400 Spencer Hamilton Rd Loretto, KY 40037
4
Beds
2
Baths
1,760
Sq Ft
0.99
Acres
Highlights
- No HOA
- Patio
- Heating System Uses Natural Gas
- 2 Car Detached Garage
- Central Air
About This Home
As of March 2025Discover your new home in this 4-bedroom, 2-bathroom 1,760 square foot residence. situated on a sprawling .99 acre lot, this property offers the perfect blend of comfort and opportunity. The home features a detached garage, ideal for vehicles, storage, or a workshop. The unfinished basement provides ample room for customization, whether you envision a recreation area, home gym, or extra storage. Enjoy the beauty of nearly an acre of land, perfect for outdoor activities, gardening, or simply unwinding in your private retreat. With plenty of space inside and out, this home is ready for your personal touches to make it uniquely yours.Schedule a showing and imagine the possibilities!
Last Buyer's Agent
NON MEMBER
NON-MEMBER OFFICE
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $710
Year Built
- Built in 1953
Parking
- 2 Car Detached Garage
Home Design
- Metal Roof
- Vinyl Siding
Interior Spaces
- 1,760 Sq Ft Home
- 2-Story Property
- Basement
Bedrooms and Bathrooms
- 4 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Patio
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Seller Concessions Not Offered
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 21, 2024
Closed on
Mar 24, 2025
Sold by
Medley Lucian Dean and Medley Billie Jo
Bought by
Bell Maryfaith and Bell Daniel E
Seller's Agent
Will Fox
Real Estate Go To
Buyer's Agent
NON MEMBER
NON-MEMBER OFFICE
List Price
$205,000
Sold Price
$205,000
Views
110
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,290
Avg. Annual Appreciation
-21.79%
Original Mortgage
$207,070
Outstanding Balance
$207,070
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
-$22,177
Purchase Details
Closed on
Aug 12, 2009
Sold by
Morrow Charlene and Boone Susan
Bought by
Medley Lucian Dean and Medley Billie Jo
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$66,840
Interest Rate
5.11%
Similar Homes in Loretto, KY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $205,000 | Clear Title | |
| Deed | $205,000 | Clear Title | |
| Deed | $66,550 | None Available | |
| Deed | $66,550 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $207,070 | New Conventional | |
| Closed | $207,070 | New Conventional | |
| Previous Owner | $63,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $66,840 | No Value Available | |
| Previous Owner | $66,839 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/24/2025 03/24/25 | Sold | $205,000 | 0.0% | $116 / Sq Ft |
| 02/13/2025 02/13/25 | Pending | -- | -- | -- |
| 11/21/2024 11/21/24 | For Sale | $205,000 | -- | $116 / Sq Ft |
Source: Metro Search (Greater Louisville Association of REALTORS®)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $710 | $80,000 | $80,000 | $0 |
| 2023 | $718 | $80,000 | $80,000 | $0 |
| 2022 | $723 | $80,000 | $80,000 | $0 |
| 2021 | $736 | $80,000 | $80,000 | $0 |
| 2020 | $617 | $66,550 | $66,550 | $0 |
| 2019 | $617 | $4,000 | $4,000 | $0 |
| 2018 | $623 | $66,550 | $66,550 | $0 |
| 2017 | $622 | $66,550 | $66,550 | $0 |
| 2015 | $588 | $66,550 | $66,550 | $0 |
| 2012 | -- | $66,550 | $66,550 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Will Fox
W
Seller's Agent in 2025
Will Fox
Real Estate Go To
(502) 492-4178
10 Total Sales
-
N
Buyer's Agent in 2025
NON MEMBER
NON-MEMBER OFFICE
Map
Source: Metro Search (Greater Louisville Association of REALTORS®)
MLS Number: 1675359
APN: 021-080
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Metro Search, Inc. Real estate listings held by brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about each listing includes the name of the listing broker. Copyright 2025 Metro Search, Inc.
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