$490,000

403 State St Unit 3 Saint Joseph, MI 49085

Estimated payment $3,320/month

Total Views 5,026
2 Beds
2 Baths
1,237 Sq Ft
$396 Price per Sq Ft

Highlights

  • Lake Front
  • Water Access
  • Contemporary Architecture
  • Upton Middle School Rated A
  • Deck
  • 2-minute walk to Lake Bluff Park

About This Home

Highly desirable downtown St. Joseph Condo in the heart of the city. Short distance to Silver Beach and Lake Michigan, shopping and restaurants. Experience year-round activities on the lake bluff like farmers markets, antiques, art fairs, and local craft beer and wine festivals. Close proximity to multiple marinas as well as Harbor Shores Golf Course, designed by Jack Nicklaus.
Condo offers an open concept with amazing Brazilian Cherry hardwood floors in living, dining and kitchen with high ceilings, large windows, and wonderful seasonal views of the Lake Michigan! KitchenAid stainless steel appliances and front load laundry appliances in the master suite. Upscale improvements, Schedule your private showing today! A Realtor owned property.

Listing Agent

Joe Flood

@properties Christie's International R.E. License #6501395858 Listed on: 01/08/2026

@properties Christie's International R.E.

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $7,300

Year Built

  • Built in 2009

Lot Details

  • Lake Front

HOA Fees

  • $167 Monthly HOA Fees

Home Design

  • Contemporary Architecture
  • Brick Exterior Construction
  • Rubber Roof

Interior Spaces

  • 1,237 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Insulated Windows
  • Family Room
  • Living Room
  • Dining Room
  • Den
  • Recreation Room
  • Water Views
  • Basement

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Home Security

Accessible Home Design

  • Accessible Bathroom
  • Halls are 36 inches wide or more
  • Doors are 36 inches wide or more

Outdoor Features

  • Water Access
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Electric Water Heater
  • High Speed Internet
  • Phone Connected
  • Cable TV Available

Community Details

Overview

  • Association fees include maintenance structure
  • Greal Lakes Condo

Pet Policy

  • Pets Allowed

Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector
  • Fire Sprinkler System

Amenities

  • Elevator

Property Details

Home Type

Condominium

Est. Annual Taxes

$7,300

Year Built

Built in 2009

Lot Details

0

HOA Fees

$167 per month

Listing Details

  • Property Sub-Type: Condominium
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Contemporary
  • Stories: 2
  • Year Built: 2009
  • General Property Info:Basement: Yes
  • General Property Info:Main Level Primary: Yes
  • Waterfront Options:Water Access YN: Yes
  • General Property Info:Condo Proj Name: Greal Lakes Condo
  • General Property Info:Entry Type: Common
  • General Property Info:Pets YN: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Refrigerator, Oven, Dishwasher, Disposal, Dryer, Washer, Range
  • Accessibility Features: 42 in or + Hallway, Accessible Full Bath, Covered Entrance, 36 Inch Entrance Door, Accessible Half Bath, 36' or + Hallway
  • Flooring: Wood, Tile
  • Interior Amenities: Ceiling Fan(s), Elevator, Eat-in Kitchen
  • Fireplace: No
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Other
  • LivingArea: 1237.0
  • Window Features: Insulated Windows
  • Basement Rooms:Total Basement SQFT: 100.0

Exterior Features

  • Construction Materials: Brick
  • List Price: 490000.0
  • Lot Features: Corner Lot, Sidewalk
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Rubber
  • Waterfront Features: Lake Front
  • Waterfront: No
  • Access Feat:Accessibility Features2: Yes

Garage/Parking

  • Garage: No

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Main Level
  • Security Features: Carbon Monoxide Detector(s), Fire Alarm, Fire Sprinkler System, Smoke Detector(s)
  • Utilities: Natural Gas Connected, Phone Connected, Cable Available, Electricity Available, Natural Gas Available, Storm Sewer, Phone Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 2000.0
  • Association Fee Frequency: Annually
  • Association: No

Fee Information

  • Association Fee Includes: None, Maintenance Structure

Tax Info

  • Tax Annual Amount: 7300.0
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,066 $250,100 $0 $0
2024 $6,864 $212,700 $0 $0
2023 $6,581 $187,600 $0 $0
2022 $6,281 $155,300 $0 $0
2021 $6,233 $146,500 $13,200 $133,300
2020 $5,212 $141,500 $0 $0
2019 $5,170 $117,300 $6,700 $110,600
2018 $5,084 $117,300 $0 $0
2017 $2,257 $61,100 $0 $0
2016 $3,211 $56,600 $0 $0
2015 $3,182 $57,400 $0 $0
2014 $3,067 $54,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/08/2026 01/08/26 For Sale $490,000 +62.8% $396 / Sq Ft
09/14/2020 09/14/20 Sold $301,000 -7.4% $243 / Sq Ft View Prior Sale
06/18/2020 06/18/20 Pending -- -- --
06/03/2020 06/03/20 For Sale $325,000 +36.6% $263 / Sq Ft
04/24/2017 04/24/17 Sold $238,000 -4.4% $192 / Sq Ft View Prior Sale
03/21/2017 03/21/17 Pending -- -- --
03/20/2017 03/20/17 For Sale $249,000 -- $201 / Sq Ft
Source: MichRIC

Purchase History

Date Type Sale Price Title Company
Warranty Deed $301,000 First American Title
Warranty Deed $301,000 First American Title
Deed $238,000 --
Warranty Deed $160,000 Chicago Title Of Michigan
Sheriffs Deed $157,500 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $240,800 New Conventional
Closed $240,800 New Conventional
Previous Owner -- No Value Available
Source: Public Records

Source: MichRIC

MLS Number: 26000790

MichRIC

APN: 11-76-2850-0003-00-6

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