Seller's Agent in 2025
Sarah Abderrazzaq
Realty ONE Group Old Towne
(540) 273-2777
4 in this area
116 Total Sales
Estimated Value: $599,000 - $661,000
4
Beds
3.5
Baths
3,340
Sq Ft
$185/Sq Ft
Est. Value
Highlights
- 75 Feet of Waterfront
- Private Beach
- Gourmet Kitchen
- 1 Boat Dock
- Fishing Allowed
- Lake View
About This Home
As of November 2025Welcome to your lakeside escape on private Lake Isaac—a 4-bedroom, 3.5-bath retreat on nearly 3 acres that blends natural beauty with thoughtful updates and timeless craftsmanship. Nestled at the quiet end of the lake, you’ll enjoy peaceful wildlife views, a private dock, and plenty of room to unplug and recharge.
Step inside to the open-concept main level, where vaulted ceilings, plantation shutters, crown molding, and upgraded oak floors set the stage for lake house living. The island kitchen features a wood-crafted range hood and a tin backsplash, complementing the overhead pots and pans storage for that rustic feel. A two-story brick fireplace with a hand-carved mantel anchors the living space, creating the perfect gathering spot year-round. The fully finished lower level is designed for both fun and function—an incredible theatre room with couches & TV conveying, a bar space with dart board and Vermont Casting wood stove, an exercise room, laundry, full bath, and abundant storage. This home has been meticulously maintained over the years: a new roof with 30-year shingles & gutters were installed in 2018 (gutter guards were installed in 2025); a new well pump came in 2023; the septic system was pumped the same year and inspected by the county in 2024. Appliances continue the trend of care and quality with a Café Line refrigerator (2025), dishwasher (2024), stove (2022), and washer/dryer just two years young. Dual electrical panels, a whole-house water filter, & preventative termite pods add peace of mind. Even the dual chimneys have been specially double lined, and re-pointing and caps done on exterior. Fresh paint, new exterior doors on both levels, and a freshly stained deck complete the recent improvements. Outside, you’ll find a fenced garden (perfectly designed to keep the deer at bay), a garden shed, an additional fire pit, and shady hammock spots. The 3-acre lot offers room to play, relax, and enjoy your surroundings. Whether woodworking in the oversized garage, hosting movie nights downstairs, or simply sitting on the dock watching the water ripple, this Lake Isaac home is both a retreat and a lifestyle. Quiet. Private. Yours.
Last Agent to Sell the Property
(540) 773-8475 admin@realtyonegroupoldtowne.com Realty ONE Group Old Towne Listed on: 09/09/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,762
Year Built
- Built in 2004 | Remodeled in 2014
Lot Details
- 2.88 Acre Lot
- 75 Feet of Waterfront
- Home fronts navigable water
- Private Beach
- Landscaped
- Extensive Hardscape
- Private Lot
- Sloped Lot
- Partially Wooded Lot
- Back and Front Yard
- Property is in excellent condition
- Property is zoned RA
HOA Fees
- $42 Monthly HOA Fees
Parking
- 2 Car Direct Access Garage
- 2 Driveway Spaces
- Oversized Parking
- Parking Storage or Cabinetry
- Side Facing Garage
Property Views
- Lake
- Woods
Home Design
- Colonial Architecture
- Poured Concrete
- Architectural Shingle Roof
- Vinyl Siding
- Concrete Perimeter Foundation
- Chimney Cap
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Wet Bar
- Curved or Spiral Staircase
- Bar
- Chair Railings
- Crown Molding
- Wainscoting
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- 2 Fireplaces
- Wood Burning Stove
- Wood Burning Fireplace
- Free Standing Fireplace
- Fireplace Mantel
- Brick Fireplace
- Plantation Shutters
- Sliding Windows
- French Doors
- Sliding Doors
- Family Room
- Living Room
- Dining Room
- Home Office
- Bonus Room
- Storage Room
- Utility Room
- Home Gym
- Storm Doors
Kitchen
- Gourmet Kitchen
- Breakfast Area or Nook
- Electric Oven or Range
- Range Hood
- Microwave
- Freezer
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Upgraded Countertops
Flooring
- Solid Hardwood
- Carpet
- Tile or Brick
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- En-Suite Bathroom
- Walk-In Closet
- Hydromassage or Jetted Bathtub
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry Room
- Stacked Electric Washer and Dryer
Finished Basement
- Heated Basement
- Walk-Out Basement
- Interior and Exterior Basement Entry
- Laundry in Basement
- Basement Windows
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property is near a lake
- Swimming Allowed
- 1 Boat Dock
- Private Dock
- Dock made with Treated Lumber
- Stream or River on Lot
- Electric Motor Boats Only
- Deck
- Shed
- Outbuilding
- Rain Gutters
- Wrap Around Porch
Schools
- Indian Hollow Elementary School
- Frederick County Middle School
- James Wood High School
Utilities
- Central Air
- Heat Pump System
- 200+ Amp Service
- Water Treatment System
- Well
- Electric Water Heater
- Water Conditioner is Owned
- On Site Septic
- Septic Less Than The Number Of Bedrooms
Listing and Financial Details
- Tax Lot 32
- Assessor Parcel Number 26-2-3-32
Community Details
Overview
- Association fees include road maintenance, common area maintenance
- Lake Isaac Estates HOA
- Lake Isaac Estates Subdivision
Recreation
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 9, 2025
Closed on
Nov 10, 2025
Sold by
Harvey Candice L and Belchik Kenneth A
Bought by
Discepolo Michael J and Discepolo Sharon
Seller's Agent
Sarah Abderrazzaq
Realty ONE Group Old Towne
Buyer's Agent
Phyllis Guthrie
Keller Williams Realty
List Price
$600,000
Sold Price
$600,000
Views
27
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$19,000
Avg. Annual Appreciation
7.52%
Original Mortgage
$420,000
Outstanding Balance
$418,819
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$200,181
Purchase Details
Closed on
Apr 11, 2003
Sold by
Harner Henry
Bought by
Belchik Kenneth
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
5.86%
Mortgage Type
Construction
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Discepolo Michael J | $600,000 | Commonwealth Land Title | |
| Belchik Kenneth | $73,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Discepolo Michael J | $420,000 | |
| Previous Owner | Belchik Kenneth | $50,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/14/2025 11/14/25 | Sold | $600,000 | 0.0% | $180 / Sq Ft |
| 09/09/2025 09/09/25 | For Sale | $600,000 | -- | $180 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,762 | $575,480 | $109,900 | $465,580 |
| 2024 | $1,330 | $521,500 | $91,400 | $430,100 |
| 2023 | $2,660 | $521,500 | $91,400 | $430,100 |
| 2022 | $2,439 | $399,800 | $85,400 | $314,400 |
| 2021 | $2,439 | $399,800 | $85,400 | $314,400 |
| 2020 | $2,180 | $357,400 | $85,400 | $272,000 |
| 2019 | $2,180 | $357,400 | $85,400 | $272,000 |
| 2018 | $2,097 | $343,700 | $85,400 | $258,300 |
| 2017 | $2,062 | $343,700 | $85,400 | $258,300 |
| 2016 | $1,856 | $309,400 | $72,900 | $236,500 |
| 2015 | $1,733 | $309,400 | $72,900 | $236,500 |
| 2014 | $887 | $286,000 | $72,900 | $213,100 |
Source: Public Records
Agents Affiliated with this Home
-
Sarah Abderrazzaq
-
Phyllis Guthrie
Buyer's Agent in 2025
Phyllis Guthrie
Keller Williams Realty
(239) 595-6110
1 in this area
149 Total Sales
-
Rick Guthrie
Buyer Co-Listing Agent in 2025
Rick Guthrie
Keller Williams Realty
(540) 303-3316
1 in this area
145 Total Sales
Map
Source: Bright MLS
MLS Number: VAFV2036616
APN: 262-3-32
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