$325,000
SOLD OCT 17, 2025

408 Millrace Dr Cold Spring, KY 41076

4 Beds
4 Baths
1,993 Sq Ft
0.47 Acres

Recently Sold

$163 Per Sq Ft

13% Below List Price

78 Days on Market

Highlights

  • Traditional Architecture
  • Breakfast Room
  • Walk-In Closet
  • No HOA
  • Stainless Steel Appliances
  • Breakfast Bar

About This Home

As of October 2025

OPEN HOUSE on Sunday, July 27th from 1:00-3:00!
Looking for a home in popular Sturbridge! Welcome to this 4 bedroom, 2 Full Bath, 2 Half Bath home on a cul-de-sac street. This home offers a nice open Kitchen and all kitchen appliances stay! Washer and dryer also included. A spacious lower level and large fenced backyard. 1 year 2-10 Home Warranty included.

Last Agent to Sell the Property

Jim Schack

RE/MAX Victory + Affiliates License #189779 Listed on: 06/09/2025

RE/MAX Victory + Affiliates

Last Buyer's Agent

Daniel Cropper

Horan Rosenhagen Real Estate License #221415

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,427

Year Built

  • Built in 1994

Parking

  • 2 Car Garage
  • Driveway
  • On-Street Parking
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,993 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Entryway
  • Family Room
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Laundry Room

Kitchen

  • Breakfast Bar
  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet

Schools

  • Crossroads Elementary School
  • Campbell County Middle School
  • Campbell County High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Not Available
  • Cable TV Available

Additional Features

  • Patio
  • 0.47 Acre Lot

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 999-99-18-157.05

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,427

Year Built

Built in 1994

Lot Details

0

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.47
  • Year Built: 1994
  • Lot Size: Irregular
  • Ownership: Consumer
  • Directions: Alexandria Pike to Sturbridge Drive to Cobblers to Millrace.
  • Architectural Style: Traditional
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Crossroads Elementary
  • Location Tax Legal Info:Middle or Junior School: Campbell County Middle School
  • Location Tax Legal Info:High School: Campbell County High
  • Location Tax Legal Info:Subdivision2: Sturbridge
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 2
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: Irregular
  • Remarks Misc:Agent Only Remarks: 1 year home warranty (supreme coverage) through 2-10 at a cost of $704.00
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.471
  • General Property Description:Living Area: 1993.0
  • General Property Description:Lot Size Square Feet: 20517.0
  • Structure Type:House: Yes
  • Architecture:Traditional: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 999-99-18-157.05
  • Appliances Refrigerators: Yes
  • General Property Description:Fireplaces Total: 1
  • Percent Basement Finished: Yes
  • Utilities:Natural Gas Not Available: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s)
  • Basement: Full, Finished
  • Heating: Natural Gas, Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Electric Range, Dishwasher, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1993.0
  • Window Features: Insulated Windows, Vinyl Frames
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Appliances:Electric Range: Yes
  • Fireplace Features:Wood Burning: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Brick, Vinyl Siding
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Patio
  • Construction Materials:Brick2: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Insulated Window(s): Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Off Street, On Street
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes
  • Parking Features:On Street: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Not Available
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Crossroads Elementary
  • Junior High Dist: Campbell Co Public
  • High School: Campbell County High
  • Middle Or Junior School: Campbell County Middle School

Lot Info

  • Lot Size Sq Ft: 20517.0
  • Zoning Description: Residential

Matterport 3D Tour

Floorplans

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 9, 2025
Closed on
Oct 16, 2025
Sold by
Dancy James M and Avon Pearl
Bought by
Martin Christopher and Martin Elinor
Seller's Agent
Jim Schack
RE/MAX Victory + Affiliates
Buyer's Agent
Daniel Cropper
Horan Rosenhagen Real Estate
List Price
$375,000
Sold Price
$325,000
Premium/Discount to List
-$50,000
-13.33%
Views
5477

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
121.50%
Original Mortgage
$260,000
Outstanding Balance
$260,000
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$89,114

Purchase Details

Closed on
Dec 14, 2020
Sold by
Dancy James M
Bought by
Dancy James M and Dancy Avon Pearl

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,500
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 27, 2019
Sold by
Bariteau Paul F and Bariteau Carolan D
Bought by
Dancy James M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,600
Interest Rate
4.4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 2, 2018
Sold by
Hoffman Charles L and Hoffman Hannah
Bought by
Bariteau Paul F and Bariteau Carolan D

Purchase Details

Closed on
May 10, 2013
Sold by
Snape Brian R and Mckeehan Alayne Rae
Bought by
Hoffman Charles L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,000
Interest Rate
3.59%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 26, 2007
Sold by
Adelberg Christian and Adelberg Elizabeth
Bought by
Snape Brian R and Snape Alayne M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,200
Interest Rate
6.12%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 22, 2004
Sold by
Schmidt Mary H
Bought by
Adelberg Christian and Adelberg Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,150
Interest Rate
5.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 7, 1994
Sold by
Drees Co
Bought by
Schmidt William M and Schmidt Mary H
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $325,000 Springdale Title
Interfamily Deed Transfer -- Northwest Ttl Fam Of Compani
Warranty Deed -- Bridgetrust Title Group
Warranty Deed $218,000 American Homeland Title
Warranty Deed $155,000 None Available
Warranty Deed $206,500 Advanced Land Title Agency
Warranty Deed $183,500 Chicago Title Insurance Co
Deed $154,230 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $260,000 New Conventional
Previous Owner $107,500 New Conventional
Previous Owner $103,600 New Conventional
Previous Owner $124,000 Purchase Money Mortgage
Previous Owner $165,200 New Conventional
Previous Owner $165,150 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/17/2025 10/17/25 Sold $325,000 -7.1% $163 / Sq Ft
08/26/2025 08/26/25 Pending -- -- --
07/23/2025 07/23/25 Price Changed $349,900 -6.7% $176 / Sq Ft
06/09/2025 06/09/25 For Sale $375,000 -- $188 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,427 $279,100 $40,000 $239,100
2024 $3,427 $279,100 $40,000 $239,100
2023 $3,349 $279,100 $40,000 $239,100
2022 $2,740 $218,000 $25,000 $193,000
2021 $2,740 $218,000 $25,000 $193,000
2020 $2,769 $218,000 $25,000 $193,000
2019 $2,722 $218,000 $25,000 $193,000
2018 $2,452 $194,500 $25,000 $169,500
2017 $2,419 $194,500 $25,000 $169,500
2016 $2,364 $194,500 $0 $0
2015 $2,402 $194,500 $0 $0
2014 $1,875 $155,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 633310

Northern Kentucky Multiple Listing Service

APN: 999-99-18-157.05