$290,000
SOLD SEP 22, 2025

409 Ginger Dr New Bern, NC 28560

4 Beds
2 Baths
1,759 Sq Ft
6,098 Sq Ft Lot

Recently Sold

$165 Per Sq Ft

3% Below List Price

17 Days on Market

Highlights

  • 1 Fireplace
  • Covered Patio or Porch
  • Fenced Yard
  • Community Pool
  • Jogging Path
  • Community Playground

About This Home

As of September 2025

Welcome to 409 Ginger Dr. Built in 2021, this beautifully maintained 4-bedroom, 2-bath home is located in the sought-after Tyler, Home on the Lake community of New Bern. With a spacious 2-car garage, a covered patio, fenced-in backyard and access to top-tier neighborhood amenities, this home offers both comfort and convenience.Step inside to a stylish, open-concept layout featuring a modern kitchen with granite countertops, white cabinetry, classic white subway tile backsplash and pantry. All appliances convey, making this home move-in ready and perfect for effortless living. Keep electric bills low with existing solar panels.While the home does not offer lake views, you'll enjoy access to the community's standout amenities--including a resort-style inground pool with pool house, a playground, and a 2-mile walking trail that winds around a scenic 61-acre manmade lake.Enjoy peaceful, suburban living just minutes from downtown New Bern, with easy access to shopping, schools, and coastal attractions.Don't miss this opportunity to own a modern home in one of New Bern's most desirable communities--schedule your showing today!

Last Agent to Sell the Property

Amanda Purvis

SellingNorthCarolina.com License #323077 Listed on: 08/07/2025

Co-Listed By

Misty Jones

SellingNorthCarolina.com License #357749

Last Buyer's Agent

Simone Gardner

Tammie Harris Real Estate Firm License #298385

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,079

Year Built

  • Built in 2021

Lot Details

  • 6,098 Sq Ft Lot
  • Lot Dimensions are 60x96.74
  • Fenced Yard

HOA Fees

  • $42 Monthly HOA Fees

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Wood Frame Construction
  • Architectural Shingle Roof
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 1,759 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • 1 Fireplace
  • Blinds
  • Combination Dining and Living Room
  • Pull Down Stairs to Attic

Kitchen

  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms
  • Walk-in Shower

Laundry

  • Dryer
  • Washer

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway

Schools

  • Oaks Road Elementary School
  • West Craven Middle School
  • West Craven High School

Utilities

  • Heating System Uses Natural Gas
  • Heat Pump System
  • Natural Gas Connected
  • Co-Op Water
  • Electric Water Heater
  • Municipal Trash

Additional Features

  • Heating system powered by active solar
  • Covered Patio or Porch

Listing and Financial Details

  • Tax Lot 934
  • Assessor Parcel Number 8-223-3 -934

Community Details

Overview

  • Aam Management Association, Phone Number (910) 606-7007
  • Tyler, Home On The Lake Subdivision
  • Maintained Community

Recreation

  • Community Playground
  • Community Pool
  • Jogging Path
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,079

Year Built

Built in 2021

Lot Details

0

HOA Fees

$42 per month

Listing Details

  • Property Type: Residential
  • Sub Type: Single Family Residence
  • Appliances Equipment: Built-In Microwave, Washer, Refrigerator, Electric Oven, Electric Cooktop, Dryer, Dishwasher
  • Basement: None
  • Cobra Zone: No
  • Construction: Wood Frame
  • Construction Type: Stick Built
  • Cooling System: Central Air
  • Deed Page: 1815.00
  • Directions To Property: Off US HWY 70 onto Washington Post Rd, turn left into Tyler, Home on the Lake, at stop sign left onto Lake Tyler Dr. and Left onto Lawrence White Blvd and right onto Ginger Dr. Home is located on left side of street.
  • Document Count: 6
  • Elementary School: Oaks Road
  • Federal Flood Ins Avlbl: No
  • Fencing: Back Yard
  • Fireplace: 1
  • Foundation: Slab
  • Green Bldg Features: Active Solar
  • Handicap Accessible: None
  • High School: West Craven
  • H O A: Yes
  • H O Aand Neighborhood Amenities: Community Pool, Sidewalk, Water, Trail(s), Street Lights, Playground, Maint - Comm Areas, Jogging Path
  • Listing I D: 100523749
  • List Priceper Sq Ft: 169.98
  • Location Type: Mainland
  • Lot Acres: 0.14
  • Lot Dimensions: 60x96.74
  • Lot Number: 934
  • Lot Sq Ft: 6098.00
  • Marketing City: New Bern
  • Middle School: West Craven
  • M L S Approved: Y
  • New Construction: No
  • Porch Balcony Deck: Covered, Patio
  • Prospect Exempt: No
  • Road Type Frontage: Public (City/Cty/St)
  • Secondary Subdivision: N/A
  • Service Providers Electric Provider: Duke Energy
  • Service Providers Sewer Provider: City of New Bern
  • Service Providers Water Provider: City of New Bern
  • Sign On Property: Yes
  • Special Assessments: None Known
  • Sq Ft Heated: 1759.00
  • State Province: NC
  • Stipulation Of Sale: Standard
  • Stories: 1.0
  • Stories Levels: One
  • Subdivision: Tyler, Home on the Lake
  • Tax Identifier: 8-223-3 -934
  • Tax Year: 2024
  • Terms: Cash, VA Loan, FHA, Conventional
  • Total City Real Estate Property Tax: 971.18
  • Total Real Estate Property Taxes: 2078.82
  • Total Heated Primary Separate Sq Ft: 1759.00
  • Water Heater: Electric
  • Waterview: No
  • Year Built: 2021
  • Zoning: Residential
  • Internet Service Provider: Optimum
  • Trash Collection: City Pick-UP
  • Horses Y N: No
  • H O A Association Fee1 Year: 500.00
  • H O A Association Name: AAM Management
  • H O A Association Phone: 9106067007
  • H O A H O A1 Mgmt Company: Greg Harts, Manager
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Attic: Stairs - Pull Down
  • Dining Room Type: Combination
  • Flooring: Carpet, Vinyl
  • Interior Amenities: Blinds/Shades, Vaulted Ceiling(s), Walk-In Closet(s), Walk-in Shower, Entrance Foyer, Pantry, Kitchen Island, Gas Log, Ceiling Fan(s)
  • Laundry Location: Laundry Room
  • Master Bedroom Level: Primary Living Area
  • Full Bathrooms: 2
  • Total Bathrooms: 2.00
  • Bedrooms: 4

Exterior Features

  • Exterior Finish: Brick, Vinyl Siding
  • On Site Pool Spa: None
  • Roof: Architectural Shingle
  • Waterfront: No

Garage/Parking

  • Attached Garage Spaces: 2.00
  • Total Garage Spaces: 2.00
  • Parking Driveway: Garage Faces Front, On Site, Paved

Utilities

  • Heated Sq Ft: 1600 - 1799
  • Heating System: Heat Pump
  • Utilities: Natural Gas Connected, Water Connected, Sewer Connected
  • Heating System Fuel Source: Electric, Natural Gas

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 7, 2025
Closed on
Sep 17, 2025
Sold by
Boudreaux Eric William
Bought by
Cherry Shaquana R
Seller's Agent
Amanda Purvis
SellingNorthCarolina.com
Buyer's Agent
Simone Gardner
Tammie Harris Real Estate Firm
List Price
$299,000
Sold Price
$290,000
Premium/Discount to List
-$9,000
-3.01%
Views
25
Current Estimated Value
$298,189

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,189
Avg. Annual Appreciation
9.73%
Original Mortgage
$284,747
Outstanding Balance
$284,747
Interest Rate
6.63%
Mortgage Type
FHA
Estimated Equity
$13,442

Purchase Details

Closed on
May 10, 2022
Sold by
Catherine Chandler Stephanie
Bought by
Chandler Stephanie Catherine

Purchase Details

Listed on
Jul 3, 2021
Closed on
Oct 28, 2021
Sold by
D R Horton Inc
Bought by
Chandler Stephanie Catherine and Boudreaux Eric William
Seller's Agent
Janet Rogers
D.R. Horton, Inc.
Buyer's Agent
Janet Rogers
D.R. Horton, Inc.
List Price
$259,490
Sold Price
$260,490
Premium/Discount to List
$1,000
0.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.27%
Original Mortgage
$240,490
Interest Rate
2.8%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $290,000 None Listed On Document
Warranty Deed -- Rosenberg Jay A
Special Warranty Deed $260,500 None Available
Special Warranty Deed $260,500 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $284,747 FHA
Previous Owner $240,490 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/22/2025 09/22/25 Sold $290,000 -3.0% $165 / Sq Ft
08/24/2025 08/24/25 Pending -- -- --
08/07/2025 08/07/25 For Sale $299,000 +14.8% $170 / Sq Ft
10/28/2021 10/28/21 Sold $260,490 -0.4% $148 / Sq Ft View Prior Sale
07/23/2021 07/23/21 Pending -- -- --
07/12/2021 07/12/21 Price Changed $261,490 +0.8% $148 / Sq Ft
07/03/2021 07/03/21 For Sale $259,490 -- $147 / Sq Ft
Source: Hive MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,151 $249,020 $51,000 $198,020
2024 $2,151 $249,020 $51,000 $198,020
2023 $2,114 $249,020 $51,000 $198,020
2022 $1,690 $156,410 $28,000 $128,410
2021 $0 $28,000 $28,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Hive MLS

MLS Number: 100523749

Hive MLS

APN: 8-223-3-934