NOT LISTED FOR SALE

406 W Southern Ave Covington, KY 41015

West Latonia Neighborhood

Estimated Value: $174,000 - $194,941

2 Beds
1 Bath
966 Sq Ft
$191/Sq Ft Est. Value

Sale Details

Date Sold: March 11, 2022

Last sale price $163,900 $170 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $1,179 / mo

Highlights

  • Open Floorplan
  • High Ceiling
  • Stainless Steel Appliances
  • Traditional Architecture
  • No HOA
  • Fireplace

About This Home

As of March 2022

Updated & Ready for move in! Offstreet parking, cute & level back yard, Xlarge patio. Spacious rooms & open floorplan. Pretty dining area with vaulted ceiling, skylight & bonus walk-in pantry. *New & upgraded SS appliances *New Bath *New carpet & paint *New driveway *New Furnace *New doors & hardware *New Ceiling fans, lights & more! Solid wood doors, original mouldings, ceiling fans throughout, large & bright basement! Agent/Owner.

Last Agent to Sell the Property

Kathleen Guilfoyle

Park Realtors License #208130 Listed on: 01/30/2022

Last Buyer's Agent

JoLynn Johnston

e-Merge Real Estate Victory License #221611

e-Merge Real Estate Victory

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1921

Lot Details

  • 3,872 Sq Ft Lot
  • Partially Fenced Property
  • Privacy Fence
  • Wood Fence
  • Cleared Lot

Home Design

  • Traditional Architecture
  • Block Foundation
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 966 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Bookcases
  • High Ceiling
  • Ceiling Fan
  • Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Panel Doors
  • Living Room
  • Dining Room
  • Fire and Smoke Detector

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Concrete

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 1 Full Bathroom

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement
  • Basement Windows

Parking

  • Driveway
  • Off-Street Parking

Outdoor Features

  • Patio
  • Porch

Schools

  • Ninth District Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 220 Volts

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 056-13-02-122.00

Home Details

Home Type

Single Family

Year Built

Built in 1921

Lot Details

3,872 Sq Ft Lot

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.09
  • Year Built: 1921
  • Lot Size: 31'x117' IRR
  • Road Frontage Type: City Street
  • Directions: I275 to Rt 16/Taylor Mill exit, north into Latonia, Left W 34th, pass Beech, Right W Southern. House on right.
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Ninth District Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 31'x117' IRR
  • General Property Description:Approx SqFt2: 1244.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Room Type:Dining Room4: Yes
  • Sewer:Public Sewer: Yes
  • Utilities Electric Company: Duke Energy
  • Utilities Gas Company: Duke Energy
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.0889
  • General Property Description:Living Area: 966.0
  • General Property Description:Lot Size Square Feet: 3872.0
  • Security Features:Smoke Detector(s): Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 056-13-02-122.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Room Type:Living Room4: Yes
  • Fencing:Wood3: Yes
  • Laundry Features:In Basement: Yes
  • Fencing:Privacy: Yes
  • Fencing:Partial2: Yes
  • Roof:Asphalt: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Walk-In Closet(s), Pantry, Open Floorplan, Bookcases, 220 Volts, Ceiling Fan(s), High Ceilings, Multi Panel Doors
  • Basement: Full, Unfinished
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Flooring: Concrete
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Electric Oven, Electric Range, Dishwasher, Disposal, Microwave, Refrigerator
  • Accessibility Features: None
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Living Area: 966.0
  • Window Features: Insulated Window(s), Vinyl Clad Window(s)
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Multi Panel Doors: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Pantry2: Yes
  • Interior Features:Walk-In Closet(s)2: Yes
  • Basement:Unfinished2: Yes
  • Kitchen Features Pantry: Yes
  • Kitchen Features:Wood Cabinets: Yes
  • Appliances:Electric Range: Yes
  • Living Room Features:Walk-Out Access: Yes
  • Basement:Concrete Flooring: Yes
  • Basement:Glass Block Windows: Yes
  • Living Room Features:Carpet Flooring2: Yes
  • Kitchen Features:Laminate Flooring4: Yes
  • Living Room Features:Ceiling Fan(s)6: Yes
  • Dining Room Features:Walk-Out Access2: Yes
  • Interior Features:Bookcases4: Yes
  • Dining Room Features:See Remarks22: Yes
  • Kitchen Features:See Remarks8: Yes
  • Interior Features 220 Volts: Yes

Exterior Features

  • Fencing: Partial, Privacy, Wood
  • Roof: Asphalt
  • Lot Features: Cleared
  • Construction Type: Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Patio, Porch
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Accessibility Features:None15: Yes
  • Window Features:Vinyl Clad Window(s): Yes
  • Lot Features:Cleared: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Off Street
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: In Basement
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Ninth District Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 3872.0
  • ResoLotSizeUnits: Acres

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 30, 2022
Closed on
Mar 11, 2022
Sold by
Bought by
Seller's Agent
Kathleen Guilfoyle
Park Realtors
Buyer's Agent
JoLynn Johnston
e-Merge Real Estate Victory
List Price
$162,900
Sold Price
$163,900
Premium/Discount to List
$1,000
0.61%
Current Estimated Value
$184,985

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,085
Avg. Annual Appreciation
2.90%
Original Mortgage
$6,000
Outstanding Balance
$4,012
Interest Rate
3.09%
Estimated Equity
$180,973

Purchase Details

Closed on
Nov 16, 2010
Sold by
Bought by

Purchase Details

Closed on
Aug 9, 2010
Sold by
Bought by

Purchase Details

Closed on
Dec 1, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,000
Interest Rate
6.04%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Aug 11, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,400
Interest Rate
5.64%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 5, 2005
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,400
Interest Rate
5.64%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 28, 1997
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,864
Interest Rate
7.52%
Mortgage Type
FHA
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$163,900 360 American Title
$28,800 None Available
$46,900 None Available
$94,000 Kentucky Land Title Agency
$55,072 --
$60,500 --
$69,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $6,000
Open $160,663
Previous Owner $94,000
Previous Owner $48,400
Previous Owner $69,864
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/11/2022 03/11/22 Sold $163,900 +0.6% $170 / Sq Ft
02/01/2022 02/01/22 Pending -- -- --
01/31/2022 01/31/22 For Sale $162,900 -- $169 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,172 $163,900 $5,000 $158,900
2024 $2,155 $163,900 $5,000 $158,900
2023 $2,183 $163,900 $5,000 $158,900
2022 $1,111 $80,000 $5,000 $75,000
2021 $673 $40,000 $5,000 $35,000
2020 $670 $40,000 $5,000 $35,000
2019 $677 $40,000 $5,000 $35,000
2018 $690 $40,000 $5,000 $35,000
2017 $699 $40,000 $10,000 $30,000
2015 $881 $40,000 $10,000 $30,000
2014 $943 $40,000 $10,000 $30,000
Source: Public Records

Agents Affiliated with this Home

  • K

    Seller's Agent in 2022

    Kathleen Guilfoyle

    Park Realtors

    Section Image
  • JoLynn Johnston

    Buyer's Agent in 2022

    JoLynn Johnston

    e-Merge Real Estate Victory

    (859) 760-4418

    3 in this area

    72 Total Sales

    JoLynn Johnston
    Section Image
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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 601057

Northern Kentucky Multiple Listing Service

APN: 056-13-02-122.00

Kentucky Kenton County Covington 41015 West Latonia

406 W Southern Ave, Covington, KY

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Northern Kentucky Multiple Listing Service The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.

Listing information is deemed reliable, but not guaranteed.

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