S
Seller's Agent in 2021
Sara Stiner
Coldwell Banker West
403 Emerald Ave Unit 4 El Cajon, CA 92020
Estimated Value: $383,000 - $421,000
2
Beds
1
Bath
840
Sq Ft
$305/mo
HOA Fee
Highlights
- Gated Parking
- Gated Community
- Park or Greenbelt View
- Grossmont High School Rated A
- Open Floorplan
- Family Room Off Kitchen
About This Home
As of October 2021TURNKEY, UPGRADED LOWER LEVEL CONDO in walking distance to downtown El Cajon & public transportation. LOW HOA ($305) includes water, sewer & trash. Located in beautifully landscaped gated community in parklike setting. Picnic seating, playground and 2 laundry rooms on site. DOUBLE PANED WINDOWS- noise & weather proofing, competed with 2 inch wood faux blinds. In wall heating/AC unit & ceiling fan lighting in dining, & both bedrooms, OPEN CONCEPT with bar height counter, cupboards and built in book shelves in main living area. Extra deep double sink, garbage disposal, newer dishwasher, stove and generous capacity side by side refrigerator with filtered water and ice maker. Wall of cabinetry added in dining room complete with counter and microwave. Feature wall and pocket door added to livingroom to maximize convenience and utility of the home. Both bedrooms furnished with custom designed closets including drawers and shelves. The master bedroom recently upgraded with triple track for mirrored closet doors for convenience and easier access. Decorative film installed on both bedroom windows for added PRIVACY, preserving NATURAL LIGHTING. Easy maintenance, durable flooring- Tile it kitchen, dining and bath and waterproof laminate throughout the rest. Most faux flooring is not WATERPROOF, but water resistant. Owner is a licensed real estate agent. Buyer & Buyer's Agent to verify all information. *** Property qualifies for TWO 1st TIME HOME BUYER PROGRAMS through Union Bank which offer DOWN PAYEMENT($10,000 or 3%) & CLOSING COST (up to $7500) GRANTS to qualified buyers. ***
Last Agent to Sell the Property
Sara Stiner
Coldwell Banker West License #02065422 Listed on: 08/20/2021
Last Buyer's Agent
Joe Castro
Coldwell Banker West License #01418673
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $3,850
Year Built
- Built in 1977
Lot Details
- Two or More Common Walls
- Gated Home
- Block Wall Fence
- Chain Link Fence
- Sprinkler System
HOA Fees
- $305 Monthly HOA Fees
Home Design
- Entry on the 1st floor
- Turnkey
- Flat Roof Shape
- Stucco Exterior
Interior Spaces
- 840 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Built-In Features
- Ceiling Fan
- Recessed Lighting
- Family Room Off Kitchen
- Living Room
- Dining Area
- Park or Greenbelt Views
Kitchen
- Oven or Range
- Microwave
- Dishwasher
- Formica Countertops
- Disposal
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
- Bathtub with Shower
Home Security
Parking
- 1 Parking Space
- Gated Parking
- Uncovered Parking
- Assigned Parking
Schools
- Grossmont Union High School District
Utilities
- Cooling System Mounted To A Wall/Window
- Gravity Heating System
- Separate Water Meter
- Gas Water Heater
- Cable TV Available
Additional Features
- Accessible Parking
- Patio
- Interior Unit
Listing and Financial Details
- Assessor Parcel Number 487-542-13-16
- $40 annual special tax assessment
Community Details
Overview
- Association fees include common area maintenance, exterior (landscaping), exterior bldg maintenance, gated community, hot water, roof maintenance, sewer, trash pickup, water
- 12 Units
- Emerald Estates Association, Phone Number (619) 697-3191
- Emerald Estates Community
Amenities
- Picnic Area
- Laundry Facilities
Recreation
- Community Playground
Pet Policy
- Call for details about the types of pets allowed
Security
- Gated Community
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 20, 2021
Closed on
Sep 17, 2021
Sold by
Allison Kenneth Randall
Bought by
Alvarado Amaranta D
Seller's Agent
Sara Stiner
Coldwell Banker West
Buyer's Agent
Joe Castro
Coldwell Banker West
List Price
$307,000
Sold Price
$304,500
Premium/Discount to List
-$2,500
-0.81%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$99,580
Avg. Annual Appreciation
7.35%
Original Mortgage
$274,050
Outstanding Balance
$249,365
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$154,715
Purchase Details
Listed on
Aug 20, 2021
Closed on
Sep 14, 2021
Sold by
Stiner Shannon L and Stiner Sara Marie
Bought by
Alvarado Amaranta D and Adonis Martha E
Seller's Agent
Sara Stiner
Coldwell Banker West
Buyer's Agent
Joe Castro
Coldwell Banker West
List Price
$307,000
Sold Price
$304,500
Premium/Discount to List
-$2,500
-0.81%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$274,050
Outstanding Balance
$249,365
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$154,715
Purchase Details
Closed on
Jul 15, 2019
Sold by
Stiner Shannon and Stiner Sara Marie
Bought by
Stiner Shannon L and Stiner Sara Marie
Purchase Details
Closed on
Dec 4, 2003
Sold by
Homestart Llc
Bought by
Stiner Shannon and Stiner Sara Marie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,700
Interest Rate
6%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Alvarado Amaranta D | -- | California Members Title | |
| Alvarado Amaranta D | $304,500 | California Members Title | |
| Stiner Shannon L | -- | None Available | |
| Stiner Shannon | $171,000 | Fidelity National Title Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Alvarado Amaranta D | $274,050 | |
| Previous Owner | Stiner Shannon | $136,700 | |
| Closed | Stiner Shannon | $34,200 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/28/2021 10/28/21 | Sold | $304,500 | -0.8% | $363 / Sq Ft |
| 09/03/2021 09/03/21 | Pending | -- | -- | -- |
| 08/20/2021 08/20/21 | For Sale | $307,000 | -- | $365 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,850 | $323,135 | $110,602 | $212,533 |
| 2024 | $3,850 | $316,800 | $108,434 | $208,366 |
| 2023 | $3,751 | $310,589 | $106,308 | $204,281 |
| 2022 | $3,693 | $224,469 | $76,831 | $147,638 |
| 2021 | $2,664 | $224,469 | $76,831 | $147,638 |
| 2020 | $2,635 | $222,169 | $76,044 | $146,125 |
| 2019 | $2,505 | $210,000 | $78,000 | $132,000 |
| 2018 | $2,392 | $200,000 | $75,000 | $125,000 |
| 2017 | $30 | $191,000 | $72,000 | $119,000 |
| 2016 | $2,057 | $175,000 | $66,000 | $109,000 |
| 2015 | $1,835 | $155,000 | $59,000 | $96,000 |
| 2014 | $1,349 | $115,000 | $44,000 | $71,000 |
Source: Public Records
Agents Affiliated with this Home
-
-
J
Buyer's Agent in 2021
Joe Castro
Coldwell Banker West
-
T
Buyer's Agent in 2021
Trevor Johnson
Rexsi Portfolio Group, Inc.
-
J
Buyer's Agent in 2021
Jose Castro
Finest City Homes & Loans
Map
Source: San Diego MLS
MLS Number: 210023823
APN: 487-542-13-16
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