$400,000
SOLD MAY 22, 2025

406 Miller St Ludlow, MA 01056

3 Beds
1.5 Baths
1,555 Sq Ft
0.95 Acres

Recently Sold

$257 Per Sq Ft

6 Days on Market

Highlights

  • Golf Course Community
  • In Ground Pool
  • Deck
  • East Street Elementary School Rated A-
  • 0.95 Acre Lot
  • Ranch Style House

About This Home

As of May 2025

Come check out this 3 bedroom 1.5 bathroom Ranch style home. Home has been remodeled throughout and is waiting for its new homeowner. Interior features include living room with fireplace, kitchen featuring new cabinets, granite countertops, stainless steel appliances, and tile backsplash. The three bedrooms are sizeable with new carpet throughout. Exterior features include a brand new deck and in-ground pool with new fence. Mechanical updates include new boiler system and new oil tank. Don't miss your chance at home ownership. Call today to schedule your own private showing.

Last Agent to Sell the Property

James Coombs

Coldwell Banker Realty - Western MA Listed on: 02/15/2025

Coldwell Banker Realty - Western MA

Last Buyer's Agent

Angela Accorsi

Coldwell Banker Realty - Western MA

Coldwell Banker Realty - Western MA

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,977

Year Built

  • Built in 1954 | Remodeled

Lot Details

  • 0.95 Acre Lot
  • Stone Wall
  • Level Lot
  • Property is zoned AG

Parking

  • 1 Car Attached Garage
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Block Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 1,555 Sq Ft Home
  • Ceiling Fan
  • Recessed Lighting
  • 1 Fireplace
  • Sliding Doors
  • Washer and Electric Dryer Hookup

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Solid Surface Countertops

Flooring

  • Wall to Wall Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathtub with Shower

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Sump Pump

Outdoor Features

  • In Ground Pool
  • Deck
  • Rain Gutters

Location

  • Property is near schools

Utilities

  • Central Air
  • Heating System Uses Oil
  • Baseboard Heating
  • Electric Water Heater
  • Private Sewer

Listing and Financial Details

  • Assessor Parcel Number M:26 B:10400 P:46 E:2,2554480

Community Details

Recreation

  • Golf Course Community

Additional Features

  • No Home Owners Association
  • Shops

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,977

Year Built

Built in 1954 | Remodeled

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 1954
  • Buyer Agency Type: %
  • Transaction Broker Type: %
  • Year Built Details: Actual
  • SUB AGENCY OFFERED: No
  • Year Round: Yes
  • Compensation Based On: Net Sale Price
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: PublicRecords
  • Special Features: None

Interior Features

  • Flooring: Tile, Vinyl, Carpet
  • Fireplace YN: Yes
  • Fireplaces: 1
  • Appliances: Electric Water Heater, Water Heater, Range, Dishwasher, Microwave
  • Total Bedrooms: 3
  • Room Bedroom2 Level: Main,First
  • Room Bedroom2 Features: Closet, Flooring - Wall to Wall Carpet, Remodeled
  • Room Bedroom3 Features: Closet, Flooring - Wall to Wall Carpet, Remodeled
  • Room Bedroom3 Level: Main,First
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Main Level Bathrooms: 2
  • Room Master Bedroom Features: Bathroom - Half, Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet, Remodeled
  • Room Master Bedroom Level: Main,First
  • Bathroom 1 Features: Bathroom - Full, Bathroom - Tiled With Tub & Shower, Flooring - Stone/Ceramic Tile
  • Bathroom 1 Level: Main,First
  • Bathroom 2 Level: Main,First
  • Bathroom 2 Features: Bathroom - Half, Flooring - Stone/Ceramic Tile
  • Room Dining Room Features: Flooring - Vinyl, Exterior Access, Remodeled
  • Room Dining Room Level: Main,First
  • Room Kitchen Level: Main,First
  • Room Kitchen Features: Flooring - Vinyl, Countertops - Stone/Granite/Solid, Cabinets - Upgraded, Recessed Lighting, Remodeled, Stainless Steel Appliances
  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Room Living Room Level: Main,First
  • Room Living Room Features: Flooring - Vinyl, Deck - Exterior, Exterior Access, Remodeled, Slider
  • Basement: Full, Interior Entry, Sump Pump, Unfinished
  • Above Grade Finished Sq Ft: 1555
  • Living Area: 1555
  • Spa YN: No
  • MAIN LO: AN6181
  • MAIN SO: AN6181

Exterior Features

  • Exterior Features: Deck, Deck - Wood, Pool - Inground, Rain Gutters, Stone Wall
  • Construction Materials: Frame
  • Foundation Details: Block
  • Home Warranty YN: No
  • Patio And Porch Features: Deck, Deck - Wood
  • Pool Features: In Ground
  • Pool Private YN: Yes
  • Roof: Shingle
  • Waterfront YN: No

Garage/Parking

  • Garage Spaces: 1
  • Attached Garage YN: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 1
  • Garage YN: Yes
  • Parking Features: Attached, Off Street
  • Total Parking Spaces: 4

Utilities

  • Sewer: Private Sewer
  • Utilities: for Electric Range, for Electric Dryer, Washer Hookup
  • Cooling: Central Air
  • Heating: Baseboard, Oil
  • Cooling Y N: Yes
  • Electric: Circuit Breakers
  • Heating YN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association YN: No
  • Community Features: Shopping, Golf, Highway Access, House of Worship, Public School
  • Senior Community YN: No

Lot Info

  • Parcel Number: M:26 B:10400 P:46 E:2,2554480
  • Zoning: AG
  • Farm Land Area Units: Square Feet
  • Lot Features: Level
  • Lot Size Acres: 0.95
  • Lot Size Sq Ft: 41382
  • Lot Size Units: Acres
  • Property Attached YN: No
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 5977

Multi Family

  • Basement Included Sq Ft: No

MLS Schools

  • High School: Per Board Of Ed
  • Elementary School: Per Board Of Ed
  • Middle Or Junior School: Per Board Of Ed

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 15, 2025
Closed on
May 21, 2025
Sold by
Federal Natl Mtg Assn
Bought by
Tjimis Paul D
Seller's Agent
James Coombs
Coldwell Banker Realty - Western MA
Buyer's Agent
Angela Accorsi
Coldwell Banker Realty - Western MA
List Price
$399,900
Sold Price
$400,000
Premium/Discount to List
$100
0.03%
Views
76
Current Estimated Value
$416,491

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$16,491
Avg. Annual Appreciation
7.62%
Original Mortgage
$325,600
Outstanding Balance
$324,436
Interest Rate
7.75%
Mortgage Type
FHA
Estimated Equity
$92,055

Purchase Details

Closed on
May 21, 2024
Sold by
Berkshire Bank
Bought by
Federal Natl Mtg Assn

Purchase Details

Closed on
Mar 20, 2023
Sold by
Page Brian P and Berkshire Bank
Bought by
Berkshire Bank

Purchase Details

Closed on
May 11, 2007
Sold by
Sanchez Epifanio and Caban Evelyn
Bought by
Page Brian P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
6.21%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $400,000 None Available
Warranty Deed $400,000 None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Quit Claim Deed -- None Available
Foreclosure Deed $190,800 None Available
Foreclosure Deed $190,800 None Available
Foreclosure Deed $190,800 None Available
Land Court Massachusetts $225,000 --
Land Court Massachusetts $225,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $325,600 FHA
Closed $325,600 FHA
Previous Owner $160,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/22/2025 05/22/25 Sold $400,000 0.0% $257 / Sq Ft
02/21/2025 02/21/25 Pending -- -- --
02/15/2025 02/15/25 For Sale $399,900 -- $257 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,204 $357,600 $95,700 $261,900
2024 $5,977 $330,400 $95,700 $234,700
2023 $5,720 $293,200 $84,000 $209,200
2022 $5,463 $273,300 $84,000 $189,300
2021 $5,485 $260,200 $84,000 $176,200
2020 $5,252 $254,700 $82,700 $172,000
2019 $4,925 $248,500 $81,900 $166,600
2018 $4,625 $243,300 $81,900 $161,400
2017 $4,468 $241,100 $79,500 $161,600
2016 $4,208 $232,100 $77,900 $154,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73335558

MLS Property Information Network (MLS PIN)

APN: LUDL-261040-000046-000002