$240,000
SOLD APR 25, 2025

40 Oak St Windsor Locks, CT 06096

4 Beds
3 Baths
1,718 Sq Ft
5,663 Sq Ft Lot

Recently Sold

$140 Per Sq Ft

9% Below List Price

75 Days on Market

Highlights

  • Waterfront
  • Attic
  • Baseboard Heating

About This Home

As of April 2025

Welcome to this gem located near the Connecticut River with easy access to I-91. Home offers plenty of off-street parking with a large paved area in the back of the home. Enjoy the balcony off of the second floor bedroom with a view of the Connecticut River. There is an additional apartment on the second level of the home. HUD Home. Sold as-is.

Last Agent to Sell the Property

Michael Tran

Property Works New England License #RES.0798023 Listed on: 01/08/2025

Co-Listed By

John Oliveri

Property Works New England License #REB.0758662

Last Buyer's Agent

Michael Tran

Property Works New England License #RES.0798023 Listed on: 01/08/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,636

Year Built

  • Built in 1885

Lot Details

  • 5,663 Sq Ft Lot
  • Waterfront

Home Design

  • Concrete Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 1,718 Sq Ft Home
  • Water Views
  • Walkup Attic

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Utilities

  • Baseboard Heating
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 2319805

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,636

Year Built

Built in 1885

Lot Details

0

Listing Details

  • Neighborhood: N/A
  • Property Type: Single Family For Sale
  • Style: Other
  • Sq Ft Est Heated Above Grade: 1718
  • Total Sq Ft: 1718
  • Year Built: 1885
  • New Construction: No/Resale
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Directions: From Main St to Oak St
  • Financing Used: Other
  • Street Type: Street
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Attic Description: Walk-up
  • Basement Description: None
  • Appliances: Refrigerator
  • Attic: Yes

Exterior Features

  • Exterior Siding: Vinyl Siding
  • Foundation Type: Concrete
  • Roof Information: Asphalt Shingle
  • Waterfront Description: View
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garage And Parking: None

Utilities

  • Cooling System: None
  • Heat Type: Baseboard
  • Heat Fuel Type: Natural Gas
  • Hot Water Description: Domestic
  • Water Source: Public Water Connected
  • Sewer: Public Sewer Connected

Lot Info

  • Acres: 0.13
  • Lot Description: N/A
  • Zoning: RES
  • Parcel #: 2319805

Tax Info

  • Tax Year: July 2024-June 2025
  • Property Tax: 2636

MLS Schools

  • Elementary School: Per Board of Ed
  • High School: Per Board of Ed

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 8, 2025
Closed on
Apr 25, 2025
Sold by
Sheridan John
Bought by
Prestige Regional Rlty Ll
Seller's Agent
Michael Tran
Property Works New England
Buyer's Agent
Michael Tran
Property Works New England
List Price
$265,000
Sold Price
$240,000
Premium/Discount to List
-$25,000
-9.43%
Views
176
Current Estimated Value
$254,509

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,509
Avg. Annual Appreciation
9.16%
Original Mortgage
$254,000
Outstanding Balance
$252,413
Interest Rate
6.65%
Mortgage Type
Future Advance Clause Open End Mortgage
Estimated Equity
$2,096

Purchase Details

Listed on
Jan 8, 2025
Closed on
Apr 24, 2025
Sold by
Sec Of Hsng & Urban Dev
Bought by
Prestige Regional Rlty Ll and Sheridan
Seller's Agent
Michael Tran
Property Works New England
Buyer's Agent
Michael Tran
Property Works New England
List Price
$265,000
Sold Price
$240,000
Premium/Discount to List
-$25,000
-9.43%
Views
176

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$254,000
Outstanding Balance
$252,413
Interest Rate
6.65%
Mortgage Type
Future Advance Clause Open End Mortgage
Estimated Equity
$2,096

Purchase Details

Closed on
Jan 21, 2025
Sold by
Nationstar Mortgage Llc
Bought by
Hud

Purchase Details

Closed on
Aug 8, 2005
Sold by
Staiger Margaret and Staiger Herbert
Bought by
Anderson Scott

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$211,678
Interest Rate
5.63%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 29, 1996
Sold by
Fawler Grace S
Bought by
Petersen James E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
4.95%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 13, 1991
Sold by
Staiger Herbert
Bought by
Staiger Margaret
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Warranty Deed $240,000 None Available
Warranty Deed $240,000 None Available
Warranty Deed -- None Available
Warranty Deed -- None Available
Warranty Deed $215,000 --
Warranty Deed $215,000 --
Warranty Deed $95,000 --
Warranty Deed $95,000 --
Quit Claim Deed $60,000 --
Quit Claim Deed $60,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $254,000 Future Advance Clause Open End Mortgage
Closed $254,000 New Conventional
Previous Owner $211,678 Purchase Money Mortgage
Previous Owner $75,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/25/2025 04/25/25 Sold $240,000 -9.4% $140 / Sq Ft
03/24/2025 03/24/25 Pending -- -- --
01/08/2025 01/08/25 For Sale $265,000 -- $154 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,014 $167,300 $34,370 $132,930
2024 $2,636 $93,660 $21,700 $71,960
2023 $2,466 $93,660 $21,700 $71,960
2022 $2,419 $93,660 $21,700 $71,960
2021 $2,419 $93,660 $21,700 $71,960
2020 $2,419 $93,660 $21,700 $71,960
2019 $2,419 $93,660 $21,700 $71,960
2017 $2,549 $95,600 $21,600 $74,000
2016 $2,549 $95,600 $21,600 $74,000
2015 $2,561 $95,600 $21,600 $74,000
2014 $2,678 $102,100 $24,600 $77,500
Source: Public Records

Agents Affiliated with this Home

  • Michael Tran

    Seller's Agent in 2025

    Michael Tran

    Property Works New England

    (203) 683-8938

    5 in this area

    105 Total Sales

    Michael Tran
    Section Image

  • J

    Seller Co-Listing Agent in 2025

    John Oliveri

    Property Works New England

    4 in this area

    257 Total Sales

    John Oliveri
    Section Image
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Map

Source: SmartMLS

MLS Number: 24067603

SmartMLS

APN: WINL-000029-000055-000005

Connecticut Hartford County Windsor Locks 06096

40 Oak St, Windsor Locks, CT

Sold

Detached

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