404 S Main St Waterloo, IL 62298
Waterloo AreaEstimated payment $1,504/month
Highlights
- Deck
- Ranch Style House
- No HOA
- Rogers Elementary School Rated A-
- 1 Fireplace
- Living Room
About This Home
Originally built in 1908 and thoughtfully expanded over the years, this beautifully updated 3-bedroom, 2-bath home perfectly blends timeless character with today’s modern conveniences. Offering approximately 1,484 square feet of living space on a spacious lot of over one-third acre, this property is surrounded by mature shade trees that create a peaceful, park-like setting. The expansive backyard is ideal for entertaining, gardening, or simply relaxing, and offers ample space to add a detached garage—a desirable feature in this established neighborhood. Enjoy your morning coffee or evening sunsets from the backyard deck while taking in the beautiful surroundings.
Inside, you’ll appreciate the extensive updates that make this home truly move-in ready. Recent improvements include fresh paint throughout, new luxury vinyl plank flooring, new carpeting, updated light fixtures, ceiling fans, and beautiful white wood blinds. The inviting living room features a decorative fireplace with electric logs, creating a warm and cozy focal point.
The kitchen has been refreshed with updated cabinetry, a new drop ceiling, and all new appliances, making it both functional and attractive for everyday living. Both bathrooms have been updated with new adult-height vanities and modern finishes.
Additional features include a spacious main-floor laundry room, gas forced-air furnace and central air conditioning, two built-in bookcases that add charm and functionality, and a cellar beneath the original portion of the home, while the remainder of the house is situated on a crawlspace.
Major exterior improvements include a chimney that has been professionally tuck-pointed and painted, providing both curb appeal and peace of mind for years to come. Roof June 5th 2018, Interior major improvements the HVAC 2020, the hot water heater 2008.
If you’ve been searching for a home that offers character, modern updates, a beautiful oversized yard, and room to grow, this is the one. With the major improvements already completed, all that’s left to do is move in and enjoy!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,629
Year Built
- Built in 1908
Lot Details
- 16,775 Sq Ft Lot
- Lot Dimensions are 57 x 209 x 211 x 91
- Rectangular Lot
- Level Lot
Home Design
- Ranch Style House
- Vinyl Siding
Interior Spaces
- 1,484 Sq Ft Home
- 1 Fireplace
- Living Room
Kitchen
- Gas Oven
- Free-Standing Gas Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Laminate
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry in Hall
- Laundry on main level
Basement
- Basement Cellar
- Crawl Space
Outdoor Features
- Deck
Schools
- Waterloo Dist 5 Elementary And Middle School
- Waterloo High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Single-Phase Power
- Natural Gas Connected
- Water Heater
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 07-25-434-003-000
Map
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,629 | $46,460 | $17,500 | $28,960 |
| 2024 | $2,629 | $44,419 | $17,003 | $27,416 |
| 2023 | $2,609 | $41,620 | $15,660 | $25,960 |
| 2022 | $2,633 | $41,310 | $15,820 | $25,490 |
| 2021 | $2,805 | $43,070 | $13,420 | $29,650 |
| 2020 | $2,664 | $39,910 | $13,420 | $26,490 |
| 2019 | $2,693 | $39,910 | $13,420 | $26,490 |
| 2018 | $2,608 | $37,560 | $11,070 | $26,490 |
| 2017 | $2,138 | $38,236 | $11,269 | $26,967 |
| 2016 | $0 | $39,000 | $10,510 | $28,490 |
| 2015 | $2,448 | $42,890 | $12,080 | $30,810 |
| 2014 | $2,091 | $38,740 | $12,080 | $26,660 |
| 2012 | -- | $39,010 | $12,520 | $26,490 |
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/24/2026 08/24/26 | Price Changed | $227,500 | -0.4% | $153 / Sq Ft |
| 08/23/2026 08/23/26 | Price Changed | $228,500 | +0.9% | $154 / Sq Ft |
| 08/23/2026 08/23/26 | Price Changed | $226,500 | -0.9% | $153 / Sq Ft |
| 07/22/2026 07/22/26 | For Sale | $228,500 | -- | $154 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | -- |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $50,000 | Credit Line Revolving | |
| Previous Owner | $111,000 | New Conventional | |
| Previous Owner | $30,000 | Credit Line Revolving |
Source: MARIS MLS
MLS Number: MIS26045645
APN: 07-25-434-003-000
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Listings courtesy of MARIS MLS as distributed by MLS GRID.
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Ask me questions while you tour the home.