$639,900

405 Miller Rd Covington, GA 30014

Estimated payment $3,833/month

Total Views 1,689
4 Beds
2.5 Baths
2,806 Sq Ft
$228 Price per Sq Ft

Highlights

  • Lake Front
  • 4.5 Acre Lot
  • Private Lot
  • 1 Boat Dock
  • Deck
  • Living Room with Fireplace

About This Home

Rare opportunity to own a beautifully renovated waterfront retreat on Jackson Lake situated on over 4 deeded acres in a private cove. This exceptional property delivers the perfect combination of privacy, recreation, and breathtaking lake views. This 4-bedroom, 2.5-bath home has been thoughtfully updated while maintaining its lake-house charm. Inside, you'll find two fireplaces, stunning barn doors, an updated kitchen with bar seating, spacious living areas, and a sunroom filled with natural light overlooking the water. The finished terrace level provides additional living and entertaining space, including a game room and easy access to the outdoor amenities. Designed for making memories, the outdoor spaces are truly unmatched. Enjoy over 700 square feet of porches and decks, a covered lakeside patio, hot tub, fire pit area, private dock with deep water access, and a stairway leading directly to the shoreline. Whether you're spending the day on the water, hosting family and friends, or enjoying a quiet evening watching the sunset, this property offers the ultimate Jackson Lake lifestyle. Properties offering deeded waterfront, deep water, acreage, privacy, and extensive renovations are hard to find. Whether you're searching for a full-time residence, weekend getaway, or investment opportunity, this move-in-ready lakefront retreat is one you won't want to miss. Hot tub is negotiable!

Listing Agent

Jordan Lopez

Dwelli License #449002 Listed on: 06/14/2026

Dwelli

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,767

Year Built

  • Built in 1972

Lot Details

  • 4.5 Acre Lot
  • Lake Front
  • Private Lot
  • Sloped Lot
  • Cleared Lot
  • Partially Wooded Lot

Parking

  • Carport

Home Design

  • Country Style Home
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2-Story Property
  • Beamed Ceilings
  • High Ceiling
  • Double Pane Windows
  • Bay Window
  • Family Room
  • Living Room with Fireplace
  • 2 Fireplaces
  • Den
  • Sun or Florida Room
  • Lake Views

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Oven or Range
  • Cooktop
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Primary Bedroom on Main

Finished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Fireplace in Basement
  • Finished Basement Bathroom
  • Laundry in Basement
  • Natural lighting in basement

Outdoor Features

  • Access To Lake
  • 1 Boat Dock
  • Deck
  • Patio
  • Shed
  • Outbuilding
  • Porch

Schools

  • Heard Mixon Elementary School
  • Indian Creek Middle School
  • Alcovy High School

Utilities

  • Central Heating and Cooling System
  • Gas Water Heater
  • Septic Tank
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,767

Year Built

Built in 1972

Lot Details

4.5 Acres

Listing Details

  • Property Type: Residential
  • Year Built: 1972
  • ArchitecturalStyle: Country/Rustic
  • Main Level Half Bathrooms: 1
  • Levels: Two
  • Lot Size Acres: 4.50
  • Other Sturctures: Outbuilding, Shed(s)
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Dock Slips: 1
  • Total Finished Area2: 2806
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Cooktop, Dishwasher, Electric Water Heater, Gas Water Heater, Oven/Range (Combo), Refrigerator, Stainless Steel Appliance(s)
  • Bedrooms: 4
  • Basement: Bath Finished, Daylight, Exterior Entry, Finished, Full, Interior Entry
  • Below Grade Finished Sq Ft: 1355
  • Total Finished Sq Ft: 1451
  • Above Grade Finished Sq Ft: 1451
  • Interior Amenities: Beamed Ceilings, High Ceilings, Master On Main Level
  • Feature Name: Jackson Lake
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Fireplace Features: Basement, Living Room
  • Flooring: Carpet, Hardwood, Laminate, Tile
  • Kitchen Features: Breakfast Area, Breakfast Bar, Pantry
  • Window Features: Bay Window(s), Double Pane Windows

Beds/Baths

  • Lower Level Full Bathrooms: 1
  • Main Level Full Bathrooms: 1
  • Bedroom Lower Level: 3
  • Bedroom Main Level: 1

Exterior Features

  • Construction Materials: Wood Siding
  • ExteriorFeatures: Dock
  • Lot Features: Private, Sloped
  • Patio And Porch Features: Deck, Patio, Porch
  • Property Condition: Resale
  • Roof: Composition
  • View: Lake
  • Waterfront Features: Lake, Lake Access

Garage/Parking

  • Parking Features: Carport

Utilities

  • Cooling: Central Air, Electric
  • Heating: Central, Electric
  • Laundry Features: In Basement
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Available, Phone Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: None

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Heard Mixon
  • High School: Alcovy
  • Middle School: Indian Creek

Multi Family

  • Total Fireplaces: 2

Tax Info

  • Year: 25
  • Tax Annual Amount: 4767.27

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,554 $191,004 $52,800 $138,204
2024 $4,132 $166,964 $52,800 $114,164
2023 $4,116 $155,564 $52,800 $102,764
2022 $3,720 $140,964 $52,800 $88,164
2021 $3,965 $130,764 $52,800 $77,964
2020 $4,233 $126,364 $50,000 $76,364
2019 $4,293 $125,844 $50,000 $75,844
2018 $4,209 $122,604 $50,000 $72,604
2017 $3,395 $98,880 $50,000 $48,880
2016 $3,093 $90,080 $50,000 $40,080
2015 $3,178 $92,560 $50,000 $42,560
2014 $2,806 $82,000 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/14/2026 06/14/26 For Sale $639,900 +71.1% $228 / Sq Ft
04/16/2021 04/16/21 Sold $374,000 -6.5% $143 / Sq Ft View Prior Sale
02/24/2021 02/24/21 Price Changed $399,999 -11.1% $153 / Sq Ft
02/14/2021 02/14/21 Price Changed $450,000 -10.0% $172 / Sq Ft
02/03/2021 02/03/21 Price Changed $500,000 -4.8% $191 / Sq Ft
01/30/2021 01/30/21 For Sale $525,000 +66.7% $201 / Sq Ft
06/06/2019 06/06/19 Sold $315,000 -6.0% $217 / Sq Ft View Prior Sale
05/06/2019 05/06/19 Pending -- -- --
04/30/2019 04/30/19 For Sale $335,000 0.0% $231 / Sq Ft
04/17/2019 04/17/19 Pending -- -- --
04/03/2019 04/03/19 For Sale $335,000 -- $231 / Sq Ft
Source: Georgia MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $374,000 --
Warranty Deed $315,000 --
Deed $250,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $367,225 FHA
Previous Owner $315,000 New Conventional
Previous Owner $200,000 New Conventional
Previous Owner $25,000 Stand Alone Second
Source: Public Records

Source: Georgia MLS

MLS Number: 10785760

Georgia MLS

APN: 0091A00000002000

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