NOT LISTED FOR SALE

408 S Division Ave Polo, IL 61064

Polo Area

Estimated Value: $133,000 - $152,000

3 Beds
1.5 Baths
2,457 Sq Ft
$59/Sq Ft Est. Value

Sale Details

Date Sold: March 21, 2025

Last sale price $120,900 $49 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $961 / mo

3 Days on Market

Highlights

  • Deck
  • Fire Pit
  • Wood Burning Fireplace
  • Walk-In Closet
  • Forced Air Heating and Cooling System

About This Home

As of March 2025

Welcome to this charming and spacious home in one of the most sought-after neighborhoods! This property boasts three generously sized bedrooms, each offering plenty of space for rest and relaxation. The heart of the home features a beautiful foyer entryway with an exposed staircase that adds timeless character and warmth. The main and second levels each feature a bathroom, providing convenience and functionality for your family and guests. Outdoors, the property shines with a back deck, ideal for entertaining, outdoor dining, or simply enjoying a peaceful evening under the stars. The detached 1.5-car garage offers ample room for your vehicle, storage, or even a workshop. Additionally, the home includes a spacious basement. Situated in a highly desirable area, this home offers the perfect blend of comfort, style, and location. Don’t miss your chance to make it yours—schedule your showing today!

Last Agent to Sell the Property

Brian Borchardt

A-1 AGENCY License #471004534 Listed on: 02/04/2025

Last Buyer's Agent

THOMAS GRIMES

A-1 AGENCY License #475176138

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,897

Year Built

  • Built in 1900

Lot Details

  • 6,534 Sq Ft Lot

Home Design

  • House
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,457 Sq Ft Home
  • 2-Story Property
  • Wood Burning Fireplace

Kitchen

  • Stove
  • Gas Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Parking

  • 1.5 Car Garage
  • Driveway

Outdoor Features

  • Deck
  • Fire Pit

Schools

  • Polo Elementary And Middle School
  • Polo Comm High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,897

Year Built

Built in 1900

Lot Details

6,534 Sq Ft Lot

Listing Details

  • Interior Amenities: Ceiling Fan(s), Walk-In Closet
  • Road Frontage: City/Town
  • Type: City/Town
  • Electric: Circuit Breaker
  • Appliances That Stay or Are Included: Dryer, Refrigerator, Stove/Cooktop, Washer
  • Class: HOUSE
  • Exemptions: Owner
  • General Features: Deck, Fire-Pit/Fireplace, Laundry Basement
  • Legal Description: RNG/BLK: TWP:0 SECT/LOT: LOT 9 BLK 1 WATERBURY'S ADD CITY OF POLO
  • Lot Acreage: 0.15
  • Lvt Date: 02/04/2025
  • Number of Upper Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Stove Range Fuel: Gas
  • Style: 2 Story
  • Type: House
  • Agent Only_ L A1 User Code: F_5
  • Egress: Yes
  • Elementary School: Polo
  • Estimated Total Finished Sq Ft: 2457
  • Garage Type Driveway: Detached
  • Hold Earnest Money Y N: No
  • Pertinent Facts: Welcome to this charming and spacious home in one of the most sought-after neighborhoods! This property boasts three generously sized bedrooms, each offering plenty of space for rest and relaxation. The heart of the home features a beautiful foyer entryway with an exposed staircase that adds timeless character and warmth. The main and second levels each feature a bathroom, providing convenience and functionality for your family and guests. Outdoors, the property shines with a back deck, ideal for entertaining, outdoor dining, or simply enjoying a peaceful evening under the stars. The detached 1.5-car garage offers ample room for your vehicle, storage, or even a workshop. Additionally, the home includes a spacious basement. Situated in a highly desirable area, this home offers the perfect blend of comfort, style, and location. Don’t miss your chance to make it yours—schedule your showing today!
  • Rental License: No
  • Designated Managing Broker Y N: Yes
  • Estimated Above Grade Sq Ft: 2457
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Bedrooms: 3
  • Basement Type: Full
  • Master Bedroom: Dimensions: 12x12, On Level: Upper
  • Fireplace Type: Wood
  • Basement: Full Exposure
  • Bedroom 2: Dimensions: 12x12, On Level: Upper
  • Bedroom 3: Dimensions: 12x11, On Level: Upper
  • Dining Room: Yes, On Level: Main, Dimensions: 18x11
  • Family Room: No
  • Fireplace: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Kitchen: Dimensions: 8x8, On Level: Main
  • Living Room: Yes, On Level: Main, Dimensions: 17x13
  • Number Of Fireplaces: 1
  • Recreation Room: No
  • Total Bathrooms: 1.5
  • Basement: Yes

Exterior Features

  • Exterior: Vinyl
  • Roof: Shingle

Garage/Parking

  • Garage: 1.5

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Sewer: City/Community
  • Water: City/Community
  • Water Heater: Gas

Building Info

  • Year Built: 1900

Tax Info

  • Year: 2023
  • Taxes: 1897

MLS Schools

  • HighSchool: Polo Comm High
  • School District: Polo 222
  • Middle School: Polo

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 4, 2025
Closed on
Mar 21, 2025
Sold by
Bought by
Seller's Agent
Brian Borchardt
A-1 AGENCY
Buyer's Agent
THOMAS GRIMES
A-1 AGENCY
List Price
$124,900
Sold Price
$120,900
Premium/Discount to List
-$4,000
-3.2%
Views
9
Current Estimated Value
$144,862

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,962
Avg. Annual Appreciation
14.22%
Original Mortgage
$117,273
Interest Rate
0.0699%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 22, 2021
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$71,000
Interest Rate
0.03%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 13, 2020
Sold by
Bought by

Purchase Details

Closed on
Jan 10, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$74,000
Interest Rate
0.0646%
Mortgage Type
Future Advance Clause Open End Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$114,000 Security First Title
$75,000 None Available
-- None Available
$84,000 None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $117,273
Previous Owner $71,000
Previous Owner $74,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
03/21/2025 03/21/25 Sold $120,900 -3.2% $49 / Sq Ft
02/07/2025 02/07/25 Pending -- -- --
02/04/2025 02/04/25 For Sale $124,900 -- $51 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,054 $35,734 $5,365 $30,369
2024 $2,054 $27,692 $5,201 $22,491
2023 $1,897 $27,692 $5,201 $22,491
2022 $1,769 $25,745 $4,835 $20,910
2021 $2,188 $23,537 $4,420 $19,117
2020 $1,464 $21,300 $4,000 $17,300
2019 $2,638 $27,523 $4,198 $23,325
2018 $2,628 $27,523 $4,198 $23,325
2017 $2,600 $27,173 $4,145 $23,028
2016 $2,518 $25,896 $3,950 $21,946
2015 $1,893 $26,642 $4,064 $22,578
2014 $1,924 $26,642 $4,064 $22,578
2013 $2,009 $27,356 $4,173 $23,183
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthWest Illinois Alliance of REALTORS®

MLS Number: 202500521

NorthWest Illinois Alliance of REALTORS®

APN: 14-16-262-004

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