Seller's Agent in 2025
Tracy Andes
NorthGroup Real Estate LLC
(704) 607-1988
41 Total Sales
404 Saddlebred Ln Locust, NC 28097
Estimated Value: $378,000 - $446,000
4
Beds
2.5
Baths
2,906
Sq Ft
$143/Sq Ft
Est. Value
Highlights
- Community Cabanas
- 2 Car Attached Garage
- Laundry Room
- Vaulted Ceiling
- Community Playground
- Forced Air Heating and Cooling System
About This Home
As of September 2025Step into style and space with this stunning 2-story, 4-bedroom home featuring a versatile loft and 2.5 baths, nestled on a premium 0.32-acre lot with a full privacy fence. The main level boasts rich wood laminate flooring throughout, a spacious flex room perfect for a home office, and a generous family room with an elegant electric fireplace. Entertain effortlessly in the gourmet kitchen, complete with quartz countertops, a large center island, bar seating, stainless steel appliances, and abundant cabinet space. Upstairs, the vaulted-ceiling primary suite offers a tranquil retreat, featuring a spa-like ensuite with dual vanities, walk-in shower, and expansive walk-in closet.
Each secondary bedroom includes its own walk-in closet, and the upper-level loft adds an extra layer of functionality—ideal for a playroom, media space, or reading nook.
Located in a community rich with amenities, you'll enjoy an outdoor pool, cabana, playground, and walking trails right at your doorstep.
Last Agent to Sell the Property
NorthGroup Real Estate LLC Brokerage Email: tracyandesworking4u@gmail.com License #261544 Listed on: 07/02/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 2023
Lot Details
- Privacy Fence
- Back Yard Fenced
- Cleared Lot
HOA Fees
- $72 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Front Facing Garage
Home Design
- Slab Foundation
- Vinyl Siding
- Stone Veneer
Interior Spaces
- 2-Story Property
- Vaulted Ceiling
- Electric Fireplace
- Insulated Windows
- Laundry Room
Kitchen
- Electric Oven
- Electric Range
- Dishwasher
- Disposal
Flooring
- Carpet
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 4 Bedrooms
Schools
- Stanfield Elementary School
- West Stanly Middle School
- West Stanly High School
Utilities
- Forced Air Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number 5574-02-78-2741
Community Details
Overview
- Cusick Association
- Crossroads Subdivision
- Mandatory home owners association
Recreation
- Community Playground
- Community Cabanas
- Community Pool
- Trails
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 2, 2025
Closed on
Sep 8, 2025
Sold by
Bought by
Seller's Agent
Tracy Andes
NorthGroup Real Estate LLC
Buyer's Agent
Jeff Villines
Real Broker, LLC
List Price
$439,500
Sold Price
$399,000
Premium/Discount to List
-$40,500
-9.22%
Views
21
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,658
Avg. Annual Appreciation
5.71%
Original Mortgage
$369,000
Outstanding Balance
$368,682
Interest Rate
6.74%
Mortgage Type
New Conventional
Estimated Equity
$47,976
Purchase Details
Closed on
Dec 29, 2023
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$331,192
Interest Rate
7.44%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $399,000 | None Listed On Document | ||
| $414,000 | None Listed On Document |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $369,000 | ||
| Previous Owner | $331,192 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/08/2025 09/08/25 | Sold | $399,000 | -8.3% | $137 / Sq Ft |
| 07/13/2025 07/13/25 | Price Changed | $435,000 | -1.0% | $150 / Sq Ft |
| 07/02/2025 07/02/25 | For Sale | $439,500 | -- | $151 / Sq Ft |
Source: Canopy MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,696 | $401,718 | $65,000 | $336,718 |
| 2024 | $3,455 | $316,973 | $55,000 | $261,973 |
| 2023 | $600 | $55,000 | $55,000 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Tracy Andes
-
Jeff Villines
Buyer's Agent in 2025
Jeff Villines
Real Broker, LLC
(704) 500-4737
88 Total Sales
Map
Source: Canopy MLS
MLS Number: 4275640
APN: 5574-02-78-2741
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
Listings courtesy of Canopy MLS as distributed by MLS GRID
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