NOT LISTED FOR SALE

4080 Derby Dr Cumming, GA 30040

Estimated Value: $419,000 - $487,000

3 Beds
2 Baths
1,558 Sq Ft
$290/Sq Ft Est. Value

Sale Details

Date Sold: July 14, 2025

Last sale price $460,000 $295 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $2,761 / mo

15 Days on Market

Highlights

  • 1.16 Acre Lot
  • Deck
  • 1 Fireplace
  • Sawnee Elementary School Rated A
  • Wood Flooring
  • No HOA

About This Home

As of July 2025

Well-appointed 3-Bedroom Home on Over an Acre in Prime Cumming Location! Welcome to this cozy and well-maintained 3-bedroom, 2-bathroom home nestled on an expansive 1.16-acre lot in one of Cumming's most desirable areas. Located on a quiet cul-de-sac, this property offers both privacy and convenience, making it an ideal choice for homeowners who value space and serenity without compromising on location. Step inside to discover a warm, inviting layout featuring a comfortable living area with Brazilian cherry hardwood floors. The kitchen is efficiently designed with ample cabinetry and connects seamlessly to the dining area and living room. The primary suite includes a private bathroom, while the additional bedrooms are well-sized and filled with natural light. Outside, you'll find a large deck and a covered patio, ideal for outdoor gatherings, gardening, or simply taking in the natural surroundings. The spacious backyard offers endless possibilities, whether you envision adding a pool, play area, or creating your backyard oasis. Situated in a peaceful neighborhood with easy access to shopping, dining, parks, and top-rated schools, this home offers the perfect blend of comfort, location, and potential. This property is a must-see!

Last Agent to Sell the Property

Jennifer Hicks

South + East Properties License #425112 Listed on: 05/30/2025

Last Buyer's Agent

Non Member

ATHENS AREA ASSOCIATION OF REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,686

Year Built

  • Built in 1988

Lot Details

  • 1.16 Acre Lot
  • Property is zoned R2R

Parking

  • 2 Car Garage
  • Garage Door Opener

Home Design

  • Vinyl Siding

Interior Spaces

  • 1,558 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • 1 Fireplace
  • Crawl Space

Kitchen

  • Range
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Screened Patio
  • Shed
  • Porch

Schools

  • Sawnee Elementary School
  • Hendricks Middle School
  • West Forsyth High School

Utilities

  • Cooling Available
  • Heat Pump System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 032-000-025

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,686

Year Built

Built in 1988

Lot Details

1.16 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1988
  • Property Sub Type: Single Family Residence
  • Appliances: Dishwasher, Disposal, Microwave, Range
  • Inclusions: Ceiling Fans
  • Home Warranty: No
  • Original List Price: 474800.00
  • Architectural Style: Traditional
  • Living Area: 1558.00
  • Other Structures: Shed(s)
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour

Interior Features

  • Basement: None, Crawl Space
  • Flooring: Carpet, Wood
  • Interior Amenities: Ceiling Fan(s)
  • Above Grade Finished Area Units: Square Feet
  • Has Basement?: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Has Fireplace?: Yes
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Total Bedrooms: 5
  • Stories: 1
  • Above Grade Unfinished Area Units: Square Feet
  • Below Grade Unfinished Area Units: Square Feet

Exterior Features

  • Exterior Features: Deck, Other
  • Fencing: Yard Fenced
  • Waterfront?: No
  • Foundation Details: Crawlspace
  • Patio And Porch Features: Porch, Deck, Screened

Garage/Parking

  • Garaged Spaces: 2.00
  • Has Attached Garage?: Yes
  • Parking Features: Attached, Garage Door Opener
  • Total Parking Spaces: 3.00

Utilities

  • Water Source: Public
  • Cooling: Heat Pump
  • Has Cooling?: Yes
  • Heating: Central, Gas
  • Heating Yn: Yes
  • Sewer Provider: Septic Tank

Condo/Co-op/Association

  • Has H O A?: No

Schools

  • Elementary School: Sawnee Elementary
  • High School: West Forsyth High
  • Middle Or Junior School: Hendricks Middle School

Lot Info

  • Zoning: R2R
  • Topography: Sloping
  • Lot Features: Sloped
  • Lot Size Acres: 1.16
  • Parcel#: 032-000-025
  • Zoning Description: Single Family
  • Lot Size Range: 1-2 Acres
  • Permitted Use: Public

Tax Info

  • Tax Year: 2024
  • Tax Amount: 3686

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
May 30, 2025
Closed on
Jul 14, 2025
Sold by
Bought by
Seller's Agent
Jennifer Hicks
South + East Properties
Buyer's Agent
Non Member
ATHENS AREA ASSOCIATION OF REALTORS
List Price
$474,800
Sold Price
$460,000
Premium/Discount to List
-$14,800
-3.12%
Views
87
Current Estimated Value
$452,360

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$7,640
Avg. Annual Appreciation
-1.69%
Original Mortgage
$451,668
Outstanding Balance
$450,909
Interest Rate
6.89%
Mortgage Type
FHA
Estimated Equity
$1,451

Purchase Details

Closed on
Dec 11, 2009
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,737
Interest Rate
5.01%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 13, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,300
Interest Rate
6.16%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 5, 1995
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$460,000 None Listed On Document
$460,000 None Listed On Document
$162,500 --
$199,900 --
-- --
$87,044 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $451,668
Closed $451,668
Previous Owner $149,737
Previous Owner $198,300
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/14/2025 07/14/25 Sold $460,000 -3.1% $295 / Sq Ft
06/14/2025 06/14/25 Pending -- -- --
05/30/2025 05/30/25 For Sale $474,800 -- $305 / Sq Ft
Source: Hive MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,986 $162,560 $56,000 $106,560
2024 $3,673 $149,768 $52,000 $97,768
2023 $3,282 $133,336 $52,000 $81,336
2022 $2,419 $86,988 $24,000 $62,988
2021 $2,402 $86,988 $24,000 $62,988
2020 $2,230 $80,764 $24,000 $56,764
2019 $2,301 $83,224 $24,000 $59,224
2018 $2,096 $75,800 $24,000 $51,800
2017 $2,000 $72,072 $22,000 $50,072
2016 $1,547 $55,752 $18,000 $37,752
2015 $1,550 $55,752 $18,000 $37,752
2014 $1,495 $56,476 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Hive MLS

MLS Number: CM1026143

Hive MLS

APN: 032-025

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