$550,000
PENDING

4 Oak St Derby, CT 06418

Estimated payment $3,496/month

Total Views 1,683
7 Beds
3.5 Baths
3,200 Sq Ft
$172 Price per Sq Ft

Highlights

  • Deck
  • Balcony
  • Private Driveway
  • Corner Lot
  • Central Air
  • 4-minute walk to Derby Green

About This Home

***Multiple Offers received, seller is requesting Best and Final Offers by 5pm Monday 05/04.*** Located in the heart of Derby, 4 Oak Street presents a fantastic multi-family investment opportunity just moments from the city's revitalizing downtown district. This well-maintained property features three units, each with separate utilities and washer/dryer hookups for added convenience. The lower-level unit offers 2 bedrooms and 1 bathroom, with a combination of electric heat and a gas heater, and has been recently updated with new flooring, fresh paint, and a modernized kitchen and bath. The second and third units are townhouse-style, including a spacious 2-bedroom, 1-bath layout and a larger 3-bedroom, 1.5-bath unit boasting central air, gas heat, and a bright open-concept living and dining area filled with natural light. The 3-bedroom unit also features a newer walkout deck with scenic views overlooking Derby. Additional highlights include brand new windows in two of the units, well-maintained mechanicals, and a large driveway enough to fit 6+ cars!

Listing Agent

Matthew Loverci

Coldwell Banker Realty Brokerage Phone: (203) 908-5535 License #RES.0816421 Listed on: 04/28/2026

Coldwell Banker Realty

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $6,710

Year Built

  • Built in 1988

Lot Details

  • 10,890 Sq Ft Lot
  • Corner Lot

Home Design

  • Side-by-Side
  • Concrete Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Partially Finished Basement
  • Partial Basement

Bedrooms and Bathrooms

  • 7 Bedrooms

Parking

  • 6 Parking Spaces
  • Parking Deck
  • Private Driveway

Outdoor Features

  • Balcony
  • Deck

Utilities

  • Central Air
  • Window Unit Cooling System
  • Heating System Uses Natural Gas

Community Details

  • 3 Units

Listing and Financial Details

  • Assessor Parcel Number 1094694

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$6,710

Year Built

Built in 1988

Lot Details

0.25 Acres

Listing Details

  • Neighborhood: N/A
  • Property Type: Multi-Family For Sale
  • Style: Units on different Floors, Units are Side-by-Side
  • Sq Ft Est Heated Above Grade: 2800
  • Sq Ft Est Heated Below Grade: 400
  • Total Sq Ft: 3200
  • Year Built: 1988
  • New Construction: No/Resale
  • Property Sub Type: 3 Family
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Directions: GPS.
  • Financing Used: Conventional Fixed
  • Street Type: Street
  • Office Attribution Contact: (203) 878-7424
  • Reserve Prospect: No
  • Special Features: None

Interior Features

  • Total Bedrooms: 7
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Basement Description: Partial, Partially Finished
  • Laundry Room Info: All Units Have Hook-Ups
  • Attic: No

Exterior Features

  • Exterior Features: Balcony, Deck
  • Exterior Siding: Vinyl Siding
  • Foundation Type: Concrete
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Not Applicable
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Driveway Type: Private
  • Total Parking Spaces: 6
  • Garage And Parking: Driveway

Utilities

  • Cooling System: Central Air, Window Unit
  • Heat Type: Hot Air
  • Heat Fuel Type: Natural Gas
  • Hot Water Description: Domestic
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Lot Info

  • Acres: 0.25
  • Lot Description: Corner Lot
  • Flood Zone: No
  • Zoning: CR
  • Parcel #: 1094694

Multi Family

  • Total Number Of Units: 3

Tax Info

  • Tax Year: July 2025-June 2026
  • Property Tax: 6710

MLS Schools

  • Elementary School: Per Board of Ed
  • High School: Per Board of Ed

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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List Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,710 $155,330 $21,030 $134,300
2024 $6,710 $155,330 $21,000 $134,330
2023 $5,996 $155,330 $21,000 $134,330
2022 $5,953 $154,210 $21,000 $133,210
2021 $5,953 $154,210 $21,000 $133,210
2020 $6,099 $139,020 $21,000 $118,020
2019 $5,821 $139,020 $21,000 $118,020
2018 $5,473 $139,020 $21,000 $118,020
2017 $5,473 $139,020 $21,000 $118,020
2016 $5,473 $139,020 $21,000 $118,020
2015 $5,229 $146,300 $26,040 $120,260
2014 $5,229 $146,300 $26,040 $120,260
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/08/2026 05/08/26 Pending -- -- --
05/02/2026 05/02/26 For Sale $550,000 -- $172 / Sq Ft
Source: SmartMLS

Purchase History

Date Type Sale Price Title Company
Deed -- None Available
Quit Claim Deed -- None Available
Deed $155,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $158,300 No Value Available
Previous Owner $154,250 No Value Available
Previous Owner $151,432 Unknown
Source: Public Records

Source: SmartMLS

MLS Number: 24171230

SmartMLS

APN: DERB-000009-000002-000039A

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