$1,375,000
SOLD APR 24, 2025

401 Ridgeway St Saint Joseph, MI 49085

5 Beds
4.5 Baths
4,029 Sq Ft
5,250 Sq Ft Lot

Recently Sold

$341 Per Sq Ft

10% Above List Price

1 Day on Market

Highlights

  • Water Views
  • Property is near a lake
  • Family Room with Fireplace
  • Upton Middle School Rated A
  • Deck
  • Traditional Architecture

About This Home

As of April 2025

Welcome to 401 Ridgeway Street, a beautifully designed 5-bedroom, 5-bathroom custom home completed in 2022. Nestled on a charming brick-lined street, this one of a kind property is perfectly positioned between two of Michigan's most breathtaking beaches. Just a block in either direction, you'll find Tiscornia Beach, the North Pier Lighthouse, Jean Klock Beach, the St. Joseph River Yacht Club, and the prestigious PGA-rated Jack Nicklaus Golf Course. Enjoy the convenience of walking or biking to downtown St. Joseph's vibrant shops, restaurants, year-round festivals, and farmers markets—all within a golf cart-friendly community for effortless coastal living. Inside, the thoughtfully designed main floor boasts 10-foot ceilings, an expansive screened porch, and designer living space featuring a fireplace with an antique mantle. The dining room is wrapped in windows for abundant natural light, while the expansive kitchen is a chef's delight with a pot filler, Italian range, Café appliances, a butler's pantry, an oversized eat-in island with a built-in drawer microwave, unlacquered brass fixtures, and a dual motor vent hood. A stylish half bath, mudroom with built-in bench seating, and a large storage closet complete this level. On the second floor, there are 3 bedrooms total, two generously sized bedrooms with oversized closets that share a full bath, while a spacious laundry room offers ample storage and a utility sink. The luxurious primary suite features a private balcony, office nook, and a spa-like en-suite with a custom tiled shower, water closet, and dual closets. The third floor is designed for entertainment and relaxation, featuring a bunk room, an additional bedroom, bathroom, and a media room with a sink and beverage refrigerator. Stepping outside, you have a large composite deck with a spiral staircase leads up to the breathtaking rooftop deck, where a gas log fireplace sets the stage for stunning Lake Michigan sunsets. The lower level offers even more living space with a fifth bedroom, a full spa-inspired bathroom, a cozy living area with high-end wool carpeting, and two timber-framed egress windows. Additional features include Emtek hardware, LP Smart Siding, 8-foot mahogany exterior doors, an underground sprinkler system, custom-built bunk beds, a mix of Pottery Barn and Restoration Hardware vanities/lighting/furnishings, Azek premium decking, self locking Anderson composite black windows, wide plank engineered white oak flooring, and smart home technology that controls lighting, temperature, appliances, and more. The home also includes a custom golf cart garage, a 220V Tesla Level 2 charger, double A/C forced air furnace system, and on-demand hot water. This exquisite home is available turnkey for an additional cost, offering the ultimate blend of luxury, convenience, and breathtaking surroundings. Don't miss this rare opportunity to own a premier property in one of Michigan's most sought-after locations.

Last Agent to Sell the Property

Ryan Green

Green Towne Coastal Realty License #6501325481 Listed on: 03/18/2025

Co-Listed By

Madyson Green

Green Towne Coastal Realty License #6501434233

Last Buyer's Agent

Chris Marzke

@properties Christie's International R.E. License #6506044266

@properties Christie's International R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,185

Year Built

  • Built in 2022

Lot Details

  • 5,250 Sq Ft Lot
  • Lot Dimensions are 50x105
  • Privacy Fence
  • Vinyl Fence
  • Level Lot
  • Sprinkler System
  • Back Yard Fenced

Parking

  • 2 Car Detached Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Metal Roof

Interior Spaces

  • 2-Story Property
  • Bar Fridge
  • Ceiling Fan
  • Gas Fireplace
  • Insulated Windows
  • Window Screens
  • Family Room with Fireplace
  • 2 Fireplaces
  • Screened Porch
  • Water Views

Kitchen

  • Built-In Gas Oven
  • Stove
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Engineered Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • 1 Bedroom in Basement

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Property is near a lake
  • Balcony
  • Deck
  • Screened Patio

Utilities

  • SEER Rated 13+ Air Conditioning Units
  • SEER Rated 13-15 Air Conditioning Units
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Tankless Water Heater
  • High Speed Internet
  • Internet Available
  • Phone Available
  • Cable TV Available

Community Details

  • Ridgeway Subdivision
  • Electric Vehicle Charging Station

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,185

Year Built

Built in 2022

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional, Other
  • Stories: 2
  • Year Built: 2022
  • Location Property Info:Property Sub-Type: Single Family Residence
  • OfficeContract Info:List PriceSqFt2: 416.39
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 50x105
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 4029.0
  • General Property Info:Main Level Primary: No
  • Tax Info:Annual Property Tax: 13185.0
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Substructure:Full: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 2.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Air Conditioning:SEER 13 or Greater: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • Location Property Info:Subdivision2: Ridgeway
  • Landscape:Underground Sprinkler: Yes
  • Water Heater:Tankless: Yes
  • Roofing:Metal: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • Additional Items:GasWood Stove: Yes
  • Additional Items:Vehicle Charging Station: Yes
  • General Property Info:SqFt Above Grade: 3002.0
  • Additional Items:Basement Finished: Yes
  • Laundry Features Laundry Room: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Carpet Floor: Yes
  • Fencing:Fenced Back: Yes
  • Flooring:Tile Floor: Yes
  • Security Features:Carbon Monoxide Detector(s): Yes
  • Security Features:Smoke Detector(s): Yes
  • Fencing Privacy: Yes
  • Fencing:Vinyl: Yes
  • Flooring Engineered Hardwood: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Bar Fridge, Built-In Gas Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Flooring: Carpet, Engineered Hardwood, Tile
  • Interior Amenities: Ceiling Fan(s), Broadband, Garage Door Opener, Center Island, Pantry
  • Fireplace Features: Gas/Wood Stove, Family Room, Other
  • Fireplace: Yes
  • Fireplaces: 2
  • Total Bedrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bathrooms: 5
  • Basement: Full
  • LivingArea: 4029.0
  • Window Features: Screens, Insulated Windows
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Basement Bedrooms: 1
  • Basement Rooms:Basement Finished SQFT: 1027.0
  • Basement Rooms:Total Basement SQFT: 1097.0
  • Appliances Range: Yes
  • Kitchen Features:Center Island: Yes
  • Kitchen Features Pantry: Yes
  • Appliances Dishwasher: Yes
  • Fireplace:Family: Yes
  • Appliances:Built-In Gas Oven: Yes
  • Appliances:Bar Fridge: Yes
  • Below Grade Sq Ft: 1027.0

Exterior Features

  • Construction Materials: Other
  • Exterior Features: Balcony, Scrn Porch, Other
  • Fencing: Fenced Back, Privacy, Vinyl
  • List Price: 1250000.0
  • Lot Features: Level
  • Patio and Porch Features: Covered, Deck, Porch(es), Screened
  • Road Surface Type: Paved
  • Roof: Composition, Metal
  • Water Body Name: Lake Michigan
  • Waterfront Features: Lake
  • Waterfront: No
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Features:Scrn Porch: Yes
  • Exterior Features:Balcony: Yes
  • Exterior Features:Other16: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Covered: Yes
  • Patio And Porch Features:Screened: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Garage Faces Front, Garage Door Opener, Detached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features:Detached2: Yes
  • Parking Features Garage Door Opener2: Yes
  • Parking Features:Garage Faces Front: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air, SEER 13 or Greater
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Laundry Room
  • Security Features: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
  • Water Source: Public

Association/Amenities

  • Water Fea Amenities:Public Access 1 Mile or Less: Yes
  • Water Fea Amenities:View: Yes

Lot Info

  • Lot Size Acres: 0.12
  • Lot Size Area: 0.12
  • Lot Dimensions: 50x105
  • Lot Size Sq Ft: 5250.0

Tax Info

  • Tax Annual Amount: 13185.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 18, 2025
Closed on
Apr 24, 2025
Sold by
Green Ryan
Bought by
Ktistou Gregory C and Ktistou Michele A
Seller's Agent
Ryan Green
Green Towne Coastal Realty
Buyer's Agent
Chris Marzke
@properties Christie's International R.E.
List Price
$1,250,000
Sold Price
$1,375,000
Premium/Discount to List
$125,000
10%
Views
40
Current Estimated Value
$1,406,264

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$31,264
Avg. Annual Appreciation
2.78%
Original Mortgage
$1,080,000
Outstanding Balance
$1,072,601
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$333,663

Purchase Details

Closed on
Feb 28, 2020
Sold by
Thomas Christopher and Thomas Catherine
Bought by
Green Ryan
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,375,000 First American Title
Warranty Deed $1,375,000 First American Title
Warranty Deed $150,000 First American Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,080,000 New Conventional
Closed $1,080,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/24/2025 04/24/25 Sold $1,375,000 +10.0% $341 / Sq Ft
03/19/2025 03/19/25 Pending -- -- --
03/18/2025 03/18/25 For Sale $1,250,000 -- $310 / Sq Ft
Source: MichRIC

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,593 $535,300 $0 $0
2024 $13,185 $375,600 $0 $0
2023 $12,646 $328,100 $0 $0
2022 $8,914 $154,400 $0 $0
2021 $10,069 $171,300 $85,000 $86,300
2020 $1,818 $84,300 $0 $0
2019 $1,805 $83,800 $83,800 $0
2018 $1,774 $83,800 $0 $0
2017 $0 $81,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 25010145

MichRIC

APN: 11-76-1900-0109-01-0

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