403 Riverside Dr Covington, KY 41011
Downtown Covington NeighborhoodEstimated payment $14,660/month
Highlights
- River View
- 0.44 Acre Lot
- 9 Fireplaces
- Waterfront
- Property is near public transit
- 2-minute walk to George Rogers Clark Park
About This Home
Introducing the Banning House at 403 Riverside Drive--an extraordinary and rare riverfront offering along Covington's Historic Riverside Drive and Licking River corridors. Rich in heritage, this Greek Revival residence dates to before 1860, once home to David and Jeremiah Banning, and now presents a compelling opportunity to shape a truly iconic asset.
Currently configured as seven apartments with two coach houses, the property offers remarkable flexibility for visionary redevelopment. Envision a grand single-family urban estate, an elegant duplex, or a refined boutique multifamily residence--each possibility capitalizing on its architectural character and prime setting.
Perfectly positioned directly across from the Cincinnati skyline, residents will enjoy seamless access to premier dining, entertainment, riverfront recreation, and key employment centers. Walkability and proximity to the Ohio River further elevate its lifestyle appeal. A distinctive and tightly held opportunity, the Banning House represents a rare chance to reimagine a historic riverfront presence along Covington's coveted Gold Coast--where legacy, location, and potential converge. See attached documents.
Property Details
Home Type
- Apartment
Lot Details
- 19,095 Sq Ft Lot
- Lot Dimensions are 143x134
- Waterfront
- Corner Lot
- Private Yard
Property Views
- River
- Skyline
- Neighborhood
Home Design
- Brick Exterior Construction
- Stone Foundation
- Shingle Roof
Interior Spaces
- Double Vanity
- 9,508 Sq Ft Home
- Bookcases
- Chandelier
- 9 Fireplaces
- Wood Frame Window
- Entrance Foyer
- Stacked Washer and Dryer
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Kitchen Island
- Granite Countertops
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Parking
- Private Parking
- On-Street Parking
- Off-Street Parking
Outdoor Features
- Balcony
- Covered Patio or Porch
Location
- Property is near public transit
Schools
- John G. Carlisle Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Cable TV Available
Listing and Financial Details
- The owner pays for water, sewer
Community Details
Overview
- 3 Buildings
- 9 Units
Amenities
- Coin Laundry
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $13,250 | $1,000,000 | $330,000 | $670,000 |
| 2024 | $13,150 | $1,000,000 | $330,000 | $670,000 |
| 2023 | $13,320 | $1,000,000 | $330,000 | $670,000 |
| 2022 | $13,286 | $1,000,000 | $330,000 | $670,000 |
| 2021 | $15,290 | $1,000,000 | $330,000 | $670,000 |
| 2020 | $15,212 | $1,000,000 | $330,000 | $670,000 |
| 2019 | $15,385 | $1,000,000 | $330,000 | $670,000 |
| 2018 | $15,868 | $1,000,000 | $330,000 | $670,000 |
| 2017 | $16,099 | $1,000,000 | $330,000 | $670,000 |
| 2015 | $18,713 | $1,000,000 | $330,000 | $670,000 |
| 2014 | $18,229 | $1,000,000 | $330,000 | $670,000 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/28/2026 04/28/26 | Pending | -- | -- | -- |
| 04/23/2026 04/23/26 | For Sale | $2,500,000 | -- | $263 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Available | |
| Quit Claim Deed | -- | None Available |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $640,000 | Future Advance Clause Open End Mortgage |
Source: Northern Kentucky Multiple Listing Service
MLS Number: 641855
APN: 054-14-18-001.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
- 116 Shelby St
- 210 E 2nd St Unit B
- 200 Ovation Way Unit 503
- 200 Ovation Way Unit 303
- 100 Ovation Way Unit 501
- 100 Ovation Way Unit 302
- 300 Ovation Way Unit 405
- 300 Ovation Way Unit 305
- 300 Ovation Way Unit 304
- 300 Ovation Way Unit 306
- 400 Ovation Way Unit 406-407
- 400 Ovation Way Unit 308
- 400 Ovation Way Unit 307
- 400 Ovation Way Unit 508
- 400 Ovation Way Unit 408
- 400 Ovation Way Unit 207
- 400 Ovation Way Unit 208
- 400 Ovation Way Unit 506-507
- 700 Ovation Way Unit 314
- 600 Ovation Way Unit 312
Ask me questions while you tour the home.