$419,900

Estimated payment $3,021/month

Total Views 986
4 Beds
3 Baths
2,282 Sq Ft
$184 Price per Sq Ft

Highlights

  • Boat Ramp
  • Fitness Center
  • Gated Community
  • Access To Lake
  • Active Adult
  • Lake View

About This Home

One or more photo(s) has been virtually staged. Welcome to 4020 Carteret Dr in Winter Haven, a beautifully updated 4-bedroom, 3-bath home located in a desirable 55+ lakefront community with a 3-car garage offering comfort, convenience, and low-maintenance living in the heart of Central Florida. This thoughtfully designed home features stunning lake views, hardwood flooring, an updated kitchen with modern finishes, and stylish upgrades throughout. The spacious layout includes a mother-in-law suite, perfect for visiting family, guests, or additional privacy.
Residents enjoy direct water access and a private community boat ramp, providing easy access to Winter Haven’s renowned Chain of Lakes, ideal for boating, fishing, and enjoying Florida’s outdoor lifestyle. The community also offers boat and water toy storage for a small fee, making it convenient to keep your boat or jet skis nearby and ready to use. One of the standout features of this home is the maintenance-free lifestyle. The HOA covers Cable, Internet, Exterior Home Maintenance including landscaping, mulch, and exterior painting, and More, allowing homeowners to enjoy their property without the typical upkeep responsibilities. Located just minutes from Cypress Gardens Boulevard, this home offers quick access to shopping, restaurants, grocery stores, golf courses, parks, and medical facilities. Residents are also close to LEGOLAND Florida Resort, and major roadways including US-27 and the Polk Parkway, making travel to Lakeland, Orlando, and Tampa convenient. If you’re searching for a Lake view home in Winter Haven, a low-maintenance home in a 55+ community, or a property with Ruby Lake access, 4020 Carteret Dr offers the perfect combination of location, lifestyle, and modern comfort in one of Polk County’s most established lake communities. Schedule a showing today!

Listing Agent

Sofia Lovinsky

KELLER WILLIAMS ADVANTAGE III Brokerage Email: murraycoleman@kw.com License #3574577 Listed on: 03/10/2026

KELLER WILLIAMS ADVANTAGE III

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,537

Year Built

  • Built in 2015

Lot Details

  • 7,998 Sq Ft Lot
  • South Facing Home

HOA Fees

  • $484 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,282 Sq Ft Home
  • Open Floorplan
  • Crown Molding
  • Ceiling Fan
  • Blinds
  • Family Room Off Kitchen
  • Living Room
  • Home Office
  • Chain Of Lake Views
  • Laundry Room

Kitchen

  • Cooktop
  • Microwave
  • Dishwasher
  • Stone Countertops

Flooring

  • Engineered Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Outdoor Features

  • Access To Lake
  • Access To Chain Of Lakes
  • Boat Ramp

Schools

  • Chain O Lakes Elementary School
  • Mclaughlin Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include cable TV, pool, internet, maintenance structure, ground maintenance, recreational facilities
  • Leland Management/Dolcy Murchison Association, Phone Number (863) 324-7722
  • Visit Association Website
  • Built by Lennar Homes
  • Traditions Ph 01 Subdivision
  • On-Site Maintenance

Amenities

  • Sauna
  • Clubhouse

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Shuffleboard Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Park
  • Trails

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,537

Year Built

Built in 2015

Lot Details

7,998 Sq Ft Lot

HOA Fees

$484 per month

Parking

3

Listing Details

  • HOA Fee Includes: Cable TV, Pool, Internet, Maintenance Structure, Maintenance Grounds, Recreational Facilities
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2282
  • Lot Size Acres: 0.18
  • New Construction: No
  • Year Built: 2015
  • Building Area Total: 3062
  • Lot Size Sq Ft: 7998
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 284.47
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: Narcoossee Rd. suite 206
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 184.01
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • Amenities Additional Fees: Please refer to the community HOA office, covenants, deeds, and restrictions.
  • MFR_InLawSuiteYN: 1
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Dock,Water Access,Waterfront
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,No Private Entrance
  • Attribution Contact: murraycoleman@kw.com
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Hardwood, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Crown Molding, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Walk-In Closet(s)
  • Appliances Included: Cooktop, Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Window Features: Blinds
  • Living Area Meters: 212.00

Exterior Features

  • Direction Faces: South
  • Exterior Features: Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • Water Body Name: RUBY LAKE
  • Waterfront: No
  • Road Surface Type: Asphalt, Paved
  • Water Access: Lake,Lake - Chain of Lakes
  • Water Extras: Boat Ramp - Private
  • Water View: Lake,Lake - Chain of Lakes
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12105C0535H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Available, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Fitness Center, Gated Community - No Guard, Park, Playground, Pool, Sidewalks, Tennis Court(s), Street Lights
  • Association Amenities: Basketball Court, Cable TV, Clubhouse, Fitness Center, Gated, Maintenance, Park, Playground, Pool, Sauna, Shuffleboard Court, Tennis Court(s), Trail(s)
  • Association Fee: 484
  • Association Fee Frequency: Monthly
  • Association Name: Leland Management/Dolcy Murchison
  • Phone: 863.324.7722
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Complex Community Name Nccb: TRADITIONS
  • Pet Restrictions: Please refer to the community HOA office, covenants, deeds, and restrictions.
  • Association Fee Requirement: Required
  • Association Email: dmurchison@lelandmanagement.com
  • Association URL: www.lelandmanagement.com

Fee Information

  • Total Annual Fees: 5808.00
  • Total Monthly Fees: 484.00
  • Monthly HOA Amount: 484.00

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Mclaughlin Middle

Lot Info

  • Parcel Number: 26-29-13-687552-000650
  • Additional Parcels: No
  • Flood Zone Code: X

Building Info

  • Builder Name: Lennar Homes

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Leasing Restrictions to be Independently Verified by Buyer/s - Please refer to the community HOA office, covenants, deeds, and restrictions.

Tax Info

  • Tax Annual Amount: 3537
  • Tax Book Number: 131-47 THRU 54
  • Tax Lot: 65

Multi Family

  • Approval Process: Buyer/s to verify with HOA.

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,427 $232,615 -- --
2024 $3,336 $226,059 -- --
2023 $3,336 $219,475 $0 $0
2022 $3,241 $213,083 $0 $0
2021 $3,247 $206,877 $0 $0
2020 $3,212 $204,021 $0 $0
2018 $3,142 $195,715 $44,000 $151,715
2017 $2,940 $193,147 $0 $0
2016 $2,912 $189,174 $0 $0
2015 $478 $23,800 $0 $0
2014 $287 $14,630 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/10/2026 03/10/26 For Sale $419,900 -- $184 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $240,000 North American Title Company
Special Warranty Deed $99,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $228,000 VA
Source: Public Records

Source: Stellar MLS

MLS Number: O6389154

Stellar MLS

APN: 26-29-13-687552-000650

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