NOT LISTED FOR SALE

409 E 4th St Spencerville, OH 45887

Estimated Value: $76,000 - $165,723

3 Beds
2 Baths
1,670 Sq Ft
$63/Sq Ft Est. Value

Last Sold February 29, 2024

Last sale price $72,000 $43 Per Sq Ft

Est. 47% increase in value since last sale

Current estimated payment $629/month

106 Days on Market

Highlights

  • No HOA
  • 2 Car Attached Garage
  • Wood Siding
  • Spencerville Elementary School Rated A-
  • Forced Air Heating System

About This Home

As of February 2024

This is currently a single family house that rents for $800/month & is located in the Spencerville School District. It has a two car attached garage and plenty of extra space throughout the house. This large 3 bedroom 2 bath house even a space that used to be a half bathroom that could be easily converted back into one. The house needs some paint and other minor TLC. The buyer could keep it rented as it is, live in it themselves, or remodel it and make it their forever home. Reach out for a private showing today! Properties like this don't last long in Spencerville.

Last Agent to Sell the Property

Kelly Westgerdes

Lakeshore Realtors License #2016000384 Listed on: 01/27/2024

Last Buyer's Agent

Angela Bowman

Lakeshore Realtors License #2019002055

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $706

Year Built

  • Built in 1920

Lot Details

  • Lot Dimensions are 81x166

Parking

  • 2 Car Attached Garage

Home Design

  • Block Foundation
  • Wood Siding

Interior Spaces

  • 1,670 Sq Ft Home
  • 2-Story Property
  • Basement
  • Crawl Space

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Utilities

  • No Cooling
  • Forced Air Heating System

Community Details

  • No Home Owners Association
  • J.A. Keiths Addition Subdivision

Listing and Financial Details

  • REO, home is currently bank or lender owned
  • Assessor Parcel Number 44-1207-10-004.000

Home Details

Home Type

Single Family

Est. Annual Taxes

$706

Year Built

Built in 1920

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 81x166
  • Subdivision Name: J.A. Keiths Addition
  • Directions: Just east of N Elizabeth St on E 4th St (St Rte 117)
  • Architectural Style: 2 Story
  • Unit Levels: Two
  • Year Built: 1920
  • Location Property Info:Zoning2: Residential
  • General Property Info:FEMA Flood Zone YN: No
  • General Property Info:Fireplace YN: No
  • General Property Info:Private Pool YN: No
  • Tax Info:Parcel _pound_: 44-1207-10-004.000
  • Tax Info:Tax Annual Amount: 706.0
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Cooling:None4: Yes
  • General Property Info:Basement YN: Yes
  • Foundation:Block2: Yes
  • Location Property Info:Home Warranty YN: No
  • General Property Info:Lot Size Dimensions: 81x166
  • Special Listing Conditions:Real Estate Owned: Yes
  • Levels:Two2: Yes
  • Utilities:Water Connected: Yes
  • Utilities:Electricity Connected: Yes
  • Foundation:Crawl Space2: Yes
  • Architectural Style:_two_ Story: Yes
  • Special Features: RealEstateOwned

Interior Features

  • Has Basement: None
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Basement:None10: Yes

Exterior Features

  • Home Warranty: No
  • Construction Type: Wood Siding
  • Foundation Details: Block
  • Construction Materials:Wood Siding: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage
  • General Property Info:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: Forced Air
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Water Connected
  • Water Source: Public
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Location Property Info:AssociationYN: No

Schools

  • Junior High Dist: Spencerville

Lot Info

  • Parcel #: 44-1207-10-004.000
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 706.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 27, 2024
Closed on
Feb 29, 2024
Sold by
Ten Of Hearts Llc
Bought by
Miller Maranda and Miller Trey
Seller's Agent
Kelly Westgerdes
Lakeshore Realtors
Buyer's Agent
Angela Bowman
Lakeshore Realtors
List Price
$68,900
Sold Price
$72,000
Premium/Discount to List
$3,100
4.5%
Views
305
Current Estimated Value
$105,931

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$33,931
Avg. Annual Appreciation
23.98%
Original Mortgage
$72,000
Outstanding Balance
$71,142
Interest Rate
6.6%
Mortgage Type
Credit Line Revolving
Estimated Equity
$30,199

Purchase Details

Closed on
Dec 20, 2022
Sold by
Gales Laverne S and Gales Janet A
Bought by
Ten Of Hearts Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,225,000
Interest Rate
6.61%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 23, 2007
Sold by
Lasalle Bank Na
Bought by
Gales Ii Laverne and Gales Janet

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$15,200
Interest Rate
6.25%

Purchase Details

Closed on
Jan 16, 2007
Sold by
Ormsby Lisa and Doe John
Bought by
Lasalle Bank Na

Purchase Details

Closed on
Jan 9, 2002
Sold by
Reynolds Freda M
Bought by
Ormsby Lisa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$49,400
Interest Rate
9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 1, 1990
Bought by
Shaffer Freda M
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Miller Maranda $72,000 None Listed On Document
Ten Of Hearts Llc $1,260,000 --
Gales Ii Laverne $19,000 Sovereign Title Agency Llc
Lasalle Bank Na $26,000 None Available
Ormsby Lisa $52,000 --
Shaffer Freda M -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Miller Maranda $72,000
Previous Owner Ten Of Hearts Llc $1,225,000
Previous Owner Ormsby Lisa $49,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/29/2024 02/29/24 Sold $72,000 +4.5% $43 / Sq Ft
01/31/2024 01/31/24 Pending -- -- --
01/27/2024 01/27/24 For Sale $68,900 0.0% $41 / Sq Ft
12/14/2023 12/14/23 Pending -- -- --
12/05/2023 12/05/23 For Sale $68,900 0.0% $41 / Sq Ft
11/27/2023 11/27/23 Pending -- -- --
10/16/2023 10/16/23 For Sale $68,900 -- $41 / Sq Ft
Source: West Central Association of REALTORS® (OH)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $802 $23,660 $6,370 $17,290
2023 $705 $19,400 $5,220 $14,180
2022 $706 $19,400 $5,220 $14,180
2021 $701 $19,400 $5,220 $14,180
2020 $719 $19,120 $4,940 $14,180
2019 $719 $19,120 $4,940 $14,180
2018 $728 $19,120 $4,940 $14,180
2017 $612 $16,140 $4,940 $11,200
2016 $598 $16,140 $4,940 $11,200
2015 $601 $16,140 $4,940 $11,200
2014 $606 $16,450 $5,180 $11,270
2013 $599 $16,450 $5,180 $11,270
Source: Public Records

Agents Affiliated with this Home

  • Kelly Westgerdes

    Seller's Agent in 2024

    Kelly Westgerdes

    Lakeshore Realtors

    (419) 305-2346

    141 Total Sales

    Kelly Westgerdes
    Section Image
  • Angela Bowman

    Buyer's Agent in 2024

    Angela Bowman

    Lakeshore Realtors

    (419) 733-0865

    33 Total Sales

    Angela Bowman
    Section Image
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Map

Source: West Central Association of REALTORS® (OH)

MLS Number: 302332

APN: 44-12-07-10-004.000

Ohio Allen County Spencerville 45887

409 E 4th St, Spencerville, OH

This home is located at 409 E 4th St, Spencerville, OH 45887 since 27 January 2024 and is currently estimated at $105,931, approximately $63 per square foot. This property was built in 1920. 409 E 4th St is a home located in Allen County with nearby schools including Spencerville Elementary School, Spencerville Middle School, and Spencerville High School.

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