$300,000
SOLD AUG 28, 2025

403 Ginger Dr New Bern, NC 28560

3 Beds
2.5 Baths
2,234 Sq Ft
6,098 Sq Ft Lot

Recently Sold

$134 Per Sq Ft

6% Below List Price

30 Days on Market

Highlights

  • 1 Fireplace
  • Covered Patio or Porch
  • Formal Dining Room
  • Community Pool
  • Jogging Path
  • Fenced Yard

About This Home

As of August 2025

MOTIVATED SELLERS OFFERING $5000 USE AS YOU CHOOSE!! Step into this well-maintained 3-bedroom, 2.5-bath home with a loft located in the Tyler, Home on the Lake community in New Bern. As you enter, you're welcomed by a formal dining room at the front of the home. It's perfect for hosting guests, setting up a home office, or creating a flex space that fits your lifestyle.Just beyond, the open-concept living area offers plenty of space and natural light. The kitchen features granite countertops, a tile backsplash, stainless steel appliances, an island ideal for meal prep, and a pantry for added storage. The breakfast area flows easily from the kitchen and opens into the living room, making it a great space for everyday living and entertaining. Upstairs, the loft offers additional flexibility as a play area, reading nook, or second living space. The primary suite includes a spacious bedroom, a walk-in shower, double vanity, linen closet, and a large walk-in closet. Two additional bedrooms share a full bath with dual sinks. The laundry room is also located upstairs for added convenience. The fully fenced backyard provides a private outdoor space, perfect for relaxing or playing.Residents of Tyler, Home on the Lake enjoy access to a community pool, playground, and a scenic 61-acre lake with walking trails. Conveniently located near Carolina East Medical Center, shopping, restaurants, and just a short drive to Historic Downtown New Bern and MCAS Cherry Point. Schedule your showing today and come see all this lovely home has to offer.

Last Agent to Sell the Property

Mildred Latino-Thomas

LPT Realty License #283453 Listed on: 06/23/2025

Last Buyer's Agent

Ray Copeland

SellingNorthCarolina.com License #333739

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,492

Year Built

  • Built in 2021

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 60'x170'x60'x103'
  • Fenced Yard
  • Property is Fully Fenced
  • Wood Fence

HOA Fees

  • $42 Monthly HOA Fees

Home Design

  • Slab Foundation
  • Wood Frame Construction
  • Shingle Roof
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 2,234 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • 1 Fireplace
  • Blinds
  • Formal Dining Room

Kitchen

  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-in Shower

Laundry

  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Schools

  • Oaks Road Elementary School
  • West Craven Middle School
  • West Craven High School

Utilities

  • Forced Air Heating System
  • Heat Pump System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Municipal Trash

Additional Features

  • Energy-Efficient HVAC
  • Covered Patio or Porch

Listing and Financial Details

  • Tax Lot 931
  • Assessor Parcel Number 8-223-3 -931

Community Details

Overview

  • Lake Tyler HOA, Phone Number (866) 516-7424
  • Tyler, Home On The Lake Subdivision
  • Maintained Community

Recreation

  • Community Playground
  • Community Pool
  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,492

Year Built

Built in 2021

Lot Details

0

HOA Fees

$42 per month

Listing Details

  • Property Type: Residential
  • Sub Type: Single Family Residence
  • Cobra Zone: No
  • Construction: Wood Frame
  • Construction Type: Stick Built
  • New Construction: No
  • Stories: 2.0
  • Stories Levels: Two
  • Year Built: 2021
  • Trash Collection: City Pick-UP
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Dining Room Type: Formal
  • Fireplace: 1
  • Flooring: Carpet, Vinyl
  • Heated Sq Ft: 2200 - 2399
  • Interior Amenities: Blinds/Shades, Walk-in Shower, Walk-In Closet(s), Kitchen Island, Ceiling Fan(s)
  • Laundry Location: Hookup - Dryer, Laundry Room, Hookup - Washer
  • List Price per Sq Ft: 138.76
  • Master Bedroom Level: Non Primary Living Area
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3.00
  • Bedrooms: 3
  • Number Rooms: 6
  • Sq Ft Heated: 2234.00
  • Total Heated Primary Separate Sq Ft: 2234.00

Exterior Features

  • Exterior Finish: Vinyl Siding
  • Fencing: Back Yard, Wood, Full
  • Foundation: Slab
  • Porch Balcony Deck: Covered, Open, Porch, Patio
  • Road Type Frontage: Public (City/Cty/St)
  • Roof: Shingle
  • Waterfront: No
  • Waterview: No

Garage/Parking

  • Attached Garage Spaces: 2.00
  • Total Garage Spaces: 2.00
  • Parking Driveway: Concrete, On Site, Garage Faces Front, Garage Door Opener

Utilities

  • Appliances Equipment: Built-In Microwave, Washer, Refrigerator, Electric Oven, Dryer, Disposal, Dishwasher
  • Cooling System: Central Air
  • Heating System: Forced Air, Heat Pump, Gas Pack
  • Service Providers Electric Provider: Duke Energy
  • Service Providers Sewer Provider: City of New Bern
  • Service Providers Water Provider: City of New Bern
  • Utilities: Natural Gas Connected, Sewer Connected, Water Connected
  • HeatingSystemFuelSource: Natural Gas

Association/Amenities

  • HOA: Yes
  • HOA and Neighborhood Amenities: Community Pool, Playground, Maint - Comm Areas, Jogging Path
  • HOAAssociationFee1Year: 500.00
  • HOAAssociationName: Lake Tyler HOA
  • HOAAssociationPhone: 8665167424

Lot Info

  • Deed Page: 768.00
  • Lot Acres: 0.14
  • Lot Dimensions: 60'x170'x60'x103'
  • Lot Number: 931
  • Lot Sq Ft: 6098.00
  • Lot Water Features: None
  • Plat Book: I
  • Plat Page: 185D
  • Zoning: Residential

Tax Info

  • Tax Identifier: 8-223-3 -931
  • Tax Year: 2024
  • Total Real Estate Property Taxes: 2492.30

MLS Schools

  • Elementary School: Oaks Road
  • High School: West Craven
  • Middle School: West Craven

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 23, 2025
Closed on
Aug 14, 2025
Sold by
Mcfaline Monique Marie and Mcfaline James Aaron
Bought by
Shaw Joshua W and Shaw Jayla R
Seller's Agent
Mildred Latino-Thomas
LPT Realty
Buyer's Agent
Ray Copeland
SellingNorthCarolina.com
List Price
$320,000
Sold Price
$300,000
Premium/Discount to List
-$20,000
-6.25%
Views
54

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
61.37%
Original Mortgage
$300,000
Outstanding Balance
$300,000
Interest Rate
6.75%
Mortgage Type
VA
Estimated Equity
$8,738

Purchase Details

Listed on
Jun 18, 2021
Closed on
Oct 28, 2021
Sold by
D R Horton Inc
Bought by
Mcfaline Monique Marie and Mcfaline James Aaron
Seller's Agent
Janet Rogers
D.R. Horton, Inc.
Buyer's Agent
Priscilla York
Coast to Coast Real Estate
List Price
$261,990
Sold Price
$265,890
Premium/Discount to List
$3,900
1.49%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.19%
Original Mortgage
$272,005
Interest Rate
2.8%
Mortgage Type
VA
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $300,000 None Listed On Document
Special Warranty Deed $266,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $300,000 VA
Previous Owner $272,005 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/28/2025 08/28/25 Sold $300,000 -3.2% $134 / Sq Ft
07/23/2025 07/23/25 Pending -- -- --
07/07/2025 07/07/25 Price Changed $310,000 -1.6% $139 / Sq Ft
06/30/2025 06/30/25 Price Changed $315,000 -1.6% $141 / Sq Ft
06/23/2025 06/23/25 For Sale $320,000 +20.4% $143 / Sq Ft
10/28/2021 10/28/21 Sold $265,890 0.0% $119 / Sq Ft
07/11/2021 07/11/21 Pending -- -- --
06/28/2021 06/28/21 Price Changed $265,990 +0.8% $119 / Sq Ft
06/21/2021 06/21/21 Price Changed $263,990 +0.8% $118 / Sq Ft
06/18/2021 06/18/21 For Sale $261,990 -- $117 / Sq Ft
Source: Hive MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,564 $298,550 $51,000 $247,550
2023 $2,522 $298,550 $51,000 $247,550
2022 $2,010 $187,060 $28,000 $159,060
2021 $0 $28,000 $28,000 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Hive MLS

MLS Number: 100515315

Hive MLS

APN: 8-223-3-931