40 Mill St Gardner, MA 01440
Gardner AreaEstimated payment $3,109/month
Highlights
- Community Stables
- Pond View
- Open Floorplan
- Medical Services
- Waterfront
- Wood Burning Stove
About This Home
Tucked away just off West Broadway, this spacious ranch offers a surprisingly private setting with beautiful pond views while keeping you close to Gardner’s restaurants, shopping, highway access & new development. Step inside to an inviting layout filled with hardwood floors & natural light. The spacious kitchen features an oversized island, upgraded cabinetry & pantry storage and opens to the dining area with a propane stove & exposed brick. One of the home's standout spaces is the sunroom, where walls of windows frame peaceful views of the pond. The main level offers 3 bedrooms, 2 full baths & convenient laundry, including a generous primary suite with private bath & walk-in closet. Downstairs, approximately 620 sq ft of finished space with a 3rd full bath & walkout offers flexibility for a family room, home office or guests. Outside, enjoy a spacious yard overlooking the water, plus an attached tow car garage and two additional bays out back for vehicles, hobbies & storage.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,569
Year Built
- Built in 1961
Lot Details
- 15,993 Sq Ft Lot
- Waterfront
- Gentle Sloping Lot
- Property is zoned R1
Parking
- 3 Car Attached Garage
- Tuck Under Parking
- Parking Storage or Cabinetry
- Side Facing Garage
- Driveway
- 2 Open Parking Spaces
- Off-Street Parking
Home Design
- Ranch Style House
- Block Foundation
- Shingle Roof
- Concrete Perimeter Foundation
Interior Spaces
- Open Floorplan
- Chair Railings
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- Recessed Lighting
- Decorative Lighting
- Light Fixtures
- Wood Burning Stove
- Insulated Windows
- Bay Window
- Sliding Doors
- Entryway
- Bonus Room
- Sun or Florida Room
- Storage
- Pond Views
- Attic Access Panel
Kitchen
- Country Kitchen
- Oven
- Range
- Microwave
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Dual Closets
- Walk-In Closet
- 3 Full Bathrooms
- Double Vanity
- Pedestal Sink
- Bathtub
- Separate Shower
Laundry
- Laundry on main level
- Washer and Electric Dryer Hookup
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Exterior Basement Entry
Utilities
- No Cooling
- 2 Heating Zones
- Heating System Uses Oil
- Heating System Uses Propane
- Pellet Stove burns compressed wood to generate heat
- Baseboard Heating
- Water Heater
- Internet Available
Additional Features
- Enclosed Patio or Porch
- Property is near golf course, public transit, and schools
Listing and Financial Details
- Assessor Parcel Number M:0R17 B:0022 L:0009,3537412
Community Details
Overview
- No Home Owners Association
- Near Conservation Area
Amenities
- Medical Services
- Shops
- Coin Laundry
Recreation
- Community Stables
- Jogging Path
- Bike Trail
Map
Home Values in the Area
Average Home Value in this Area
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,550 | $386,500 | $72,200 | $314,300 |
| 2024 | $5,614 | $374,500 | $65,600 | $308,900 |
| 2023 | $5,292 | $328,100 | $64,700 | $263,400 |
| 2022 | $5,110 | $274,900 | $49,000 | $225,900 |
| 2021 | $4,978 | $248,400 | $42,600 | $205,800 |
| 2020 | $4,745 | $240,400 | $42,600 | $197,800 |
| 2019 | $4,439 | $220,400 | $42,600 | $177,800 |
| 2018 | $4,184 | $206,400 | $42,600 | $163,800 |
| 2017 | $4,065 | $198,500 | $42,600 | $155,900 |
| 2016 | $3,852 | $188,200 | $42,600 | $145,600 |
| 2015 | $3,638 | $182,100 | $42,600 | $139,500 |
| 2014 | $3,582 | $189,800 | $54,400 | $135,400 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/29/2026 08/29/26 | Pending | -- | -- | -- |
| 08/26/2026 08/26/26 | For Sale | $465,000 | -- | $180 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | -- | |
| Deed | $160,000 | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $50,000 | Unknown | |
| Previous Owner | $11,000 | No Value Available |
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73568690
APN: GARD-000017R-000022-000009
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