Terry Anderson
john greene, Realtor
(630) 703-0387
133 Total Sales
1 in Downtown Geneva
$295,000 Price
405 S 1st St Geneva, IL 60134
Downtown Geneva NeighborhoodEstimated Value: $1,117,000 - $1,212,000
4
Beds
3.5
Baths
3,672
Sq Ft
$317/Sq Ft
Est. Value
Highlights
- Landscaped Professionally
- Mature Trees
- Property is near park
- Williamsburg Elementary School Rated A-
- Deck
- Cathedral Ceiling
About This Home
As of April 2026Step inside one of the most charming homes in downtown Geneva! This Tudor Revival style beauty is ideally located just one block from the Fox River and two blocks from historic Third Street with its boutique shopping and dining - this home truly has it all! A stunning brick and stone exterior and inviting side courtyard set the tone! An original arched entry door opens to a welcoming foyer with custom tile flooring and another arched doorway that leads into the dramatic two-story great room. Stunning hardwood floors flow throughout most of the main level! The breathtaking two-story great room features a beamed ceiling, striking stone fireplace, and Juliet balcony above. The formal dining room offers an arched entry, crown molding, and a corner built-in surrounded by windows. The chef's kitchen is beautifully appointed with 42" cabinetry (some with glass fronts) and crown molding, quartz countertops, stainless steel appliances, a large island with breakfast bar, and an eating area with arched entry and access to an elevated deck overlooking the picturesque, tree-lined yard. The spacious main floor primary suite features dual wall closets and a private bath with two vanities and an oversized glass-door shower, hardwood floors continue, and the Juliet balcony overlooks the great room below. Three additional bedrooms and two full baths complete the second level. The finished basement offers a media space and laundry room with utility sink. A rare 4-car garage provides incredible flexibility, and the fenced wooded lot includes a built-in fire pit and generous entertaining space. With its unbeatable location, nearby amenities, and acclaimed Geneva schools, this exceptional home is an obvious choice!
Last Agent to Sell the Property
RE/MAX All Pro - St Charles License #475090750 Listed on: 03/05/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $20,470
Year Built
- Built in 1926 | Remodeled in 2010
Lot Details
- 17,424 Sq Ft Lot
- Lot Dimensions are 72.4 x 151.5 x 73.1 x145.2
- Fenced
- Landscaped Professionally
- Paved or Partially Paved Lot
- Mature Trees
Parking
- 4 Car Attached Garage
- Parking Available
- Garage Door Opener
- Parking Included in Price
Home Design
- Tudor Architecture
- Brick Exterior Construction
- Asphalt Roof
- Shake Siding
- Concrete Perimeter Foundation
Interior Spaces
- 3,672 Sq Ft Home
- 2-Story Property
- Built-In Features
- Bar Fridge
- Bar
- Crown Molding
- Cathedral Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Window Screens
- Family Room with Fireplace
- Living Room
- Breakfast Room
- Formal Dining Room
- Home Office
- Wood Flooring
- Unfinished Attic
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- High End Refrigerator
- Dishwasher
- Wine Refrigerator
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- Bathroom on Main Level
- Dual Sinks
Laundry
- Laundry Room
- Dryer
- Washer
- Sink Near Laundry
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Exterior Basement Entry
- Sump Pump
Outdoor Features
- Deck
- Patio
- Shed
Location
- Property is near park
Utilities
- Central Air
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Matterport 3D Tour
Floorplans
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 5, 2026
Closed on
Apr 14, 2026
Sold by
Bought by
Seller's Agent
Alex Rullo
RE/MAX All Pro - St Charles
Buyer's Agent
Anne Gavanes
Baird & Warner Fox Valley - Geneva
List Price
$1,150,000
Sold Price
$1,150,000
Views
186
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,615
Avg. Annual Appreciation
3.82%
Original Mortgage
$920,000
Outstanding Balance
$917,981
Interest Rate
5.5%
Mortgage Type
New Conventional
Estimated Equity
$247,634
Purchase Details
Closed on
May 20, 2016
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$498,000
Interest Rate
3.5%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Jan 6, 2016
Sold by
Bought by
Purchase Details
Closed on
Aug 21, 2009
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Geneva, IL
-
Terry Anderson
-
Amy Lorentsen
Amy Lorentsen
Baird & Warner
(708) 741-2607
67 Total Sales
1 in Downtown Geneva
$295,000 Price
-
Deb Ritter
Deb Ritter
Keller Williams Premiere Properties
(708) 905-9826
74 Total Sales
3 in Downtown Geneva
$640K - $1.2M Price Range
-
Hillary Lafferty
Hillary Lafferty
Responds QuicklyCharles Rutenberg Realty of IL
(630) 656-9154
136 Total Sales
1 in Downtown Geneva
$549,900 Price
-
Kimberly Zahand
Kimberly Zahand
Keller Williams North Shore West
(708) 859-7009
393 Total Sales
1 in Downtown Geneva
$480,000 Price
-
Cindy Schmalz
Cindy Schmalz
@properties Christie's International Real Estate
(224) 970-2975
110 Total Sales
1 in Downtown Geneva
$295,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $1,150,000 | Fidelity National Title | ||
| $623,000 | None Available | ||
| -- | Attorney | ||
| $220,000 | First American Title |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $920,000 | ||
| Previous Owner | $395,000 | ||
| Previous Owner | $498,000 | ||
| Previous Owner | $498,400 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/14/2026 04/14/26 | Sold | $1,150,000 | 0.0% | $313 / Sq Ft |
| 03/09/2026 03/09/26 | Pending | -- | -- | -- |
| 03/05/2026 03/05/26 | For Sale | $1,150,000 | -- | $313 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $21,131 | $300,572 | $52,977 | $247,595 |
| 2024 | $21,131 | $277,025 | $48,827 | $228,198 |
| 2023 | $20,005 | $251,841 | $44,388 | $207,453 |
| 2022 | $19,038 | $234,009 | $41,245 | $192,764 |
| 2021 | $18,496 | $225,312 | $39,712 | $185,600 |
| 2020 | $18,291 | $221,873 | $39,106 | $182,767 |
| 2019 | $18,252 | $217,672 | $38,366 | $179,306 |
| 2018 | $18,226 | $217,672 | $38,366 | $179,306 |
| 2017 | $18,033 | $211,867 | $37,343 | $174,524 |
| 2016 | $18,665 | $209,003 | $36,838 | $172,165 |
| 2015 | -- | $210,432 | $35,024 | $175,408 |
| 2014 | -- | $200,347 | $35,024 | $165,323 |
| 2013 | -- | $192,474 | $35,024 | $157,450 |
Source: Public Records
Agents Affiliated with this Home
-
Alex Rullo
Seller's Agent in 2026
Alex Rullo
RE/MAX
(773) 348-7325
5 in this area
287 Total Sales
-
Valerie Farkas
VF
Seller Co-Listing Agent in 2026
Valerie Farkas
eXp Realty - Geneva
(630) 709-9244
3 in this area
32 Total Sales
-
Anne Gavanes
Buyer's Agent in 2026
Anne Gavanes
Baird Warner
(630) 779-0565
1 in this area
26 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12475437
APN: 12-10-226-002
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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