400 Summit Ave Spruce Pine, NC 28777
Estimated payment $1,245/month
Highlights
- Mountain View
- No HOA
- Laundry in Mud Room
- Wood Flooring
- Covered Patio or Porch
- 2-minute walk to Cross Street Playground
About This Home
Motivated sellers! Close before the 4th of July weekend and enjoy the "always spectacular fireworks show" from the front yard! Perfect for a full-time residence, retirement home, investment property, or short-term rental (VRBO). No restrictions. Enjoy peaceful mountain living with small-town convenience. *Some images are virtually staged and groomed.* Charming 1930s cottage in the heart of Spruce Pine! This move-in ready, single-level home features 2 bedrooms, 1 bathroom, hardwood floors, central heat, and all appliances included. A new roof installed in 2024 adds peace of mind and long-term value. Enjoy relaxing on the covered front porch while taking in the cool mountain breezes and scenic views. The property offers a level lot with easy access, shared driveway, plus a detached garage and additional storage building, providing plenty of space for tools, hobbies, or outdoor gear. Located in the quaint riverside town of Spruce Pine, this home is within walking distance to downtown and Riverside Park, where you can enjoy fly fishing, kayaking, swimming, playgrounds, and picnic areas along the river. Schools, medical facilities, and shopping are just minutes away.
Listing Agent
Carolina Living Associates LLC Brokerage Email: repphill@gmail.com License #338487 Listed on: 03/23/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 1936
Lot Details
- 6,098 Sq Ft Lot
- Cleared Lot
Parking
- 1 Car Garage
- Driveway
- 2 Open Parking Spaces
Home Design
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 944 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Mountain Views
- Crawl Space
- Electric Range
Flooring
- Wood
- Carpet
- Linoleum
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- 1 Full Bathroom
Laundry
- Laundry in Mud Room
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Covered Patio or Porch
Schools
- Greenlee Primary Elementary School
- Mitchell Middle School
- Mitchell High School
Utilities
- Forced Air Heating System
- Heating System Uses Oil
- Electric Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 0890-17-00-7544
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $540 | $96,400 | $22,000 | $74,400 |
| 2024 | $540 | $96,400 | $22,000 | $74,400 |
| 2023 | $540 | $96,400 | $22,000 | $74,400 |
| 2022 | $540 | $96,400 | $22,000 | $74,400 |
| 2021 | $198 | $68,300 | $16,000 | $52,300 |
| 2020 | $198 | $68,300 | $16,000 | $52,300 |
| 2019 | $198 | $68,300 | $16,000 | $52,300 |
| 2018 | $198 | $68,300 | $16,000 | $52,300 |
| 2017 | $401 | $69,200 | $16,000 | $53,200 |
| 2016 | $367 | $69,200 | $16,000 | $53,200 |
| 2015 | $367 | $69,200 | $16,000 | $53,200 |
| 2014 | $367 | $69,200 | $16,000 | $53,200 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/02/2026 05/02/26 | Price Changed | $225,000 | -4.3% | $238 / Sq Ft | |
| 04/03/2026 04/03/26 | Price Changed | $235,000 | -6.0% | $249 / Sq Ft | |
| 03/23/2026 03/23/26 | For Sale | $250,000 | +44.5% | $265 / Sq Ft | |
| 07/20/2022 07/20/22 | Sold | $173,000 | +2.4% | $181 / Sq Ft | View Prior Sale |
| 05/16/2022 05/16/22 | For Sale | $169,000 | -- | $177 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $173,000 | None Listed On Document | |
| Warranty Deed | $173,000 | None Listed On Document | |
| Warranty Deed | $65,000 | None Available | |
| Warranty Deed | -- | None Available |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $169,866 | FHA | |
| Closed | $8,000 | No Value Available | |
| Closed | $169,866 | FHA | |
| Previous Owner | $46,400 | Adjustable Rate Mortgage/ARM |
Source: Canopy MLS
MLS Number: 4357256
APN: 0890-17-00-7544
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Ask me questions while you tour the home.