NOT LISTED FOR SALE

Estimated Value: $1,500,000 - $1,542,697

2 Beds
2 Baths
1,504 Sq Ft
$1,013/Sq Ft Est. Value

Sale Details

Date Sold: March 12, 2026

Last sale price $1,540,000 $1,024 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $10,207 / mo

5 Days on Market

Highlights

  • Golf Course Community
  • Community Stables
  • Fishing
  • Solana Santa Fe Elementary School Rated A
  • In Ground Pool
  • Primary Bedroom Suite

About This Home

As of March 2026

Beautifully maintained single story townhome located in The Villas at Whispering Palms, offering effortless living in one of Rancho Santa Fe’s most desirable communities. Set on a quiet cul-de-sac with three exposures and exceptional natural light, this rarely available end residence is in move-in ready condition with the opportunity to personalize over time. Vaulted ceilings and expansive windows create an airy, welcoming atmosphere. The open living and dining areas flow seamlessly to a private back patio, perfect for indoor-outdoor entertaining, relaxed evenings, and weekend gatherings. The kitchen is equipped with Bosch appliances and gas cooking, complemented by a whole-home water filtration system and an updated HVAC system for year-round comfort.Two bedrooms and two bathrooms offer a comfortable and functional layout, with two private patios surrounded by mature landscaping and serene community surroundings. The attached garage features abundant built-in storage cabinets, additional attic storage, and an electric vehicle outlet, providing exceptional functionality and convenience. Residents of The Villas enjoy access to their own private neighborhood pool, creating a relaxed, resort-style setting just steps from home. Ideally situated immediately adjacent to the newly renovated La Valle Coastal Club and the boutique Guesthouse Hotel at La Valle, offering championship golf, tennis, pickleball, fitness facilities, spa services, dining, and social amenities.Surrounded by rolling fairways, equestrian estates, and coastal breezes, this home offers access to some of the most beautiful weather in the country. Beaches are just minutes away, and downtown San Diego is less than 30 minutes from your door. Currently the most attainable home on the market in Rancho Santa Fe, this property presents a rare opportunity for a young family, snowbirds, transitional buyers, or investors seeking long-term value. A true gateway to the Rancho Santa Fe lifestyle.

Last Agent to Sell the Property

Melinda Stockmal

Coldwell Banker Realty Brokerage Email: melinda@melindastockmal.com License #02105876 Listed on: 02/19/2026

Coldwell Banker Realty

Last Buyer's Agent

Carol Mundell

Century 21 Affiliated License #00863002

Century 21 Affiliated

Range of Values:

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Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Townhouse Details

Home Type

  • Townhome

Year Built

  • Built in 1982

Lot Details

  • 3,098 Sq Ft Lot
  • 1 Common Wall
  • Cul-De-Sac
  • Drip System Landscaping
  • Sprinkler System

HOA Fees

  • $740 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Woods
  • Neighborhood

Home Design

  • Entry on the 1st floor

Interior Spaces

  • 1,504 Sq Ft Home
  • 1-Story Property
  • Entryway
  • Family Room with Fireplace
  • Living Room
  • Sun or Florida Room

Bedrooms and Bathrooms

  • 2 Bedrooms | 1 Primary Bedroom on Main
  • Primary Bedroom Suite
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry in Garage

Outdoor Features

  • In Ground Pool
  • Exterior Lighting
  • Rain Gutters

Location

  • Property is near park

Utilities

  • Central Air
  • Air Source Heat Pump

Listing and Financial Details

  • Tax Tract Number 8929
  • Assessor Parcel Number 3022322300

Community Details

Overview

  • Front Yard Maintenance
  • 92 Units
  • The Villas Of Whispering Palms Association, Phone Number (800) 232-7517
  • The Villas Subdivision
  • Maintained Community
  • Community Lake
  • Near a National Forest
  • Military Land
  • Foothills
  • Mountainous Community
  • Property is near a preserve or public land
  • Property is near a ravine

Amenities

  • Community Barbecue Grill
  • Laundry Facilities

Recreation

  • Golf Course Community
  • Community Pool
  • Community Spa
  • Fishing
  • Park
  • Dog Park
  • Water Sports
  • Community Stables
  • Horse Trails
  • Hiking Trails
  • Bike Trail

Pet Policy

  • Pets Allowed

Security

  • Resident Manager or Management On Site

Townhouse Details

Home Type

Townhome

Year Built

Built in 1982

Lot Details

3,098 Sq Ft Lot

HOA Fees

$740 per month

Parking

2

Listing Details

  • Assessments: Yes
  • Property Attached: Yes
  • Subdivision Name Other: The Villas (VLLS)
  • View: Yes
  • Zoning: R-1
  • Property Sub Type: Townhouse
  • Property Type: Residential
  • Parcel Number: 3022322300
  • Year Built: 1982
  • AgentOnly_SellerConsiderConcessionYN: No
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1504.00
  • Stories: 1
  • Common Walls: 1 Common Wall
  • Appliances: No
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Entry Level: 1
  • Fireplace Features: Family Room
  • Levels: One
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Price Per Square Foot: 1030.59
  • Room Type: Sun, Primary Bedroom, Entry, Laundry, Main Floor Primary Bedroom, Kitchen, Living Room, Main Floor Bedroom, Family Room, Primary Suite, Primary Bathroom

Exterior Features

  • View: Trees/Woods, Neighborhood
  • Fence: No
  • Pool Features: In Ground, Community
  • Pool Private: No
  • Spa: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Parking: No
  • Total Parking Spaces: 2.00

Utilities

  • Sprinklers: Yes
  • Heating: No
  • Laundry: Yes
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Cooling: Central Air, Heat Pump
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Pets Permitted, Management, Maintenance Front Yard, Pool, Barbecue, Spa/Hot Tub, Maintenance Grounds
  • Association Fee: 740.00
  • Association Fee Frequency: Monthly
  • Association Name: The Villas of Whispering Palms
  • Phone: 800-232-7517
  • Senior Community: No
  • Community Features: Foothills, Watersports, Golf, Sidewalks, Blm/National Forest, Preserve/Public Land, Horse Trails, Hiking, Fishing, Stable(s), Mountainous, Curbs, Military Land, Lake, Biking, Gutters, Park, Ravine, Street Lights, Dog Park

Lot Info

  • Land Lease: No
  • Lot Features: Cul-De-Sac, Level with Street, Landscaped, Park Nearby, Sprinklers Drip System
  • Lot Size Sq Ft: 3098.00
  • Lot Size Acres: 0.0711

Multi Family

  • Lease Considered: No
  • Lot Size Area: 3098.0000 Square Feet
  • Number Of Units In Community: 92

Tax Info

  • Tax Tract Number: 8929

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 19, 2026
Closed on
Mar 3, 2026
Sold by
Bought by
Seller's Agent
Melinda Stockmal
Coldwell Banker Realty
Buyer's Agent
Carol Mundell
Century 21 Affiliated
List Price
$1,550,000
Sold Price
$1,540,000
Premium/Discount to List
-$10,000
-0.65%
Views
320
Current Estimated Value
$1,523,174

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$16,826
Avg. Annual Appreciation
-2.78%

Purchase Details

Listed on
Dec 8, 2022
Closed on
May 11, 2023
Sold by
Bought by
Seller's Agent
Tracie Kersten
Compass
Buyer's Agent
Michel Goldstein
eXp Realty of California, Inc.
List Price
$1,200,000
Sold Price
$1,100,000
Premium/Discount to List
-$100,000
-8.33%
Views
84

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.00%

Purchase Details

Listed on
Dec 8, 2022
Closed on
Mar 3, 2023
Sold by
Bought by
Seller's Agent
Tracie Kersten
Compass
Buyer's Agent
Michel Goldstein
eXp Realty of California, Inc.
List Price
$1,200,000
Sold Price
$1,100,000
Premium/Discount to List
-$100,000
-8.33%
Views
84

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$750,000
Interest Rate
6.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 21, 2003
Sold by
Bought by

Purchase Details

Closed on
Oct 17, 2000
Sold by
Bought by

Purchase Details

Closed on
Sep 8, 1992

Purchase Details

Closed on
Feb 15, 1983
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$1,540,000 Equity Title
-- None Listed On Document
$1,100,000 Lawyers Title
-- --
-- --
-- --
-- --
$259,000 --
$223,700 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $750,000
Previous Owner $250,000
Previous Owner $72,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/12/2026 03/12/26 Sold $1,540,000 -0.6% $1,024 / Sq Ft
02/24/2026 02/24/26 Pending -- -- --
02/19/2026 02/19/26 For Sale $1,550,000 +40.9% $1,031 / Sq Ft
03/23/2023 03/23/23 Sold $1,100,000 -2.2% $731 / Sq Ft View Prior Sale
02/19/2023 02/19/23 Pending -- -- --
01/04/2023 01/04/23 Price Changed $1,125,000 -6.3% $748 / Sq Ft
12/08/2022 12/08/22 For Sale $1,200,000 -- $798 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $13,134 $1,167,328 $848,966 $318,362
2025 $12,727 $1,144,440 $832,320 $312,120
2024 $12,727 $1,122,000 $816,000 $306,000
2023 $5,220 $431,557 $270,073 $161,484
2022 $5,065 $423,096 $264,778 $158,318
2021 $4,919 $414,801 $259,587 $155,214
2020 $4,883 $410,549 $256,926 $153,623
2019 $4,801 $402,500 $251,889 $150,611
2018 $4,667 $394,608 $246,950 $147,658
2017 $4,594 $386,871 $242,108 $144,763
2016 $4,343 $379,286 $237,361 $141,925
2015 $4,277 $373,590 $233,796 $139,794
2014 $4,197 $366,273 $229,217 $137,056
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: NDP2601600

California Regional Multiple Listing Service (CRMLS)

APN: 302-232-23

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