NOT LISTED FOR SALE

405 Islebay Dr Apollo Beach, FL 33572

Estimated Value: $521,000 - $685,451

5 Beds
3.5 Baths
3,351 Sq Ft
$176/Sq Ft Est. Value

Sale Details

Date Sold: November 14, 2025

Last sale price $525,000 $157 Per Sq Ft

Est. 12% increase in value since last sale

Current estimated payment $4,367 / mo

118 Days on Market

Highlights

  • Gated Community
  • Wood Flooring
  • Bonus Room
  • Pond View
  • Main Floor Primary Bedroom
  • High Ceiling

About This Home

As of November 2025

Welcome to Apollo Beach's Gated Mirabay community! Key West style 2-story home with gorgeous front wrap porch offers 3351 square feet, 4 bedrooms, 3.5 bathrooms, office, bonus space and a 2 car garage. Step into the foyer flanked by both the formal dining room directly to your left and a formal living room or office space to your right with glass French doors. A perfect library space! Open kitchen with spacious center island, wall oven, closet pantry, granite, wood cabinets, stainless steel appliances and wow- soaring ceilings and 2 story windows in the family room with views of the salt water habitat. Sit in the breakfast room and enjoy a cup of coffee or sit outside on the screened lanai with a cool drink. So many birds as you sit and watch the water. The Primary Suite is conveniently located on the first floor and includes bay window, double vanity, soaking tub, step in shower and a walk in closet with dressing mirror. Upstairs find the bonus space- an open loft suited for a media room or homework area. There is a guest suite upstairs with its own full bathroom and then there are 2 secondary bedrooms that share a jack n jill bathroom. This floorplan offers privacy as well as comfortable living for everyone. Great central location close to shopping, restaurants and the interstate. It's good to be home! This property may qualify for Seller Financing (Vendee).

Last Agent to Sell the Property

Trish Carter

CARTER COMPANY REALTORS Brokerage Phone: 813-661-4700 License #679686 Listed on: 06/18/2025

Last Buyer's Agent

Andi Simmons

CENTURY 21 BEGGINS ENTERPRISES License #3140241

CENTURY 21 BEGGINS ENTERPRISES

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2005

Lot Details

  • 8,380 Sq Ft Lot
  • Lot Dimensions are 73.04x106
  • West Facing Home
  • Landscaped with Trees
  • Property is zoned PD

HOA Fees

  • $14 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 3,351 Sq Ft Home
  • 2-Story Property
  • High Ceiling
  • Ceiling Fan
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Home Office
  • Bonus Room
  • Pond Views
  • Laundry in unit

Kitchen

  • Eat-In Kitchen
  • Stone Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Soaking Tub

Outdoor Features

  • Covered Patio or Porch

Schools

  • Apollo Beach Elementary School
  • Eisenhower Middle School
  • Lennard High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Mirabay Hoa/First Service Residential Association, Phone Number (866) 378-1099
  • Mirabay Ph 1B 1/2A 1/3B 1 Subdivision

Security

  • Gated Community

Home Details

Home Type

Single Family

Year Built

Built in 2005

Lot Details

8,380 Sq Ft Lot

HOA Fees

$14 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Frame
  • Fireplace: No
  • Living Area: 3351
  • Lot Size Acres: 0.19
  • New Construction: No
  • Year Built: 2005
  • Building Area Total: 4502
  • Lot Size Sq Ft: 8380
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 418.25
  • Escrow State: FL
  • Minimum Lease: 1-2 Years
  • Number Of Pets: 4
  • RATIO Current Price By Calculate: 156.67
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-661-4700
  • Tax Year: 2024
  • Special Features: 5120

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile, Wood
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: None
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: Two
  • Spa Yn: No
  • Stories: 2
  • Additional Rooms: Bonus Room,Den/Library/Office,Family Room
  • Living Area Meters: 311.32

Exterior Features

  • Direction Faces: West
  • Exterior Features: Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: No
  • Patio and Porch Features: Covered, Patio, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12057C0493J

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Public, Sewer Available, Water Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Gated Community - No Guard
  • Association Fee: 172.7
  • Association Fee Frequency: Annually
  • Association Name: Mirabay HOA/First Service Residential
  • Phone: 8663781099
  • Association: Yes
  • Security: Gated Community
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: lesly.candelier@fsresident.com

Fee Information

  • Total Annual Fees: 172.70
  • Total Monthly Fees: 14.39
  • Monthly HOA Amount: 14.39

Schools

  • Elementary School: Apollo Beach-HB
  • High School: Lennard-HB
  • Middle Or Junior School: Eisenhower-HB

Lot Info

  • Zoning: PD
  • Parcel Number: U-29-31-19-648-000024-00002.0
  • Additional Parcels: No
  • Lot Features: In County, Sidewalk, Paved
  • Lot Dimensions: 73.04x106
  • Flood Zone Code: AE

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Seller not aware of restrictions, covenants, HOA, etc. It is the responsibility of the buyer to verify all of this information to their satisfaction. No seller disclosures avail. All measurements are estimates. Buyers due diligence is required/advised.

Tax Info

  • Tax Annual Amount: 14723.49
  • Tax Block: 24
  • Tax Book Number: 94-41
  • Tax Lot: 2
  • Tax Other Annual Assessment Amount: 4798

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 18, 2025
Closed on
Nov 6, 2025
Sold by
Secretary Of Veterans Affairs
Bought by
Marshall Ryan and Chavis Brittney Ann
Seller's Agent
Trish Carter
CARTER COMPANY REALTORS
Buyer's Agent
Andi Simmons
CENTURY 21 BEGGINS ENTERPRISES
List Price
$609,000
Sold Price
$525,000
Premium/Discount to List
-$84,000
-13.79%
Views
72
Current Estimated Value
$589,113

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$64,113
Avg. Annual Appreciation
31.57%
Original Mortgage
$472,500
Outstanding Balance
$470,700
Interest Rate
6.27%
Mortgage Type
New Conventional
Estimated Equity
$118,413

Purchase Details

Closed on
Jan 10, 2025
Sold by
Wells Fargo Bank Na
Bought by
Secretary Of Veterans Affairs

Purchase Details

Closed on
Jan 3, 2025
Sold by
Compton Andrew P and Compton Angelia L
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Apr 11, 2022
Sold by
Andrew Compton
Bought by
Compton Angelia

Purchase Details

Closed on
Jan 13, 2022
Sold by
Andrew Compton
Bought by
Compton Angelia

Purchase Details

Listed on
Oct 17, 2013
Closed on
Mar 25, 2014
Sold by
Asset Preservation Trust Services Inc
Bought by
Compton Andrew P and Compton Angelia L
Seller's Agent
Randy Patrick
WESTBAY REAL ESTATE
Buyer's Agent
Mike Grizzell
COMPASS FLORIDA LLC
List Price
$390,000
Sold Price
$350,000
Premium/Discount to List
-$40,000
-10.26%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.41%
Original Mortgage
$357,525
Interest Rate
4.3%
Mortgage Type
VA

Purchase Details

Listed on
Apr 4, 2013
Closed on
Aug 16, 2013
Sold by
Topliffe Kirk and Topliffe Kimberly
Bought by
Asset Preservation Trust Services Inc
Seller's Agent
Randy Patrick
WESTBAY REAL ESTATE
Buyer's Agent
Troy Goulah
WESTBAY REAL ESTATE
List Price
$275,000
Sold Price
$260,000
Premium/Discount to List
-$15,000
-5.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
62.79%

Purchase Details

Closed on
Mar 7, 2013
Sold by
Abraham & Sweeney Pa
Bought by
Topcliffe Kirk and Topliffe Kimberly

Purchase Details

Closed on
Feb 16, 2010
Sold by
Topliffe Kirk and Topliffe Kimberly
Bought by
Topliffe Family Land Trust #405

Purchase Details

Closed on
Jun 21, 2005
Sold by
Weekley Homes Lp
Bought by
Topliffe Kirk and Topliffe Kimberly

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$543,000
Interest Rate
5.57%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Jul 20, 2004
Sold by
Terrabrook Apollo Beach Lp
Bought by
Weekley Homes Lp
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Marshall Ryan $525,000 None Listed On Document
Secretary Of Veterans Affairs -- Servicelink
Secretary Of Veterans Affairs -- Servicelink
Wells Fargo Bank Na $550,600 --
Compton Angelia -- None Listed On Document
Compton Angelia -- None Listed On Document
Compton Andrew P $350,000 Affiliated Title Of Tampa Ba
Asset Preservation Trust Services Inc -- Attorney
Topcliffe Kirk -- Attorney
Topliffe Family Land Trust #405 -- Attorney
Topliffe Kirk $603,900 Town Square Title Company
Weekley Homes Lp $79,700 Fuentes & Kreischer Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Marshall Ryan $472,500
Previous Owner Compton Andrew P $357,525
Previous Owner Topliffe Kirk $543,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/14/2025 11/14/25 Sold $525,000 -0.9% $157 / Sq Ft
10/14/2025 10/14/25 Pending -- -- --
09/24/2025 09/24/25 Price Changed $530,000 -4.5% $158 / Sq Ft
08/25/2025 08/25/25 Price Changed $555,000 -4.2% $166 / Sq Ft
07/23/2025 07/23/25 Price Changed $579,500 -4.8% $173 / Sq Ft
06/18/2025 06/18/25 For Sale $609,000 +74.0% $182 / Sq Ft
07/01/2014 07/01/14 Off Market $350,000 -- --
06/16/2014 06/16/14 Off Market $260,000 -- --
03/25/2014 03/25/14 Sold $350,000 -2.8% $104 / Sq Ft View Prior Sale
02/06/2014 02/06/14 Pending -- -- --
01/21/2014 01/21/14 Price Changed $360,000 -1.4% $107 / Sq Ft
01/03/2014 01/03/14 Price Changed $365,000 -1.4% $109 / Sq Ft
12/11/2013 12/11/13 Price Changed $370,000 -2.6% $110 / Sq Ft
12/03/2013 12/03/13 Price Changed $380,000 -1.3% $113 / Sq Ft
11/08/2013 11/08/13 Price Changed $385,000 -1.3% $115 / Sq Ft
10/18/2013 10/18/13 For Sale $390,000 +11.4% $116 / Sq Ft
10/18/2013 10/18/13 Off Market $350,000 -- --
10/17/2013 10/17/13 For Sale $390,000 +50.0% $116 / Sq Ft
08/16/2013 08/16/13 Sold $260,000 -5.5% $78 / Sq Ft View Prior Sale
04/04/2013 04/04/13 Pending -- -- --
04/04/2013 04/04/13 For Sale $275,000 -- $82 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $14,723 $612,506 $146,001 $466,505
2024 $14,723 $602,772 $136,267 $466,505
2023 $14,071 $531,249 $107,067 $424,182
2022 $13,125 $506,037 $107,067 $398,970
2021 $11,832 $384,413 $68,134 $316,279
2020 $11,621 $373,303 $77,867 $295,436
2019 $10,951 $357,807 $77,867 $279,940
2018 $12,805 $348,827 $0 $0
2017 $10,830 $342,174 $0 $0
2016 $10,742 $347,170 $0 $0
2015 $10,302 $315,609 $0 $0
2014 $10,597 $322,163 $0 $0
2013 -- $277,862 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8398368

Stellar MLS

APN: U-29-31-19-648-000024-00002.0

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