NOT LISTED FOR SALE

405 Elm St Reading, PA 19601

Reading City Center Neighborhood

Estimated Value: $197,258 - $224,000

6 Beds
3 Baths
2,316 Sq Ft
$90/Sq Ft Est. Value

About This Home

This home is located at 405 Elm St, Reading, PA 19601 and is currently estimated at $208,065, approximately $89 per square foot. 405 Elm St is a home located in Berks County with nearby schools including Lauer's Park Elementary School, Reading Senior High School, and St Margaret School.

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 30, 2025
Sold by
Bought by
Current Estimated Value
$208,065

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,000
Outstanding Balance
$155,116
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$52,949

Purchase Details

Closed on
May 26, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$49,500
Interest Rate
9.95%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Nov 10, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$31,500
Interest Rate
6.07%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$195,000 Your Home Settlement Services
$55,000 None Available
$35,000 Conestoga Title Insurance Co
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $156,000
Closed $49,500
Closed $31,500
Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $934 $33,100 $8,000 $25,100
2025 $898 $33,100 $8,000 $25,100
2024 $1,470 $33,100 $8,000 $25,100
2023 $1,447 $33,100 $8,000 $25,100
2022 $1,447 $33,100 $8,000 $25,100
2021 $1,447 $33,100 $8,000 $25,100
2020 $1,432 $33,100 $8,000 $25,100
2019 $1,432 $33,100 $8,000 $25,100
2018 $1,432 $33,100 $8,000 $25,100
2017 $1,423 $33,100 $8,000 $25,100
2016 $813 $33,100 $8,000 $25,100
2015 $813 $33,100 $8,000 $25,100
2014 $748 $33,100 $8,000 $25,100
Source: Public Records

Map

Pennsylvania Berks County Reading 19601 Reading City Center

405 Elm St, Reading, PA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.