$88,000
PRE-FORECLOSURE The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.

404 N Oak St Loraine, IL 62349

Estimated payment $620/month

2 Beds
1 Bath
949 Sq Ft
$93 Price per Sq Ft

Highlights

  • Eat-In Kitchen
  • Shed
  • Forced Air Heating and Cooling System
  • Living Room
  • 1-Story Property
  • Ceiling Fan

About This Home

Potential in this 2 bedroom home. Large yard with small shed. Attached carport.

Listing Agent

Carol Shaffer

Bower & Associates, Inc., REALTORS License #471019430 Listed on: 09/14/2026

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1974

Lot Details

  • 15,246 Sq Ft Lot
  • Lot Dimensions are 75x200

Home Design

  • Permanent Foundation
  • Slab Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 949 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Living Room

Kitchen

  • Eat-In Kitchen
  • No Kitchen Appliances

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • 1 Full Bathroom

Parking

  • Carport
  • Parking Included in Price

Outdoor Features

  • Shed

Schools

  • Unity Elementary School
  • Unity High School

Utilities

  • Forced Air Heating and Cooling System
  • 100 Amp Service

Home Details

Home Type

Single Family

Year Built

Built in 1974

Lot Details

0.35 Acres

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • Property Attached: No
  • Property Sub-Type: 1 Story
  • Year Built: 1974
  • Age: 51-100 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: New
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: None
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen
  • LivingArea: 949
  • Estimated Total Finished Sq Ft: 949
  • Total Sq Ft: 949
  • MRD_MasterBathYN: No

Exterior Features

  • Construction Materials: Vinyl Siding
  • ExteriorFeatures: None
  • Foundation Details: Permanent, Slab
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Parking Features: Carport

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 100 Amp Service
  • Heating: Forced Air
  • Water Source: Public

Schools

  • Elementary School: Unity Elementary School
  • High School: Unity High School

Lot Info

  • Lot Size Acres: 0.35
  • Lot Dimensions: 75x200
  • Lot Size: .25-.49 Acre
  • Special Assessments: No

Rental Info

  • Board Number: 27
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Year: 2025

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,839 $29,970 $3,600 $26,370
2024 $1,944 $32,430 $3,330 $29,100
2023 $1,683 $28,510 $2,230 $26,280
2022 $1,683 $27,100 $2,120 $24,980
2021 $1,610 $26,330 $2,060 $24,270
2020 $1,555 $25,640 $2,010 $23,630
2019 $1,536 $25,170 $1,940 $23,230
2018 $1,343 $22,690 $1,880 $20,810
2017 $1,342 $22,020 $1,820 $20,200
2016 $1,369 $20,630 $1,710 $18,920
2015 $7,475,600 $15,270 $1,710 $13,560
2012 $749 $14,880 $1,670 $13,210
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/14/2026 09/14/26 For Sale $88,000 -2.1% $93 / Sq Ft
04/30/2024 04/30/24 Sold $89,900 0.0% $95 / Sq Ft View Prior Sale
01/29/2024 01/29/24 For Sale $89,900 +13.1% $95 / Sq Ft
07/08/2021 07/08/21 Sold $79,500 +2.1% $84 / Sq Ft View Prior Sale
06/08/2021 06/08/21 Pending -- -- --
03/09/2021 03/09/21 For Sale $77,900 -- $82 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $89,900 Title Center
Warranty Deed $79,500 Illinois Real Estate Title
Warranty Deed $75,500 Title Center
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $92,828 New Conventional
Previous Owner $78,059 FHA
Previous Owner $76,262 New Conventional
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 100539134

Midwest Real Estate Data (MRED)

APN: 06-0-0452-000-00

Illinois Adams County Loraine 62349

404 N Oak St, Loraine, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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Carol Shaffer
Listing Agent
Carol Shaffer
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Bower & Associates, Inc., REALTORS
(217) 601-8376
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