$71,000
SOLD JUL 22, 2026

401 Scotch Highlands Loop Sapphire, NC 28774

Sapphire Neighborhood
3 Beds
2.5 Baths
1,492 Sq Ft
0.51 Acre Lot

Sale Details

Date Sold: July 22, 2026

$48 Per Sq Ft

5% Below List Price

3 Days on Market

Highlights

  • Golf Course Community
  • View of Trees or Woods
  • Deck
  • Fitness Center
  • Clubhouse
  • Wooded Lot

About This Home

As of July 2026

Great opportunity in the Mountains! 1/12th Fractional ownership in the lovely Sapphire Valley area. 4 weeks guaranteed (2 in prime season) more upon availability. Ideal for effortless Mountain Living. Everything is ready for you to walk in and enjoy! Fees include access to Sapphire Valley Ammenities, all taxes, maintenance, fire wood, utilities, and more.

Last Agent to Sell the Property

Linda Rogers

Stewart Real Estate Group License #193419 Listed on: 06/23/2026

Last Buyer's Agent

Linda Rogers

Stewart Real Estate Group License #193419 Listed on: 06/23/2026

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Property Details

Home Type

  • Co-Op

Year Built

  • Built in 2001

Lot Details

  • 22,216 Sq Ft Lot
  • Sloped Lot
  • Wooded Lot

HOA Fees

  • $362 Monthly HOA Fees

Property Views

  • Woods
  • Mountain

Home Design

  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 1.5-Story Property
  • Furnished
  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Finished Basement

Kitchen

  • Eat-In Kitchen
  • Microwave
  • Freezer
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Deck
  • Fire Pit

Utilities

  • Central Heating and Cooling System
  • Heat Pump System

Listing and Financial Details

  • Tax Lot 8-B1
  • Assessor Parcel Number 7582-76-7285

Community Details

Overview

  • Mountain Club Association
  • Mountain Club Subdivision

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Fitness Center
  • Community Pool

Property Details

Home Type

Co-Op

Year Built

Built in 2001

Lot Details

0.51 Acres

HOA Fees

$362 per month

Listing Details

  • Property Sub Type: Fractional
  • Prop. Type: Residential
  • Lot Size Acres: 0.51
  • Subdivision Name: Mountain Club
  • Directions: From the crossroads, travel 3.0 miles on Highway 64 East to Mountain Club entrance on left just past St Jude's Catholic Church. Go through gate clubhouse is on right.
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One and One Half
  • New Construction: No
  • Year Built: 2001
  • Special Features: None

Interior Features

  • Furnished: Furnished
  • Appliances: Dishwasher, Freezer, Disposal, Gas Oven, Microwave, Refrigerator
  • Has Basement: Finished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Gas Starter, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Wood
  • Interior Amenities: Entrance Foyer, Eat-in Kitchen, Granite Counters, Other, Vaulted Ceiling(s), Bar

Exterior Features

  • Lot Features: Close to Clubhouse, Other, Paved, Wooded
  • Pool Features: Community
  • Topography: Sloping
  • View: Mountain(s), Trees/Woods
  • View: Yes
  • Waterfront Features: None
  • Waterfront: No
  • Construction Type: Wood Siding
  • Exterior Features: Other, Fire Pit, Satellite Dish
  • Patio And Porch Features: Rear Porch, Deck
  • Roof: Shingle

Garage/Parking

  • Parking Features: Paved

Utilities

  • Laundry Features: Laundry Closet
  • Cooling: Central Air, Electric, Heat Pump
  • Cooling Y N: Yes
  • Heating: Central, Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: High Speed Internet Available, Satellite Internet Available, See Remarks
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Fitness Center, Golf, Playground, Park, Pool, Tennis Court(s)
  • Association Fee: 4340.0
  • Association Fee Frequency: Annually
  • Association Name: Mountain Club
  • Association: Yes

Lot Info

  • Parcel #: 7582-76-7285
  • Zoning Description: Residential

Tax Info

  • Tax Lot: 8-B1
  • Tax Year: 2026

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 1, 2024
Closed on
Sep 11, 2024
Sold by
Bought by
Seller's Agent
Linda Rogers
Stewart Real Estate Group
Buyer's Agent
Linda Rogers
Stewart Real Estate Group
List Price
$72,500
Sold Price
$70,000
Premium/Discount to List
-$2,500
-3.45%
Views
7

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
225.36%

Purchase Details

Listed on
May 29, 2023
Closed on
Sep 12, 2023
Sold by
Bought by
Seller's Agent
Linda Rogers
Stewart Real Estate Group
Buyer's Agent
Linda Rogers
Stewart Real Estate Group
List Price
$112,500
Sold Price
$112,500
Views
723

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-37.48%

Purchase Details

Listed on
Mar 18, 2022
Closed on
Apr 11, 2022
Sold by
Bought by
Seller's Agent
Linda Rogers
Stewart Real Estate Group
Buyer's Agent
Don Collins
Berkshire Hathaway HomeServices Meadows Mountain Realty - CA
List Price
$120,000
Sold Price
$115,000
Premium/Discount to List
-$5,000
-4.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.57%

Purchase Details

Listed on
Feb 11, 2020
Closed on
Jul 2, 2020
Sold by
Bought by
Seller's Agent
Eddy McDonald
Silver Creek Real Estate Group, Inc.
Buyer's Agent
Lesley Howard
Landmark Realty Group - Frank Allen, Cashiers
List Price
$64,500
Sold Price
$58,000
Premium/Discount to List
-$6,500
-10.08%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
45.96%

Purchase Details

Closed on
Feb 17, 2019
Sold by
Bought by

Purchase Details

Closed on
Dec 11, 2015
Sold by
Bought by

Purchase Details

Closed on
Dec 1, 2012
Sold by
Bought by

Purchase Details

Closed on
Dec 11, 2008
Sold by
Bought by

Purchase Details

Closed on
Nov 7, 2006
Sold by
Bought by

Purchase Details

Closed on
Feb 2, 2005
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Sapphire, NC

  • Cristina Vives Real Estate Agent - Berkshire Hathaway HomeServices Meadows Mountain Realty

    Cristina Vives

    Berkshire Hathaway HomeServices Meadows Mountain Realty

    (561) 250-8171

    18 Total Sales

    1 in Sapphire

    $390,000 Price

    Cristina Vives
     Section Image
  • Terry Potts Real Estate Agent - Country Club Properties

    Terry Potts

    Responds Quickly

    Country Club Properties

    (828) 501-5907

    137 Total Sales

    2 in Sapphire

    $1.3M - $6.3M Price Range

    Terry Potts
     Section Image
  • Greta Bost Real Estate Agent - SUMMER WIND REALTY CENTRAL FL

    Greta Bost

    SUMMER WIND REALTY CENTRAL FL

    (833) 366-5396

    48 Total Sales

    1 in Sapphire

    $238,000 Price

    Greta Bost
     Section Image
  • John Tinsley Real Estate Agent - Tinsley's Land and Home Inc.

    John Tinsley

    Tinsley's Land and Home Inc.

    (828) 622-5015

    119 Total Sales

    5 in Sapphire

    $151K - $725K Price Range

    John Tinsley
     Section Image
  • John Witherspoon Real Estate Agent - Witherspoon Platt & Associates

    John Witherspoon

    Witherspoon Platt & Associates

    (828) 554-8807

    130 Total Sales

    2 in Sapphire

    $650K - $2.4M Price Range

    John Witherspoon
     Section Image
  • Laura Thomas Real Estate Agent - Howard Hanna Beverly-Hanks Waynesville

    Laura Thomas

    Howard Hanna Beverly-Hanks Waynesville

    (828) 492-2755

    101 Total Sales

    1 in Sapphire

    $1,496,000 Price

    Laura Thomas
     Section Image
See All Agents

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $70,000 None Listed On Document
Warranty Deed $112,500 None Listed On Document
Warranty Deed -- Phillips Erin J
Warranty Deed $58,000 None Available
Warranty Deed -- --
Warranty Deed $61,000 None Available
Warranty Deed -- None Available
Warranty Deed -- None Available
Warranty Deed $89,000 None Available
Interfamily Deed Transfer -- None Available
Warranty Deed $165,000 --
Warranty Deed -- --
Interfamily Deed Transfer -- --
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/22/2026 07/22/26 Sold $71,000 -5.2% $48 / Sq Ft
06/26/2026 06/26/26 Pending -- -- --
06/23/2026 06/23/26 For Sale $74,900 +7.0% $50 / Sq Ft
09/17/2024 09/17/24 Sold $70,000 -3.4% $47 / Sq Ft View Prior Sale
08/06/2024 08/06/24 Pending -- -- --
08/01/2024 08/01/24 For Sale $72,500 -35.6% $49 / Sq Ft
09/13/2023 09/13/23 Sold $112,500 0.0% $75 / Sq Ft View Prior Sale
08/16/2023 08/16/23 Pending -- -- --
06/07/2023 06/07/23 For Sale $112,500 -2.2% $75 / Sq Ft
04/22/2022 04/22/22 Sold $115,000 -4.2% $77 / Sq Ft View Prior Sale
03/31/2022 03/31/22 Pending -- -- --
03/18/2022 03/18/22 For Sale $120,000 +106.9% $80 / Sq Ft
07/02/2020 07/02/20 Sold $58,000 -10.1% $39 / Sq Ft View Prior Sale
06/19/2020 06/19/20 Pending -- -- --
02/11/2020 02/11/20 For Sale $64,500 -- $43 / Sq Ft
Source: Highlands-Cashiers Board of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,383 $627,196 $100,000 $527,196
2024 $1,219 $320,810 $75,000 $245,810
2023 $1,438 $320,810 $75,000 $245,810
2022 $1,438 $320,810 $75,000 $245,810
2021 $1,346 $320,810 $75,000 $245,810
2020 $1,457 $340,490 $100,000 $240,490
2019 $1,457 $340,490 $100,000 $240,490
2018 $1,457 $340,490 $100,000 $240,490
2017 $1,423 $340,490 $100,000 $240,490
2015 $1,878 $340,490 $100,000 $240,490
2011 -- $601,990 $200,000 $401,990
Source: Public Records

Agents Affiliated with this Home

  • L

    Seller's Agent in 2026

    Linda Rogers

    Stewart Real Estate Group

    (828) 506-4185

    44 in this area

    45 Total Sales

    Linda Rogers
    Section Image
  • Don Collins Real Estate Agent - Berkshire Hathaway HomeServices Meadows Mountain Realty - CA

    Buyer's Agent in 2022

    Don Collins

    Berkshire Hathaway HomeServices Meadows Mountain Realty - CA

    (828) 226-5243

    29 in this area

    70 Total Sales

    Don Collins
    Section Image

  • E

    Seller's Agent in 2020

    Eddy McDonald

    Silver Creek Real Estate Group, Inc.

    (828) 421-8196

    6 in this area

    17 Total Sales

    Eddy McDonald
    Section Image

  • L

    Buyer's Agent in 2020

    Lesley Howard

    Landmark Realty Group - Frank Allen, Cashiers

    (828) 508-8162

    48 in this area

    65 Total Sales

    Lesley Howard
    Section Image
See All Agents

Map

Source: Highlands-Cashiers Board of REALTORS®

MLS Number: 1003596

APN: 7582-76-7285

North Carolina Jackson County Sapphire 28774 Sapphire

401 Scotch Highlands Loop, Sapphire, NC

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.