$500,000

404 Prairie Clover Way Severance, CO 80550

Estimated payment $2,973/month

3 Beds
2.5 Baths
2,756 Sq Ft
$181 Price per Sq Ft

Highlights

  • Open Floorplan
  • Contemporary Architecture
  • Cathedral Ceiling
  • Deck
  • Living Room with Fireplace
  • 3 Car Attached Garage

About This Home

Welcome to this move in ready home in the desirable Timber Ridge neighborhood in the heart of Severance. Offering 3 bedrooms, 2.5 bathrooms, and a bright, open floor plan, this home is designed for comfortable everyday living and effortless entertaining. Natural light fills the spacious main level, creating a warm and inviting atmosphere. The kitchen flows seamlessly into the dining and living areas, while the walk out living space opens to a spacious backyard featuring updated xeriscape landscaping, mature trees, and plenty of room to relax, play, or entertain. Thoughtful updates provide peace of mind, including a new roof in 2024, furnace replaced in 2021, interior and exterior paint completed approximately three years ago, an active radon mitigation system, solar panels for added energy efficiency, and all kitchen appliances included, making this home truly move in ready. Located in the heart of Severance, you'll enjoy nearby parks, walking trails, and everyday conveniences, all while being just minutes from Windsor and a short drive to Fort Collins. Situated in the Weld RE-4 School District, students attend Severance schools, with several nearby charter school options available. With no metro district, low HOA, and low property taxes, this home offers exceptional value in one of Northern Colorado's welcoming communities.

Listing Agent

Naomi Rutkey

eXp Realty - Northern CO Brokerage Phone: 9706320122 License #100089013 Listed on: 07/02/2026

eXp Realty - Northern CO

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,013

Year Built

  • Built in 2009

Lot Details

  • 7,405 Sq Ft Lot
  • West Facing Home
  • Wood Fence
  • Xeriscape Landscape
  • Paved or Partially Paved Lot
  • Level Lot
  • Sprinkler System

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Tri-Level Property
  • Composition Roof

Interior Spaces

  • 2,756 Sq Ft Home
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Self Contained Fireplace Unit Or Insert
  • Electric Fireplace
  • Window Treatments
  • Bay Window
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Fire and Smoke Detector
  • Unfinished Basement

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Outdoor Features

  • Deck
  • Patio

Schools

  • Range View Elementary School
  • Severance Middle School
  • Severance High School

Additional Features

  • Solar owned by a third party
  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number R3534705

Community Details

Overview

  • Association fees include common amenities, management
  • Timber Ridge Association, Phone Number (970) 224-4445
  • Timber Ridge Pud 3Rd Fg Subdivision

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,013

Year Built

Built in 2009

Lot Details

7,405 Sq Ft Lot

HOA Fees

$21 per month

Parking

3

Listing Details

  • Year Built: 2009
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.17
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Timber Ridge PUD 3rd Fg
  • Architectural Style: Contemporary
  • Unit Levels: Tri-Level
  • New Construction: No
  • Efficiency: Photovoltaic Leased
  • Property Attached Yn: No
  • Attribution Contact: 9706320122
  • RoomType: Dining Room
  • RoomType: Family Room
  • RoomType: Kitchen
  • RoomType: Laundry
  • RoomType: Living Room
  • RoomFeatures: 5 Piece Primary Bath
  • RoomType: Primary Bedroom
  • IRE_AssociationFeeYN: Yes
  • IRE_AssociationYN2: 0
  • IRE_HasWaterRights: No
  • IRE_TotalSqFt: 2756
  • IRE_NewConstructionStatus: Not New, Previously Owned
  • IRE_AssociationFee2YN: No
  • IRE_HasFamilyRoom: 1
  • Special Features: None

Interior Features

  • Possible Use: Single Family
  • Appliances: Electric Range, Dishwasher, Refrigerator, Microwave, Disposal, Fire Alarm
  • Has Basement: Unfinished
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Insert, Electric, Living Room
  • Interior Amenities: Eat-in Kitchen, Cathedral Ceiling(s), Open Floorplan, Pantry, Bay or Bow Window, Washer/Dryer Hookup, Kitchen Island, High Ceilings
  • Window Features: Window Coverings

Exterior Features

  • Roof: Composition
  • Fencing: Fenced, Wood
  • Lot Features: Level, House Faces West, Xeriscape, Paved, Curbs, Gutters, Sidewalks, Street Light
  • Waterfront: No
  • Disclosures: Seller's Property Disclosure
  • Construction Type: Frame
  • Exterior Features: Sprinkler System, Oversized Garage
  • Patio And Porch Features: Patio, Deck

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Attached
  • IRE_GarageType: Attached

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Electric: Xcel Energy
  • Heating: Forced Air
  • Utilities: Natural Gas Available, Electricity Available
  • Sewer: Public Sewer
  • Water Source: City

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities, Management
  • Community Features: Park
  • Association Fee: 250
  • Association Fee Frequency: Annually
  • Association Name: Timber Ridge
  • Phone: 970-224-4445
  • Association: Yes

Schools

  • Elementary School: Range View
  • HighSchool: Severance High School
  • Junior High Dist: Weld RE-4
  • Middle Or Junior School: Severance

Lot Info

  • Zoning: RES
  • Parcel #: R3534705
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 3013

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $3,013 $29,210 $5,570 $23,640
2025 $2,894 $29,830 $5,690 $24,140
2024 $2,894 $29,830 $5,690 $24,140
2023 $2,659 $34,030 $5,890 $28,140
2022 $2,514 $25,630 $4,660 $20,970
2021 $2,344 $26,360 $4,790 $21,570
2020 $2,261 $25,920 $3,580 $22,340
2019 $2,242 $25,920 $3,580 $22,340
2018 $2,116 $23,170 $2,810 $20,360
2017 $2,239 $23,170 $2,810 $20,360
2016 $2,056 $21,490 $2,470 $19,020
2015 $1,914 $21,490 $2,470 $19,020
2014 $1,731 $18,240 $2,070 $16,170
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/02/2026 07/02/26 For Sale $500,000 +11.1% $181 / Sq Ft
02/21/2022 02/21/22 Off Market $450,000 -- --
11/23/2021 11/23/21 Sold $450,000 +2.3% $163 / Sq Ft View Prior Sale
10/28/2021 10/28/21 For Sale $440,000 +46.7% $160 / Sq Ft
01/28/2019 01/28/19 Off Market $300,000 -- --
10/31/2014 10/31/14 Sold $300,000 0.0% $109 / Sq Ft View Prior Sale
10/01/2014 10/01/14 Pending -- -- --
08/29/2014 08/29/14 For Sale $300,000 -- $109 / Sq Ft
Source: IRES MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $450,000 Land Title Guarantee
Warranty Deed $300,000 Land Title Guarantee Company
Special Warranty Deed $224,293 Heritage Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $405,000 New Conventional
Previous Owner $240,000 New Conventional
Previous Owner $221,311 FHA
Source: Public Records

About the Listing Agent

Naomi Rutkey

eXp Realty - Northern CO

(970) 572-4473

Section Image

Naomi Rutkey is an established real estate advisor serving Windsor, Fort Collins, and Northern Colorado, specializing in homes that support both lifestyle and legacy. With a refined understanding of market strategy, pricing, and negotiation, Naomi guides families through buying and selling with clarity, excellence, and care.
Rooted in faith and integrity, Naomi approaches real estate as a calling—not just a transaction. She believes every client deserves honest counsel, thoughtful

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Source: IRES MLS

MLS Number: IRE1063247

IRES MLS

APN: R3534705

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