NOT LISTED FOR SALE

407 Clay St Ottawa, IL 61350

Estimated Value: $212,000 - $239,000

4 Beds
1.5 Baths
1,974 Sq Ft
$112/Sq Ft Est. Value

Sale Details

Date Sold: July 3, 2025

Last sale price $215,000 $109 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $1,471 / mo

89 Days on Market

Highlights

  • Living Room
  • Central Air
  • Family Room
  • Laundry Room
  • Combination Kitchen and Dining Room
  • Carpet

About This Home

As of July 2025

WELCOME HOME! THIS IS THE HOME THAT YOU HAVE BEEN LOOKING FOR! 4 GENEROUS BEDROOMS, 1 1/12 BATHROOMS. NEW REFRIGERATOR, STOVE. BRAND NEW CARPETING AND FLOORING. THE HOUSE WAS A TOTAL REMODEL BRAND NEW WALLS. STOP BY YOU WILL NOT BE DESAPPOINTED. RIVER WALK 2 BLOCKS AWAY, HIGH SCHOOL 5 BLOCKS AWAY, DOWNTOWN OTTAWA 3 BLOCKS AWAY, MIDDLE SCHOOL 4 BLOCKS WAY. LOCATION! LOCATION!

Last Agent to Sell the Property

Hector Martinez

HRM Commercial, LLC License #475140819 Listed on: 03/11/2025

Last Buyer's Agent

Anita DiMarca

Coldwell Banker Realty License #475187933

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,794

Year Built

  • Built in 1900 | Remodeled in 2025

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,974 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Laundry Room

Kitchen

  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Basement

  • Partial Basement
  • Crawl Space

Schools

  • Ottawa Township High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,794

Year Built

Built in 1900 | Remodeled in 2025

Lot Details

0 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 1900
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2025
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2025

Interior Features

  • Appliances: Microwave, Dishwasher, Refrigerator
  • Basement: Crawl Space, Partial
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 4
  • LivingArea: 1974
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 0
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding
  • Waterfront: No

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • High School: Ottawa Township High School

Lot Info

  • Lot Dimensions: 4356
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 2794.28
  • Tax Year: 2023

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 11, 2025
Closed on
Jul 3, 2025
Sold by
Bought by
Seller's Agent
Hector Martinez
HRM Commercial, LLC
Buyer's Agent
Anita DiMarca
Coldwell Banker Realty
List Price
$214,900
Sold Price
$215,000
Premium/Discount to List
$100
0.05%
Views
90
Current Estimated Value
$221,522

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,522
Avg. Annual Appreciation
3.13%
Original Mortgage
$204,250
Outstanding Balance
$203,897
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$17,625

Purchase Details

Closed on
Mar 7, 2024
Sold by
Bought by

Purchase Details

Closed on
Sep 28, 2022
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$215,000 None Available
$37,000 None Available
$40,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $204,250
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/03/2025 07/03/25 Sold $215,000 0.0% $109 / Sq Ft
06/08/2025 06/08/25 Pending -- -- --
05/28/2025 05/28/25 Price Changed $214,900 0.0% $109 / Sq Ft
05/28/2025 05/28/25 For Sale $214,900 0.0% $109 / Sq Ft
04/27/2025 04/27/25 Off Market $215,000 -- --
04/03/2025 04/03/25 Price Changed $224,900 -1.8% $114 / Sq Ft
03/11/2025 03/11/25 For Sale $229,000 -- $116 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,282 $32,713 $4,217 $28,496
2024 $3,053 $29,642 $3,821 $25,821
2023 $2,794 $26,530 $3,420 $23,110
2022 $2,571 $24,079 $6,384 $17,695
2021 $2,468 $22,569 $5,984 $16,585
2020 $2,293 $21,439 $5,684 $15,755
2019 $1,684 $21,220 $5,626 $15,594
2018 $816 $20,711 $5,491 $15,220
2017 $807 $20,077 $5,323 $14,754
2016 $810 $19,216 $5,095 $14,121
2015 $807 $18,330 $4,860 $13,470
2012 -- $20,038 $5,313 $14,725
Source: Public Records

Agents Affiliated with this Home

  • H

    Seller's Agent in 2025

    Hector Martinez

    HRM Commercial, LLC

    (815) 212-0325

    24 Total Sales

    Hector Martinez
    Section Image
  • Anita DiMarca

    Buyer's Agent in 2025

    Anita DiMarca

    Coldwell Banker Realty

    (312) 401-6475

    53 Total Sales

    Anita DiMarca
    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12308900

Midwest Real Estate Data (MRED)

APN: 21-11-314025

Illinois La Salle County Ottawa 61350

407 Clay St, Ottawa, IL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID

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