Mindy Hearne
Ashcraft Real Estate Services
(859) 888-1408
22 Total Sales
1 in Downtown Covington
$480,000 Price
403 Riverside Dr Covington, KY 41011
Downtown Covington Neighborhood
--
Bed
--
Bath
9,508
Sq Ft
0.44
Acre Lot
Highlights
- River View
- 0.44 Acre Lot
- 9 Fireplaces
- Waterfront
- Property is near public transit
- Corner Lot
About This Home
As of June 2026Introducing the Banning House at 403 Riverside Drive--an extraordinary and rare riverfront offering along Covington's Historic Riverside Drive and Licking River corridors. Rich in heritage, this Greek Revival residence dates to before 1860, once home to David and Jeremiah Banning, and now presents a compelling opportunity to shape a truly iconic asset.
Currently configured as seven apartments with two coach houses, the property offers remarkable flexibility for visionary redevelopment. Envision a grand single-family urban estate, an elegant duplex, or a refined boutique multifamily residence--each possibility capitalizing on its architectural character and prime setting.
Perfectly positioned directly across from the Cincinnati skyline, residents will enjoy seamless access to premier dining, entertainment, riverfront recreation, and key employment centers. Walkability and proximity to the Ohio River further elevate its lifestyle appeal. A distinctive and tightly held opportunity, the Banning House represents a rare chance to reimagine a historic riverfront presence along Covington's coveted Gold Coast--where legacy, location, and potential converge. See attached documents.
Last Agent to Sell the Property
Robinson Sotheby's Int. Realty License #219763 Listed on: 04/23/2026
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Property Details
Home Type
- Apartment
Lot Details
- 19,095 Sq Ft Lot
- Lot Dimensions are 143x134
- Waterfront
- Corner Lot
- Private Yard
Property Views
- River
- Skyline
- Neighborhood
Home Design
- Brick Exterior Construction
- Stone Foundation
- Shingle Roof
Interior Spaces
- Double Vanity
- 9,508 Sq Ft Home
- Bookcases
- Chandelier
- 9 Fireplaces
- Wood Frame Window
- Entrance Foyer
- Stacked Washer and Dryer
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Kitchen Island
- Granite Countertops
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Parking
- Private Parking
- On-Street Parking
- Off-Street Parking
Outdoor Features
- Balcony
- Covered Patio or Porch
Location
- Property is near public transit
Schools
- John G. Carlisle Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Cable TV Available
Listing and Financial Details
- Tenant pays for electricity, gas
- The owner pays for water, sewer
Community Details
Overview
- 3 Buildings
- 9 Units
Amenities
- Coin Laundry
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Mar 30, 2012
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$640,000
Interest Rate
3.89%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
Jun 11, 2007
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Covington, KY
-
Mindy Hearne
-
Shelli Stinson
Shelli Stinson
eXp Realty LLC
(859) 757-0169
131 Total Sales
2 in Downtown Covington
$200K - $275K Price Range
-
Doug Mayberry
Doug Mayberry
Huff Realty - Florence
(859) 600-6390
180 Total Sales
1 in Downtown Covington
$470,000 Price
-
Martha Works Larsen
Martha Works Larsen
Century 21 Premiere Properties
(859) 479-0970
196 Total Sales
1 in Downtown Covington
$255,000 Price
-
Tracy Winkler
Tracy Winkler
Comey & Shepherd
(513) 808-9789
158 Total Sales
2 in Downtown Covington
$400K - $540K Price Range
-
Stacy Meece
Stacy Meece
Berkshire Hathaway HomeService
(513) 586-7002
255 Total Sales
1 in Downtown Covington
$240,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $892,000 | Future Advance Clause Open End Mortgage | |
| Closed | $640,000 | Future Advance Clause Open End Mortgage |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/22/2026 06/22/26 | Sold | $2,500,000 | 0.0% | $263 / Sq Ft |
| 04/28/2026 04/28/26 | Pending | -- | -- | -- |
| 04/23/2026 04/23/26 | For Sale | $2,500,000 | -- | $263 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $13,250 | $1,000,000 | $330,000 | $670,000 |
| 2024 | $13,150 | $1,000,000 | $330,000 | $670,000 |
| 2023 | $13,320 | $1,000,000 | $330,000 | $670,000 |
| 2022 | $13,286 | $1,000,000 | $330,000 | $670,000 |
| 2021 | $15,290 | $1,000,000 | $330,000 | $670,000 |
| 2020 | $15,212 | $1,000,000 | $330,000 | $670,000 |
| 2019 | $15,385 | $1,000,000 | $330,000 | $670,000 |
| 2018 | $15,868 | $1,000,000 | $330,000 | $670,000 |
| 2017 | $16,099 | $1,000,000 | $330,000 | $670,000 |
| 2015 | $18,713 | $1,000,000 | $330,000 | $670,000 |
| 2014 | $18,229 | $1,000,000 | $330,000 | $670,000 |
Source: Public Records
Agents Affiliated with this Home
-
Connie Greene
Seller's Agent in 2026
Connie Greene
Robinson Sotheby's Int. Realty
(513) 265-7819
1 in this area
71 Total Sales
-
Trina Rigdon
Buyer's Agent in 2026
Trina Rigdon
Comey & Shepherd, Inc
(513) 520-6423
1 in this area
73 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 641855
APN: 054-14-18-001.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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