NOT LISTED FOR SALE

402 Main St Ruma, IL 62278

Estimated Value: $69,000 - $163,000

3 Beds
1 Bath
1,346 Sq Ft
$81/Sq Ft Est. Value

Last Sold March 15, 2022

Last sale price $25,000 $19 Per Sq Ft

Est. 335% increase in value since last sale

Current estimated payment $660/month

216 Days on Market

Highlights

  • Traditional Architecture
  • Formal Dining Room
  • Shed
  • Main Floor Primary Bedroom
  • Accessible Parking
  • Utility Room

About This Home

As of March 2022

Handyman Special! Lots to do but great potential. Could be a perfect rental or a fixer upper for yourself! This is your opportunity for a cheap investment and turn this into a real charmer! Property being sold as is. Price to sell quick!

Last Agent to Sell the Property

Diane Biffar

Welcome Home Real Estate Llc License #471000073 Listed on: 07/29/2021

Last Buyer's Agent

Diane Biffar

Welcome Home Real Estate Llc License #471000073 Listed on: 07/29/2021

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $763

Year Built

  • Built in 1900

Lot Details

  • 0.28

Home Design

  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • 1,346 Sq Ft Home
  • 1.5-Story Property
  • Formal Dining Room
  • Utility Room
  • Range

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Up Access
  • Basement Cellar

Schools

  • Red Bud Dist 132 Elementary And Middle School
  • Redbud High School

Utilities

  • Cooling System Mounted To A Wall/Window
  • Gas Water Heater

Additional Features

  • Accessible Parking
  • Shed
  • Lot Dimensions are 102 x 120

Listing and Financial Details

  • Assessor Parcel Number 13-144-004-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$763

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: 1.5 Story
  • Special Areas: Main Floor Laundry, Utility Room
  • Special Description: Homestead Improve
  • Age: 122
  • Ownership: Private
  • Year Built: 1900
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement: Cellar, Walk-Up
  • Bedroom Types: Main Floor Master
  • Dining Room: Separate Dining
  • Main Level Bedrooms: 1
  • Main Full Bathrooms: 1
  • Appliances: Dryer, Range, Refrigerator, Washer
  • Bathrooms: 1.00
  • Bedrooms: 3.00
  • Room Cnt: 8
  • Square Footage: 1346
  • Total Full Baths: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Vinyl Siding

Garage/Parking

  • Parking: Accessible Parking

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: 1 Window/Wall

Schools

  • School District: RED BUD DIST 132
  • Elementary School: RED BUD DIST 132
  • Middle School: RED BUD DIST 132
  • High School: Redbud
  • Elementary School: RED BUD DIST 132
  • Junior High School: RED BUD DIST 132
  • School District: RED BUD DIST 132
  • Senior High School: Redbud

Lot Info

  • Lot Dimensions: 102 x 120

Building Info

  • Buildings: Shed(s)

Tax Info

  • Taxes Paid: 693
  • Taxes Paid Year: 2019
  • Assessor Parcel Number: 13-144-004-00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 29, 2021
Closed on
Mar 15, 2022
Sold by
Chartrand Kenneth A
Bought by
Hayden Cindy L and Hayden Willard M
Seller's Agent
Diane Biffar
Welcome Home Real Estate Llc
Buyer's Agent
Diane Biffar
Welcome Home Real Estate Llc
List Price
$35,000
Sold Price
$25,000
Premium/Discount to List
-$10,000
-28.57%
Current Estimated Value
$108,815

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$83,815
Avg. Annual Appreciation
52.91%
Original Mortgage
$25,000
Outstanding Balance
$23,614
Interest Rate
4.13%
Mortgage Type
Balloon
Estimated Equity
$81,865

Purchase Details

Closed on
May 3, 2011
Sold by
Chartrand Thomas J
Bought by
Chartrand Kenneth A

Purchase Details

Closed on
Oct 10, 2006
Sold by
Krick Martha K and Kruse Morma L
Bought by
Chartnard Thomas J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
6.5%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hayden Cindy L $25,000 None Listed On Document
Chartrand Kenneth A $26,000 None Available
Chartnard Thomas J $30,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hayden Cindy L $25,000
Previous Owner Chartnard Thomas J $240,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/15/2022 03/15/22 Sold $25,000 -16.4% $19 / Sq Ft
03/03/2022 03/03/22 Pending -- -- --
08/26/2021 08/26/21 Price Changed $29,900 -14.6% $22 / Sq Ft
07/29/2021 07/29/21 For Sale $35,000 -- $26 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $763 $13,945 $3,395 $10,550
2022 $699 $13,000 $3,165 $9,835
2021 $681 $12,445 $3,030 $9,415
2020 $694 $12,752 $3,106 $9,646
2019 $693 $11,575 $2,820 $8,755
2018 $685 $12,761 $3,109 $9,652
2017 $633 $11,080 $2,700 $8,380
2016 $591 $10,745 $2,620 $8,125
2015 $592 $10,585 $2,580 $8,005
2014 $592 $10,820 $2,635 $8,185
2013 $582 $10,820 $2,635 $8,185
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS21053993

MARIS MLS

APN: 13-144-004-00