$324,900

Estimated payment $2,037/month

Total Views 2,031
3 Beds
2 Baths
1,270 Sq Ft
$256 Price per Sq Ft

Highlights

  • RV Hookup
  • The property is located in a historic district
  • Solid Surface Countertops
  • Sallie Jones Elementary School Rated A-
  • Open Floorplan
  • No HOA

About This Home

Welcome to 409 W Ann St, ideally situated in Punta Gorda’s charming Historic District, just minutes from the waterfront, downtown Punta Gorda, Fishermen’s Village, dining, shopping, parks, and local attractions. This 3-bedroom, 2-bath home blends updated interior features with exceptional outdoor space and exciting possibilities for the future. The home makes an inviting first impression with its low-maintenance exterior, metal roof, NEW IMPACT-RESISTANT WINDOWS, mature tropical landscaping, and brick-paver driveway leading to the attached one-car garage. A covered front entry and spacious front yard complete the welcoming approach. Inside, a bright open living and eat-in kitchen area creates an easy flow for everyday living and entertaining. Warm wood-look flooring complements the neutral interior, while recessed lighting and a ceiling fan enhance the light and airy feel. The updated kitchen features dark cabinetry with modern hardware, crisp white countertops, a classic white subway-tile backsplash, and black appliances. A large contrasting center island serves as the centerpiece, offering extensive prep space, additional cabinetry and drawer storage, plus seating for casual dining. The primary suite provides a private retreat with a walk-in closet, direct access to the outdoor patio, and an en-suite bath with a walk-in shower. Two nicely sized guest bedrooms offer flexibility for family, visitors, or a home office and share an updated guest bath with a walk-in shower. Outdoor living is a highlight of the property. The large, covered tiki-style patio provides a shaded setting for dining, entertaining, or simply relaxing and enjoying the Florida lifestyle. Beyond the patio, the expansive backyard is framed by mature tropical landscaping and features rear alleyway access for added convenience. The generous homesite also provides room to explore the addition of a pool, detached garage, workshop, or potential accessory dwelling unit (ADU), subject to applicable zoning, Historic District requirements, and permitting. With its updated interior, impact-resistant windows, outdoor entertaining area, large backyard, rear alley access, and sought-after Historic District location, this property offers an appealing opportunity for a primary residence, seasonal retreat, or investment—all close to the best of Punta Gorda.

Listing Agent

Ryan Finnegan

MARINA PARK REALTY LLC Brokerage Phone: 941-205-0888 License #3487634 Listed on: 08/25/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,052

Year Built

  • Built in 1955

Lot Details

  • 10,087 Sq Ft Lot
  • Lot Dimensions are 75x135
  • North Facing Home

Parking

  • 1 Car Attached Garage
  • Ground Level Parking
  • Driveway
  • Off-Street Parking
  • RV Hookup

Home Design

  • Slab Foundation
  • Metal Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,270 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Recessed Lighting
  • Family Room Off Kitchen
  • Living Room
  • Laminate Flooring

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Patio
  • Exterior Lighting
  • Gazebo
  • Rear Porch

Location

  • The property is located in a historic district

Schools

  • Sallie Jones Elementary School
  • Punta Gorda Middle School
  • Charlotte High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Fiber Optics Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Punta Gorda Community
  • Punta Gorda Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,052

Year Built

Built in 1955

Lot Details

10,087 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1270
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 1955
  • Building Area Total: 1851
  • Lot Size Sq Ft: 10087
  • Status: Active
  • Street Direction: W
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 171.96
  • Escrow State: FL
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 255.83
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 941-205-0888
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: RV Hookup
  • Stories: 1
  • Living Area Meters: 117.99

Exterior Features

  • Direction Faces: North
  • Other Structures: Gazebo
  • Exterior Features: Lighting, Other, RV Hookup
  • Roof: Metal
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Patio, Rear Porch
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12015C0241G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Driveway, Ground Level, Off Street

Utilities

  • Utilities: Cable Connected, Electricity Available, Electricity Connected, Fiber Optics, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Electric, Heat Pump
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Sallie Jones Elementary
  • High School: Charlotte High
  • Middle Or Junior School: Punta Gorda Middle

Lot Info

  • Parcel Number: 412307156007
  • Additional Parcels: No
  • Lot Features: Historic District, Paved
  • Lot Dimensions: 75x135
  • Flood Zone Code: AE

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 3052.28
  • Tax Block: 131
  • Tax Book Number: 2-97
  • Tax Lot: 3

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,052 $183,668 $125,800 $57,868
2024 $5,116 $302,635 $133,450 $169,185
2023 $5,116 $290,472 $0 $0
2022 $4,526 $264,065 $116,450 $147,615
2021 $484 $56,479 $0 $0
2020 $469 $55,699 $0 $0
2019 $467 $54,447 $0 $0
2018 $421 $51,762 $0 $0
2017 $421 $50,697 $0 $0
2016 $419 $49,654 $0 $0
2015 $420 $49,309 $0 $0
2014 $738 $42,248 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
08/25/2026 08/25/26 For Sale $324,900 +62.5% $256 / Sq Ft
09/08/2021 09/08/21 Sold $200,000 0.0% $166 / Sq Ft View Prior Sale
09/08/2021 09/08/21 For Sale $200,000 -- $166 / Sq Ft
06/15/2021 06/15/21 Pending -- -- --
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $200,000 None Listed On Document
Warranty Deed $120,000 Omega Title Llc
Warranty Deed $81,400 --
Warranty Deed $66,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $47,900 Small Business Administration
Open $160,000 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: C7529943

Stellar MLS

APN: 412307156007

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