$675,000
SOLD MAY 21, 2026

408 Spinnaker Ln Saint Michaels, MD 21663

4 Beds
2.5 Baths
1,957 Sq Ft
3,005 Sq Ft Lot

Sale Details

Date Sold: May 21, 2026

$345 Per Sq Ft

13% Below List Price

204 Days on Market

Highlights

  • Gourmet Kitchen
  • Open Floorplan
  • Coastal Architecture
  • View of Trees or Woods
  • Electrolux Appliances
  • 4-minute walk to Hollis Park

About This Home

As of May 2026

This immaculate 4 bedroom, 2.5 bath home was built in 2022 and has been thoughtfully enhanced with numerous upgrades. The owners added luxury vinyl plank flooring to the second level, Hunter Douglas plantation shutters with independent top and bottom operation, recessed lighting upstairs, and a high-end full-size Electrolux washer and dryer. Additional features include a smart home system with Nest locks, thermostats, doorbell camera, and smoke detectors, as well as an inground lawn irrigation system. Outdoors, the private backyard has been beautifully finished with professional landscaping, privacy fencing, and a Techno-Bloc custom paver patio. A welcoming front porch with flower boxes and rocking chairs sets the tone. Inside, the main level offers a cozy front foyer/den that opens to a spacious great room with living, dining, and kitchen areas. The gourmet kitchen boasts quartz countertops, a large island, gas range, pantry, and pendant lighting, with sliding doors that lead directly to the rear yard retreat. Upstairs, you’ll find four bedrooms and two full baths, including a primary suite with its own private bath. Set at the end of a non-through street just one block from the heart of St. Michaels, the location is ideal. Enjoy quiet evenings on the porch, gatherings in the backyard, or a few short blocks into town and the waterfront. From here, you can access shops, dining, the Chesapeake Bay Maritime Museum, and seasonal events. Even the town ice cream shop is only a few blocks away. Whether relaxing at home or exploring everything St. Michaels has to offer, this property provides the perfect blend of comfort, convenience, and small-town charm. Move-in ready and truly immaculate!

Last Agent to Sell the Property

Christie Bishop

(410) 295-6579 cbishop@northroprealty.com Northrop Realty Brokerage Phone: 4102956579 License #637346 Listed on: 09/25/2025

Northrop Realty

Last Buyer's Agent

Monica Penwell

(410) 745-2596 mpenwell@ttrsir.com TTR Sotheby's International Realty

TTR Sotheby's International Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,966

Year Built

  • Built in 2022

Lot Details

  • 3,005 Sq Ft Lot
  • Cul-De-Sac
  • East Facing Home
  • Privacy Fence
  • Vinyl Fence
  • Landscaped
  • No Through Street
  • Corner Lot
  • Sprinkler System
  • Back Yard Fenced, Front and Side Yard
  • Property is in excellent condition

HOA Fees

  • $102 Monthly HOA Fees

Parking

  • 1 Car Direct Access Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Property Views

  • Woods
  • Garden

Home Design

  • Coastal Architecture
  • Slab Foundation
  • Asphalt Roof
  • Vinyl Siding
  • Composite Building Materials

Interior Spaces

  • 1,957 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Recessed Lighting
  • Pendant Lighting
  • Gas Fireplace
  • Double Pane Windows
  • Vinyl Clad Windows
  • Plantation Shutters
  • Window Screens
  • Sliding Doors
  • Entrance Foyer
  • Great Room
  • Combination Kitchen and Living
  • Dining Room

Kitchen

  • Gourmet Kitchen
  • Gas Oven or Range
  • Self-Cleaning Oven
  • Stove
  • Range Hood
  • Built-In Microwave
  • Dishwasher
  • Electrolux Appliances
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on upper level
  • Stacked Washer and Dryer

Home Security

  • Home Security System
  • Fire and Smoke Detector
  • Fire Sprinkler System

Utilities

  • Central Air
  • Heat Pump System
  • Propane
  • Electric Water Heater

Additional Features

  • Energy-Efficient Windows with Low Emissivity
  • Patio
  • Suburban Location

Community Details

  • Association fees include common area maintenance, road maintenance, snow removal
  • St. Michaels Pointe At Perry Cabin HOA
  • St. Michaels Pointe Subdivision, Harrison Floorplan

Listing and Financial Details

  • Tax Lot 8
  • Assessor Parcel Number 2102198748

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,966

Year Built

Built in 2022

Lot Details

3,005 Sq Ft Lot

HOA Fees

$102 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal
  • Ownership: Fee Simple
  • Inclusions: Outdoor Rocking Chairs, Flower Boxes, Backyard Lights
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 9/25/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2022
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Range Hood, Refrigerator, Stainless Steel Appliances, Stove, Oven - Self Cleaning, Oven - Single, Oven/Range - Gas, Washer, Dryer, Dryer - Front Loading, Washer - Front Loading, Washer/Dryer Stacked, Water Heater
  • Flooring Type: Luxury Vinyl Plank, Ceramic Tile
  • Interior Amenities: Combination Kitchen/Living, Dining Area, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Pantry, Recessed Lighting, Sprinkler System, Walk-In Closet(s), Bathroom - Tub Shower, Bathroom - Walk-In Shower, Primary Bath(s), Upgraded Countertops, Window Treatments
  • Window Features: Low-E, Energy Efficient, Double Pane, Screens, Vinyl Clad
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Slab
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Foyer, Great Room, Laundry, Bathroom 2, Primary Bathroom, Half Bath
  • Basement: No
  • Laundry Type: Has Laundry, Upper Floor, Dryer In Unit, Washer In Unit
  • Total Sq Ft: 1957
  • Living Area Sq Ft: 1957
  • Price Per Sq Ft: 357.18
  • Above Grade Finished Sq Ft: 1957
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Composition, Vinyl Siding
  • Exterior Features: Underground Lawn Sprinkler, Street Lights
  • Roof: Asphalt
  • View: Garden/Lawn, Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Concrete Driveway
  • Garage Features: Garage Door Opener, Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Fire Detection System, Smoke Detector, Sprinkler System - Indoor, Main Entrance Lock, Security System
  • Sewer/Septic System: Public Sewer
  • Utilities: Electric Available, Propane
  • Water Source: Public
  • Municipal Trash: No

Condo/Co-op/Association

  • HOA Fees: 102.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Road Maintenance, Snow Removal
  • HOA Name: ST. MICHAELS POINTE AT PERRY CABIN
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: 3rd Party
  • Elementary School: CALL SCHOOL BOARD
  • High School: CALL SCHOOL BOARD
  • Middle Or Junior School: CALL SCHOOL BOARD

Lot Info

  • Additional Parcels: No
  • Fencing: Rear, Fully, Privacy, Vinyl
  • Lot Features: Corner, Cul-De-Sac, No Thru Street, Rear Yard, Front Yard, Landscaping, Sideyard(s)
  • Lot Size Acres: 0.07
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 3005.00
  • Outdoor Living Structures: Patio(s)
  • Property Condition: Excellent
  • Zoning: R
  • In City Limits: Yes

Rental Info

  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6966.00
  • Assessor Parcel Number: 2102198748
  • Tax Lot: 8
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: TALBOT COUNTY PUBLIC SCHOOLS

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Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 25, 2025
Closed on
Apr 15, 2026
Sold by
Bought by
Seller's Agent
Christie Bishop
Northrop Realty
Buyer's Agent
Monica Penwell
TTR Sotheby's International Realty
List Price
$775,000
Sold Price
$675,000
Premium/Discount to List
-$100,000
-12.9%
Views
575

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
29.47%
Original Mortgage
$506,250
Interest Rate
6.23%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 16, 2022
Closed on
Nov 10, 2022
Sold by
Bought by
Seller's Agent
Carolina Barksdale
Benson & Mangold, LLC
Buyer's Agent
Christie Bishop
Northrop Realty
List Price
$599,990
Sold Price
$599,000
Premium/Discount to List
-$990
-0.17%
Views
11

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.44%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $675,000 Mid Atlantic Settlement
Deed $599,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $506,250 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/21/2026 05/21/26 Sold $675,000 -3.4% $345 / Sq Ft
02/28/2026 02/28/26 Price Changed $699,000 -3.6% $357 / Sq Ft
11/03/2025 11/03/25 Price Changed $725,000 -6.5% $370 / Sq Ft
09/25/2025 09/25/25 For Sale $775,000 +29.4% $396 / Sq Ft
11/10/2022 11/10/22 Sold $599,000 -0.2% $300 / Sq Ft View Prior Sale
10/02/2022 10/02/22 Pending -- -- --
09/16/2022 09/16/22 For Sale $599,990 -- $300 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,970 $559,100 $192,500 $366,600
2024 $6,903 $559,100 $192,500 $366,600
2023 $6,701 $559,100 $192,500 $366,600
2022 $1,015 $88,500 $88,500 $0
2021 $923 $82,333 $0 $0
2020 $865 $76,167 $0 $0
2019 $795 $70,000 $70,000 $0
2018 $716 $64,167 $0 $0
2017 $630 $58,333 $0 $0
2016 -- $52,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDTA2011880

Bright MLS

APN: 02-198748

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