$400,000
SOLD JUN 15, 2026
3 Beds
2 Baths
2,011 Sq Ft
1.56 Acre Lot

Sale Details

Date Sold: June 15, 2026

$199 Per Sq Ft

5% Below List Price

14 Days on Market

Highlights

  • 1.56 Acre Lot
  • 2-Story Property
  • Main Floor Primary Bedroom
  • Deck
  • Partially Wooded Lot
  • No HOA

About This Home

As of June 2026

Is there a 3-bed single-family home in Cumming under $420K with land and renovation potential? Located at 4025 Derby Drive, this 3-bedroom, 2-bath home offers 2,011 sqft on 1.56 acres in Derby Downs with no HOA, making it a strong opportunity for investors or buyers seeking space and value in Forsyth County. Welcome to this 3-bed single-family home in Cumming under $419K offering exceptional potential on a spacious 1.56-acre lot in the established Derby Downs neighborhood. Built in 1987, this 2,011 sqft home features a functional layout with an office conveniently located just off the kitchen, providing flexible space for work or daily living. The unfinished basement presents a valuable opportunity to expand, customize, or add additional living area to suit your needs. With no HOA, you have the freedom to renovate, invest, or personalize without added restrictions. Positioned in highly sought-after Forsyth County and zoned for top-rated schools, this property combines location, land, and long-term upside. Ideal for investors, fixer-upper buyers, or anyone looking to create value, the home is priced to reflect its current condition and future possibilities. Conveniently located near shopping, dining, and major routes while still offering a private, residential setting. Please note: some photos in this listing include AI-enhanced renovation examples for visualization purposes only and do not represent the current condition of the property. For more information or to schedule a showing, contact Jayde Constable Roper with Your NGA Team Realty in Cumming.

Last Agent to Sell the Property

Jayde Roper

Your NGA Team Realty License #446263 Listed on: 05/01/2026

Last Buyer's Agent

Sheila Clark Lantier

Harry Norman Realtors License #353934

Harry Norman Realtors
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,719

Year Built

  • Built in 1987

Lot Details

  • 1.56 Acre Lot
  • Level Lot
  • Partially Wooded Lot
  • Grass Covered Lot

Parking

  • 6 Car Garage

Home Design

  • 2-Story Property
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 2,011 Sq Ft Home
  • Double Pane Windows
  • Family Room with Fireplace
  • Home Office
  • Fire and Smoke Detector
  • Dishwasher
  • Unfinished Basement

Flooring

  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry in Kitchen

Accessible Home Design

  • Accessible Full Bathroom
  • Accessible Kitchen
  • Accessible Hallway

Outdoor Features

  • Deck
  • Exterior Lighting
  • Outbuilding

Schools

  • Sawnee Elementary School
  • Hendricks Middle School
  • West Forsyth High School

Utilities

  • Central Heating and Cooling System
  • 220 Volts
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Derby Downs Subdivision

Listing and Financial Details

  • Legal Lot and Block 12-13 / 3

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,719

Year Built

Built in 1987

Lot Details

1.56 Acres

Listing Details

  • Property Type: Residential
  • Year Built: 1987
  • ArchitecturalStyle: Ranch
  • Electric: 220 Volts
  • Financing Type: Conventional 90%
  • Levels: Two
  • Lot Size Acres: 1.56
  • Other Sturctures: Outbuilding
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 2011
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Electric Water Heater, Dishwasher
  • Bedrooms: 3
  • Basement: Unfinished
  • Total Finished Sq Ft: 2011
  • Above Grade Finished Sq Ft: 2011
  • Interior Amenities: Master On Main Level, Separate Shower, Soaking Tub
  • Accessibility Features: Accessible Full Bath, Accessible Hallway(s), Accessible Kitchen
  • Full Bathrooms: 2
  • Fireplace Features: Family Room
  • Flooring: Vinyl, Laminate
  • Window Features: Double Pane Windows

Beds/Baths

  • Main Level Full Bathrooms: 2
  • Bedroom Main Level: 3

Exterior Features

  • Common Walls: No Common Walls
  • Construction Materials: Wood Siding
  • ExteriorFeatures: Lighting
  • Lot Features: Level
  • Patio And Porch Features: Deck
  • Property Condition: Resale
  • Roof: Metal

Garage/Parking

  • Parking Features: Garage
  • ParkingTotal: 6

Utilities

  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: In Kitchen
  • Security Features: Smoke Detector(s)
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Sawnee
  • High School: West Forsyth
  • High School Bus: Yes
  • Middle School: Hendricks
  • Middle School Bus: Yes

Lot Info

  • Lot: 12-13

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 2025
  • Tax Annual Amount: 4719

MLS Schools

  • Elementary Bus Line: Yes

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 1, 2026
Closed on
Jun 15, 2026
Sold by
Bought by
Seller's Agent
Jayde Roper
Your NGA Team Realty
Buyer's Agent
Sheila Clark Lantier
Harry Norman Realtors
List Price
$419,000
Sold Price
$400,000
Premium/Discount to List
-$19,000
-4.53%
Views
71

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
70.01%
Original Mortgage
$340,000
Outstanding Balance
$340,000
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$88,570

Purchase Details

Closed on
Jun 20, 2023
Sold by
Bought by

Purchase Details

Closed on
Jan 23, 2023
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $400,000 None Listed On Document
Quit Claim Deed -- None Listed On Document
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $340,000 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/15/2026 06/15/26 Sold $400,000 -4.5% $199 / Sq Ft
05/15/2026 05/15/26 Pending -- -- --
05/01/2026 05/01/26 For Sale $419,000 -- $208 / Sq Ft
Source: Georgia MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,719 $207,168 $84,000 $123,168
2024 $4,665 $190,244 $78,000 $112,244
2023 $343 $176,280 $78,000 $98,280
2022 $414 $111,084 $36,000 $75,084
2021 $408 $111,084 $36,000 $75,084
2020 $401 $103,712 $36,000 $67,712
2019 $409 $107,460 $36,000 $71,460
2018 $419 $98,088 $36,000 $62,088
2017 $425 $95,524 $33,000 $62,524
2016 $395 $74,204 $27,000 $47,204
2015 $395 $74,204 $27,000 $47,204
2014 $362 $75,076 $0 $0
Source: Public Records

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Map

Source: Georgia MLS

MLS Number: 10754744

Georgia MLS

APN: 032-032

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