Seller's Agent in 2025
Michael Arabia
Evelyn G. Rafter & Associates
(201) 560-3498
13 in this area
53 Total Sales
403 Undercliff Ave Edgewater, NJ 07020
5
Beds
3
Baths
2,818
Sq Ft
2,178
Sq Ft Lot
About This Home
As of December 2025Fully updated 2 family home located in the heart of Edgewater! Walking distance to the Edgewater Ferry, busses to NY, Wholefoods & Trader Joes, schools and parks. First floor has 2 bedrooms and 2 bathrooms spanning the 1st floor and the walk out basement, with radiant heat, which goes to a huge patio area exclusive to the 1st floor tenant. The second floor has 3 bedrooms 1 full bath and spans the 2nd and 3rd floor which is finished with an office and storage area. 2 decks are included, one off the primary bedroom and another large deck from the kitchen and living room area. Each unit has separate utilities and separate laundry facilities in each apartment. Renovations include: updated kitchens, bathrooms, electrical, plumbing, heating and central air for both units, windows, hardwood floors and so much more. Don't miss out on this wonderful home!
Last Buyer's Agent
Outside Agent
Outside Office
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $11,979
Lot Details
- 2,500 Sq Ft Lot
- Lot Dimensions are 25x100
Home Design
Bedrooms and Bathrooms
- 5 Bedrooms
- 3 Full Bathrooms
Laundry
- Laundry in unit
Listing and Financial Details
- Legal Lot and Block 27 / 56
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 3, 2025
Closed on
Dec 14, 2025
Sold by
403 Undercliff Llc
Bought by
Ng Edward
Seller's Agent
Michael Arabia
Evelyn G. Rafter & Associates
Buyer's Agent
Outside Agent
Outside Office
List Price
$995,000
Sold Price
$999,000
Premium/Discount to List
$4,000
0.4%
Views
382
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,826
Avg. Annual Appreciation
2.76%
Original Mortgage
$400,000
Outstanding Balance
$398,313
Interest Rate
6.24%
Mortgage Type
New Conventional
Estimated Equity
$607,513
Purchase Details
Closed on
Aug 21, 2015
Sold by
Yilmaz Michael
Bought by
403 Undercliff Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$399,000
Interest Rate
4.01%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 3, 2014
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Yilmaz Michael
Purchase Details
Closed on
Jan 9, 2006
Sold by
Hart Darren
Bought by
Gutierrez Ana
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$508,000
Interest Rate
6.15%
Purchase Details
Closed on
Sep 29, 2003
Sold by
Stanek Jeremy
Bought by
Hart Darren
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$418,500
Interest Rate
6.43%
Purchase Details
Closed on
Nov 1, 2000
Bought by
Stanek Jeremy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$42,000
Interest Rate
7.83%
Purchase Details
Closed on
Apr 18, 2000
Sold by
Estate Of Georgia Cecco
Bought by
Stanek Jeremy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$213,750
Interest Rate
8.21%
Purchase Details
Closed on
Aug 17, 1999
Sold by
Cecco Joseph and Cecco Georgia
Bought by
Cecco Joseph A and Cecco Georgia W
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $999,000 | Mundus Title Agency | |
| Deed | -- | Forscene Title Agency Llc | |
| Deed | -- | Land Transfer Services Llc | |
| Deed | $635,000 | -- | |
| Deed | $465,000 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $229,500 | -- | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $400,000 | New Conventional | |
| Previous Owner | $399,000 | New Conventional | |
| Previous Owner | $508,000 | No Value Available | |
| Previous Owner | $418,500 | No Value Available | |
| Previous Owner | $42,000 | No Value Available | |
| Previous Owner | $213,750 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/17/2025 12/17/25 | Sold | $999,000 | +0.4% | $355 / Sq Ft |
| 09/22/2025 09/22/25 | Pending | -- | -- | -- |
| 09/03/2025 09/03/25 | For Sale | $995,000 | -- | $353 / Sq Ft |
Source: New Jersey MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $11,979 | $777,300 | $322,500 | $454,800 |
| 2024 | $11,585 | $753,900 | $311,300 | $442,600 |
| 2023 | $11,257 | $725,400 | $295,000 | $430,400 |
| 2022 | $11,257 | $698,300 | $280,000 | $418,300 |
| 2021 | $9,913 | $491,000 | $237,500 | $253,500 |
| 2020 | $9,550 | $491,000 | $237,500 | $253,500 |
| 2019 | $9,309 | $491,000 | $237,500 | $253,500 |
| 2018 | $9,000 | $491,000 | $237,500 | $253,500 |
| 2017 | $8,838 | $491,000 | $237,500 | $253,500 |
| 2016 | $8,735 | $491,000 | $237,500 | $253,500 |
| 2015 | $8,617 | $491,000 | $237,500 | $253,500 |
| 2014 | $8,352 | $491,000 | $237,500 | $253,500 |
Source: Public Records
Agents Affiliated with this Home
-
Michael Arabia
-
O
Buyer's Agent in 2025
Outside Agent
Outside Office
Map
Source: New Jersey MLS
MLS Number: 25030737
APN: 13-00056-0000-00027
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to the real estate for sale on this web site comes in part from the Internet Data Exchange Program of the NJMLS. Real estate listings held by brokerage firms other than Ten-X are marked with the Internet Data Exchange logo and information about them includes the name of the listing brokers. Some properties listed with the participating brokers do not appear on this website at the request of the seller. Listings of brokers that do not participate in Internet Data Exchange do not appear on this website.
All information deemed reliable but not guaranteed. Source: New Jersey Multiple Listing, Inc.
© 2026 New Jersey Multiple Listing Service Inc. All rights reserved.
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