Seller's Agent in 2025
Karen Hanson
Stonington Realty
(860) 961-4937
50 Total Sales
40 Cross St Westerly, RI 02891
Estimated Value: $435,000 - $527,338
2
Beds
1.5
Baths
1,000
Sq Ft
$463/Sq Ft
Est. Value
Highlights
- Golf Course Community
- Recreation Facilities
- Tankless Water Heater
- Wood Flooring
- 2 Car Detached Garage
- Bungalow
About This Home
As of October 2025This adorable and low maintenance home is the perfect starter home or downsizer and is located just minutes to the beautiful RI beaches and just a short walk to downtown Westerly. Elegantly landscaped with a welcoming front porch, this home boasts 2 bedrooms on the second level and an additional multi-functional room on the first level. With rich hardwood floors throughout and beautifully updated kitchen and baths, it's the perfect blend of classic character with modern upgrades! Contingent upon closing of Buyer's new home.
Last Agent to Sell the Property
Stonington Realty License #REB.0018404 Listed on: 08/30/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,950
Year Built
- Built in 1890
Lot Details
- 4,356
Home Design
- Bungalow
- Block Foundation
Interior Spaces
- 1,000 Sq Ft Home
- 2-Story Property
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
Parking
- 2 Car Detached Garage
- No Garage
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Gas
- 100 Amp Service
- Tankless Water Heater
- Gas Water Heater
Additional Features
- 4,356 Sq Ft Lot
- Property near a hospital
Listing and Financial Details
- Tax Lot 197
- Assessor Parcel Number 40CROSSSTWEST
Community Details
Amenities
- Shops
- Restaurant
Recreation
- Golf Course Community
- Recreation Facilities
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 30, 2025
Closed on
Oct 27, 2025
Sold by
Bought by
Seller's Agent
Karen Hanson
Stonington Realty
Buyer's Agent
Laurie Johnstone
BHHS New England Properties
List Price
$399,000
Sold Price
$450,000
Premium/Discount to List
$51,000
12.78%
Views
187
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,585
Avg. Annual Appreciation
4.33%
Original Mortgage
$275,000
Outstanding Balance
$273,417
Interest Rate
6.26%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$189,168
Purchase Details
Listed on
Jul 17, 2015
Closed on
Dec 1, 2015
Sold by
Bought by
Seller's Agent
Holly Powell
BHHS New England Properties
Buyer's Agent
Non-Mls Member
Non-Mls Member
List Price
$242,000
Sold Price
$214,500
Premium/Discount to List
-$27,500
-11.36%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.76%
Original Mortgage
$197,275
Interest Rate
3.87%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 12, 2003
Sold by
Bought by
Purchase Details
Closed on
Sep 12, 1995
Sold by
Bought by
Purchase Details
Closed on
Jun 1, 1993
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $450,000 | -- | ||
| $214,500 | -- | ||
| $147,000 | -- | ||
| $80,000 | -- | ||
| $83,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $275,000 | ||
| Previous Owner | $197,275 | ||
| Previous Owner | $40,000 | ||
| Previous Owner | $110,950 | ||
| Previous Owner | $20,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/28/2025 10/28/25 | Sold | $450,000 | +12.8% | $450 / Sq Ft | |
| 09/05/2025 09/05/25 | Pending | -- | -- | -- | |
| 08/30/2025 08/30/25 | For Sale | $399,000 | +86.0% | $399 / Sq Ft | |
| 12/01/2015 12/01/15 | Sold | $214,500 | -11.4% | $180 / Sq Ft | View Prior Sale |
| 11/01/2015 11/01/15 | Pending | -- | -- | -- | |
| 07/17/2015 07/17/15 | For Sale | $242,000 | -- | $204 / Sq Ft |
Source: State-Wide MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,691 | $345,900 | $136,200 | $209,700 |
| 2024 | $2,950 | $282,300 | $97,300 | $185,000 |
| 2023 | $2,868 | $282,300 | $97,300 | $185,000 |
| 2022 | $2,851 | $282,300 | $97,300 | $185,000 |
| 2021 | $2,834 | $235,000 | $84,600 | $150,400 |
| 2020 | $2,785 | $235,000 | $84,600 | $150,400 |
| 2019 | $2,759 | $235,000 | $84,600 | $150,400 |
| 2018 | $2,629 | $212,900 | $84,600 | $128,300 |
| 2017 | $2,555 | $212,900 | $84,600 | $128,300 |
| 2016 | $2,555 | $212,900 | $84,600 | $128,300 |
| 2015 | $2,051 | $182,600 | $86,400 | $96,200 |
| 2014 | $1,804 | $163,300 | $86,400 | $76,900 |
Source: Public Records
Agents Affiliated with this Home
-
Karen Hanson
-
Laurie Johnstone
Buyer's Agent in 2025
Laurie Johnstone
BHHS New England Properties
(860) 287-4047
20 Total Sales
-
Holly Powell
Seller's Agent in 2015
Holly Powell
BHHS New England Properties
(860) 961-2664
131 Total Sales
-
N
Buyer's Agent in 2015
Non-Mls Member
Non-Mls Member
Map
Source: State-Wide MLS
MLS Number: 1393863
APN: WEST-000077-000049
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