401 28th St Holmes Beach, FL 34217
Estimated payment $10,436/month
Highlights
- 200 Feet of Salt Water Canal Waterfront
- Heated In Ground Pool
- Vaulted Ceiling
- Boat Lift
- Canal View
- Corner Lot
About This Home
~Best Waterfront Value on the Island~
Welcome to your turn-key island retreat, a meticulously reimagined 3-bedroom, 2-bathroom waterfront home where thoughtful renovation meets serious boating credentials. Every inch of this property has been brought back to better-than-new condition through a complete renovation that included a comprehensive storm damage remediation strategy, giving you confidence in both the craftsmanship and the long-term resilience of your investment.
Boaters, take note: this property boasts the closest boat lift to the beach north of Cortez — just a short distance to the sand and surf, giving you the best of both worlds. A heavy-duty 13,000 lb private lift stands ready for your vessel. With a remarkable 200 feet of waterfront on the canal, you'll have room to spare for water toys, dockside lounging, and quick deep-water access to the Gulf. Whether you're chasing tarpon at sunrise or cruising to a sandbar at sunset, you're already there.
Step inside and discover an upgraded kitchen built for entertainers and home chefs alike, anchored by premium Thor appliances and an abundance of custom cabinetry that delivers both style and storage. The open layout flows seamlessly to your private outdoor oasis — a sparkling pool, relaxing spa, and convenient outdoor shower set the scene for everyday vacation living. A separate laundry room and attached garage add the everyday practicality that makes island life effortless.
Tucked into a quiet pocket in the heart of the island, this home offers the rare combination of central location and peaceful surroundings. Best of all, there are no HOA fees — and dedicated parking accommodates your RV, boat trailer, or extra vehicles. Whether you're searching for the perfect second home to escape to season after season, or you're ready to make the leap to sunny Florida living full time, this property delivers on every front. Renovated, resilient, and ready to enjoy — this is coastal Florida living without the typical trade-offs.
Listing Agent
MICHAEL SAUNDERS & COMPANY Brokerage Phone: 941-896-9981 License #3496826 Listed on: 02/06/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $15,915
Year Built
- Built in 1965
Lot Details
- 8,999 Sq Ft Lot
- Lot Dimensions are 80x120
- 200 Feet of Salt Water Canal Waterfront
- Property fronts a saltwater canal
- Street terminates at a dead end
- North Facing Home
- Fenced
- Landscaped
- Corner Lot
- Level Lot
- Irrigation Equipment
- Property is zoned R1
Parking
- 1 Car Attached Garage
Home Design
- Slab Foundation
- Metal Roof
- Block Exterior
- HardiePlank Type
Interior Spaces
- 1,656 Sq Ft Home
- 1-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Living Room
- Dining Room
- Canal Views
Kitchen
- Range with Range Hood
- Microwave
- Dishwasher
- Wine Refrigerator
- Stone Countertops
- Disposal
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Pool
- Heated In Ground Pool
- Heated Spa
- In Ground Spa
- Gunite Pool
- Outdoor Shower
- Outside Bathroom Access
Outdoor Features
- No Fixed Bridges
- Access to Saltwater Canal
- Seawall
- Boat Lift
- Dock made with Composite Material
Location
- Flood Zone Lot
- Flood Insurance May Be Required
Utilities
- Central Heating and Cooling System
- Mini Split Air Conditioners
- Thermostat
- Electric Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
- Sunrise Park Community
- Sunrise Park Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 1 / B
- Assessor Parcel Number 7465000003
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $17,968 | $1,041,421 | $765,000 | $276,421 |
| 2023 | $9,556 | $636,458 | $0 | $0 |
| 2022 | $9,415 | $617,920 | $0 | $0 |
| 2021 | $9,147 | $599,922 | $0 | $0 |
| 2020 | $8,989 | $562,870 | $400,000 | $162,870 |
| 2019 | $8,885 | $559,689 | $400,000 | $159,689 |
| 2018 | $9,431 | $551,160 | $400,000 | $151,160 |
| 2017 | $8,671 | $529,047 | $0 | $0 |
| 2016 | $8,280 | $494,024 | $0 | $0 |
| 2015 | $7,331 | $533,797 | $0 | $0 |
| 2014 | $7,331 | $437,194 | $0 | $0 |
| 2013 | $7,301 | $429,786 | $353,550 | $76,236 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/12/2026 05/12/26 | Price Changed | $1,680,000 | -6.7% | $1,014 / Sq Ft | |
| 04/17/2026 04/17/26 | Price Changed | $1,800,000 | -9.1% | $1,087 / Sq Ft | |
| 03/02/2026 03/02/26 | Price Changed | $1,980,000 | -7.9% | $1,196 / Sq Ft | |
| 02/06/2026 02/06/26 | For Sale | $2,150,000 | +100.9% | $1,298 / Sq Ft | |
| 02/20/2024 02/20/24 | Sold | $1,070,000 | -7.0% | $901 / Sq Ft | View Prior Sale |
| 01/14/2024 01/14/24 | Pending | -- | -- | -- | |
| 12/01/2023 12/01/23 | Price Changed | $1,150,000 | -14.8% | $968 / Sq Ft | |
| 11/02/2023 11/02/23 | For Sale | $1,350,000 | +221.4% | $1,136 / Sq Ft | |
| 02/28/2014 02/28/14 | Sold | $420,000 | -6.5% | $354 / Sq Ft | View Prior Sale |
| 02/21/2014 02/21/14 | Pending | -- | -- | -- | |
| 02/14/2014 02/14/14 | For Sale | $449,000 | +6.9% | $378 / Sq Ft | |
| 02/07/2014 02/07/14 | Off Market | $420,000 | -- | -- | |
| 08/09/2013 08/09/13 | For Sale | $449,000 | +6.9% | $378 / Sq Ft | |
| 08/07/2013 08/07/13 | Off Market | $420,000 | -- | -- | |
| 06/13/2013 06/13/13 | For Sale | $449,000 | 0.0% | $378 / Sq Ft | |
| 05/31/2013 05/31/13 | Pending | -- | -- | -- | |
| 03/04/2013 03/04/13 | For Sale | $449,000 | -- | $378 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,070,000 | None Listed On Document | |
| Deed | -- | Attorney | |
| Deed | $420,000 | Attorney | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | -- | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $766,550 | New Conventional |
Source: Stellar MLS
MLS Number: A4681048
APN: 74650-0000-3
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Listings courtesy of Stellar MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
- 0 28th St
- 2713 Avenue C
- 503 Bayview Dr
- 511 Bayview Dr
- 2811 Gulf Dr
- 2813 Gulf Dr
- 204 29th St
- 2905 Avenue C
- 2908 Avenue C
- 2601 Gulf Dr N Unit S2
- 2601 Gulf Dr N Unit 214
- 2601 Gulf Dr N Unit 729
- 2601 Gulf Dr N Unit 611
- 2601 Gulf Dr N Unit B24
- 2601 Gulf Dr N Unit 506
- 2601 Gulf Dr N Unit 310
- 2915 Avenue C
- 2518 Avenue B Unit A
- 2516 Avenue A
- 2913 Gulf Dr
- 304 29th St Unit A
- 2511 Avenue C Unit West
- 3006 Gulf Dr Unit SI ID1363942P
- 2411 Avenue C Unit SI ID1366638P
- 2319 Avenue C Unit 200
- 3607 E Bay Dr Unit 206
- 731 Manatee Ave
- 1603 Gulf Dr N Unit 27
- 1397 Perico Point Cir Unit 144
- 1343 Perico Point Cir Unit 117
- 1318 Perico Point Cir
- 4357 Marina View Way
- 4325 Marina View Way
- 611 Gulf Dr N
- 4808 Gulf Dr Unit B
- 4333 Saltwater Pearl Way
- 1233 Spoonbill Landings Cir
- 1216 Spoonbill Landings Cir
- 4311 126th St W
- 958 Sandpiper Cir Unit 958
Ask me questions while you tour the home.