assessor Parcel Number: NO TAX RECORD
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: NORTHAMPTON COUNTY PUBLIC SCHOOLS

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,114 $892,500 $111,400 $781,100
2023 $314 $41,300 $41,300 $0
2022 $314 $41,300 $41,300 $0
2021 $207 $24,800 $24,800 $0
2020 $207 $24,800 $24,800 $0
2019 $149 $18,000 $18,000 $0
2018 $0 $18,000 $18,000 $0
2017 $332 $18,000 $18,000 $0
2016 $332 $40,000 $40,000 $0
2015 -- $40,000 $40,000 $0
2011 -- $225,000 $225,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/12/2026 02/12/26 Price Changed $989,000 -2.1% $319 / Sq Ft
11/20/2025 11/20/25 For Sale $1,010,000 -- $326 / Sq Ft
Source: Bright MLS

About the Listing Agent

Sharon Daugherty

Keller Williams Delmarva

(757) 384-5560

Section Image

Sharon Daugherty is a leading resort and luxury real estate specialist, recognized throughout Maryland, Delaware, and Virginia for her industry expertise. Her high energy and sharp business acumen have propelled her to the forefront of the coastal real estate market.

With a portfolio exceeding half a billion dollars in sales and experience working with thousands of buyers and sellers, Sharon is a highly sought-after professional. Since beginning her independent real estate career in

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Source: Bright MLS

MLS Number: VANH2000080

Bright MLS
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