NOT LISTED FOR SALE

405 Elm St Reading, PA 19601

Reading City Center Neighborhood

Estimated Value: $207,362

6 Beds
3 Baths
2,316 Sq Ft
$90/Sq Ft Est. Value

About This Home

This home is located at 405 Elm St, Reading, PA 19601 and is currently estimated at $207,362, approximately $89 per square foot. 405 Elm St is a home located in Berks County with nearby schools including Lauer's Park Elementary School, Reading Senior High School, and St Margaret School.

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 30, 2025
Sold by
Cepeda Maria
Bought by
Current Estimated Value
$207,362

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,000
Outstanding Balance
$154,663
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$52,699

Purchase Details

Closed on
May 26, 2006
Sold by
Henriquez Blanca
Bought by
Cepeda Maria

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$49,500
Interest Rate
9.95%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Nov 10, 2005
Sold by
Soto Nancy
Bought by
Henriquez Blanca

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$31,500
Interest Rate
6.07%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Reading City Center, PA

  • Erica Fair Real Estate Agent - Iron Valley Real Estate of Berks

    Erica Fair

    Iron Valley Real Estate of Berks

    (484) 388-4814

    156 Total Sales

    1 in Reading City Center

    $191,500 Price

    Erica Fair
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  • Anthony Borelli Real Estate Agent - Century 21 Gold

    Anthony Borelli

    Century 21 Gold

    (484) 755-3767

    266 Total Sales

    3 in Reading City Center

    $111K - $198K Price Range

    Anthony Borelli
     Section Image
  • Ivonn Reyes Real Estate Agent - Iron Valley Real Estate of Berks

    Ivonn Reyes

    Iron Valley Real Estate of Berks

    (484) 642-1605

    139 Total Sales

    3 in Reading City Center

    $111K - $175K Price Range

    Ivonn Reyes
     Section Image
  • Marjorie DeJesus Real Estate Agent - Coldwell Banker Realty

    Marjorie DeJesus

    Responds Quickly

    Coldwell Banker Realty

    (484) 878-3829

    292 Total Sales

    3 in Reading City Center

    $171K - $190K Price Range

    Marjorie DeJesus
     Section Image
  • Jimmy Thelusca Real Estate Agent - Pagoda Realty ERA Powered

    Jimmy Thelusca

    Responds Quickly

    Pagoda Realty ERA Powered

    (862) 352-7532

    129 Total Sales

    4 in Reading City Center

    $217K - $530K Price Range

    Jimmy Thelusca
     Section Image
  • Cecilia Leone Real Estate Agent - Century 21 Emerald

    Cecilia Leone

    Responds Quickly

    Century 21 Emerald

    (484) 755-3981

    152 Total Sales

    1 in Reading City Center

    $140,000 Price

    Cecilia Leone
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$195,000 Your Home Settlement Services
Cepeda Maria $55,000 None Available
Henriquez Blanca $35,000 Conestoga Title Insurance Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $156,000
Previous Owner Cepeda Maria $49,500
Previous Owner Henriquez Blanca $31,500
Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $934 $33,100 $8,000 $25,100
2025 $898 $33,100 $8,000 $25,100
2024 $1,470 $33,100 $8,000 $25,100
2023 $1,447 $33,100 $8,000 $25,100
2022 $1,447 $33,100 $8,000 $25,100
2021 $1,447 $33,100 $8,000 $25,100
2020 $1,432 $33,100 $8,000 $25,100
2019 $1,432 $33,100 $8,000 $25,100
2018 $1,432 $33,100 $8,000 $25,100
2017 $1,423 $33,100 $8,000 $25,100
2016 $813 $33,100 $8,000 $25,100
2015 $813 $33,100 $8,000 $25,100
2014 $748 $33,100 $8,000 $25,100
Source: Public Records

Map

Pennsylvania Berks County Reading 19601 Reading City Center

405 Elm St, Reading, PA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

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