NOT LISTED FOR SALE

406 Phoenix Ridge Rd Jefferson, NC 28640

Jefferson Area

Estimated Value: $591,000 - $761,000

2 Beds
2.5 Baths
1,868 Sq Ft
$357/Sq Ft Est. Value

Sale Details

Date Sold: October 29, 2025

Last sale price $665,000 $356 Per Sq Ft

Current estimated payment $3,894 / mo

33 Days on Market

Highlights

  • 3.01 Acre Lot
  • Mountain Architecture
  • 2 Car Garage
  • Vaulted Ceiling
  • Central Air
  • Heat Pump System

About This Home

As of October 2025

This custom mountain home is set at the end of the road with views of Phoenix Mountain. The main floor includes a great room with hardwood flooring, vaulted tongue-and-groove ceilings with exposed beams, a stone fireplace with gas logs, and large windows framing the scenery. The kitchen is equipped with soft-close cabinetry, Silestone counters, and stainless appliances including a gas range. A primary suite with walk-in closet and en-suite bath with double vanity, granite top, and tiled shower, plus a powder room and laundry with built-in storage, complete the level. Upstairs offers a loft area suitable for office or guest space, an additional bedroom with vaulted ceiling and storage, and a full bath. Outdoor living areas include both covered and open decks totaling 992 sq ft. The detached oversized two-car garage includes a loft that is partially finished and offers potential for guest quarters, studio, or storage. Garage has plumbing, electric, and log stove. It truly adds tremendous value to this charming cabin.

Last Agent to Sell the Property

Amy Labarre

Elevate Land & Realty Banner Elk Brokerage Phone: (828) 265-2199 Listed on: 09/26/2025

Last Buyer's Agent

Jim Lewis

Blue Ridge Realty & Inv. Boone

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,405

Year Built

  • Built in 2015

Lot Details

  • 3.01 Acre Lot
  • Property fronts a private road

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Mountain Architecture
  • Wood Frame Construction
  • Shingle Roof
  • Architectural Shingle Roof
  • Log Siding

Interior Spaces

  • 1,868 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Stone Fireplace
  • Gas Fireplace
  • Crawl Space

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Schools

  • Mountain View Elementary School
  • Ashe County High School

Utilities

  • Central Air
  • Heat Pump System
  • Private Water Source
  • Well
  • Private Sewer

Community Details

  • Otherseeremarks Subdivision

Listing and Financial Details

  • Short Term Rentals Allowed
  • Long Term Rental Allowed
  • Assessor Parcel Number 09259-088

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,405

Year Built

Built in 2015

Lot Details

3.01 Acres

HOA Fees

$38 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 3.007
  • Road Frontage Type: Private Road
  • Road Surface Type: Gravel
  • Subdivision Name: OtherSeeRemarks
  • Above Grade Finished Sq Ft: 1868.0
  • Architectural Style: Mountain
  • Garage Yn: Yes
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 2015
  • Property Sub Type Additional: Single Family Residence
  • Attribution Contact: (828) 265-2199
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Gas Range, Microwave, Refrigerator
  • Has Basement: Crawl Space
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Gas, Stone
  • Fireplace: Yes
  • Interior Amenities: Vaulted Ceiling(s)
  • Living Area: 1868.0
  • Stories: 2

Exterior Features

  • Home Warranty: No
  • Construction Type: Log Siding, Wood Frame
  • Roof: Architectural, Shingle

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Detached, Garage, Two Car Garage

Utilities

  • Laundry Features: Washer Hookup, Dryer Hookup, Main Level
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Electric, Heat Pump
  • Heating Yn: Yes
  • Sewer: Private Sewer, Septic Permit 3 Bedroom
  • Water Source: Private, Well

Condo/Co-op/Association

  • Community Features: Long Term Rental Allowed, Short Term Rental Allowed
  • Association Fee: 450.0
  • Association Fee Frequency: Annually
  • Association: No

Schools

  • Elementary School: Mountain View
  • High School: Ashe County

Lot Info

  • Parcel #: 09259-088

Tax Info

  • Tax Annual Amount: 2405.0
  • Tax Book Number: 544/354

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 26, 2025
Closed on
Oct 27, 2025
Sold by
Bought by
Seller's Agent
Amy Labarre
Elevate Land & Realty Banner Elk
Buyer's Agent
Jim Lewis
Blue Ridge Realty & Inv. Boone
List Price
$675,000
Sold Price
$665,000
Premium/Discount to List
-$10,000
-1.48%
Views
10
Current Estimated Value
$666,285

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,285
Avg. Annual Appreciation
0.24%
Original Mortgage
$465,000
Outstanding Balance
$461,493
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$204,792

Purchase Details

Listed on
May 11, 2022
Closed on
Jul 22, 2022
Sold by
Bought by
Seller's Agent
Kim Hurley
Realty One Group Results
Buyer's Agent
Julie Miller
Howard Hanna Allen Tate Ashe High Country Realty
List Price
$495,000
Sold Price
$575,000
Premium/Discount to List
$80,000
16.16%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.55%

Purchase Details

Closed on
Aug 4, 2005
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Jefferson, NC

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$665,000 None Listed On Document
$575,000 Hurley Benjamin G
$35,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $465,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/29/2025 10/29/25 Sold $665,000 -1.5% $356 / Sq Ft
09/26/2025 09/26/25 For Sale $675,000 +17.4% $361 / Sq Ft
07/22/2022 07/22/22 Sold $575,000 +16.2% $332 / Sq Ft View Prior Sale
05/17/2022 05/17/22 Pending -- -- --
05/11/2022 05/11/22 For Sale $495,000 -- $286 / Sq Ft
Source: High Country Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,406 $478,300 $35,100 $443,200
2024 $2,262 $478,300 $35,100 $443,200
2023 $2,262 $478,300 $35,100 $443,200
2022 $1,438 $283,900 $35,000 $248,900
2021 $1,438 $283,900 $35,000 $248,900
2020 $1,278 $283,900 $35,000 $248,900
2019 $1,103 $251,600 $35,000 $216,600
2018 $932 $218,900 $35,000 $183,900
2016 $933 $218,900 $35,000 $183,900
2015 $129 $218,900 $35,000 $183,900
2014 $129 $110,000 $35,000 $75,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: High Country Association of REALTORS®

MLS Number: 258250

High Country Association of REALTORS®

APN: 09259-088

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