$383,900
SOLD DEC 16, 2025
4 Beds
2.5 Baths
1,816 Sq Ft
1979 Built

Recently Sold

$211 Per Sq Ft

1% Below List Price

17 Days on Market

Highlights

  • Property is near park
  • Wood Flooring
  • Lower Floor Utility Room
  • Traditional Architecture
  • Terrace
  • Beamed Ceilings

About This Home

As of December 2025

This highly desirable Century Oaks West neighborhood of North West Elgin is ready to be your home. This beautiful 4-bedroom, 2.5-bathroom home is located in a quiet community and offers an exceptional blend of comfort, style, and convenience. The interior of the home features an updated kitchen, complete with elegant quartz countertops and practical counter seating. The modern, functional layout is perfect for today's lifestyle, providing a seamless flow throughout the main living areas. The primary suite offers a private en-suite bathroom, while the additional three bedrooms are generously sized, providing ample space for family or guests. Outside discover a private backyard oasis, perfect for relaxation and entertaining. This inviting space includes a durable concrete and paver patio, a cozy firepit for cool evenings, a pergola with adjustable sunshades, and built-in seating. An extra-deep two-car garage provides additional convenience and storage solutions. This home is ideally situated just minutes from charming downtown Elgin, where residents can enjoy easy access to a variety of shopping, dining, and entertainment options. Commuters will appreciate the convenience of being just a few minutes to the Metra station, as well as close proximity to local parks, excellent schools, and major expressways. Come check it out!. Home is being sold as is.

Last Agent to Sell the Property

Michelle Galindo

Baird & Warner License #475201406 Listed on: 11/03/2025

Baird & Warner

Last Buyer's Agent

Nelsi Ayala

Nelsi Ayala License #471018305

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,600

Year Built

  • Built in 1979

Lot Details

  • Lot Dimensions are 75 x 110
  • Fenced
  • Paved or Partially Paved Lot

Parking

  • 2 Car Attached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,816 Sq Ft Home
  • 2-Story Property
  • Bookcases
  • Beamed Ceilings
  • Ceiling Fan
  • Gas Log Fireplace
  • Window Screens
  • Entrance Foyer
  • Family Room with Fireplace
  • Combination Dining and Living Room
  • Lower Floor Utility Room
  • Storage Room
  • Unfinished Attic
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Laundry

  • Laundry Room
  • Sink Near Laundry

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Patio
  • Terrace
  • Fire Pit
  • Pergola

Location

  • Property is near park

Schools

  • Century Oaks Elementary School
  • Kimball Middle School
  • Larkin High School

Utilities

  • Central Air
  • Humidifier
  • Heating System Uses Natural Gas

Community Details

  • Century Oaks West Subdivision, Devonshire Floorplan

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,600

Year Built

Built in 1979

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Century Oaks West
  • Year Built: 1979
  • Age: 41-50 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Commuter Train,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Humidifier
  • Basement: Unfinished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Flooring: Hardwood, Laminate
  • Interior Amenities: Bookcases, Beamed Ceilings
  • LivingArea: 1816
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Foyer, Utility Room-Lower Level, Storage, Terrace
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Attic: Unfinished
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Vinyl Siding
  • ExteriorFeatures: Fire Pit
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • OtherStructures: Pergola
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas
  • Laundry Features: Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Century Oaks Elementary School
  • High School: Larkin High School
  • Middle/Junior School: Kimball Middle School

Lot Info

  • Lot Dimensions: 75 X 110
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 16
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 7599.98
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 3, 2025
Closed on
Dec 13, 2025
Sold by
Murillo Lauren
Bought by
Cavada Martha Elena and Cavada Ricardo
Seller's Agent
Michelle Galindo
Baird & Warner
Buyer's Agent
Nelsi Ayala
Nelsi Ayala
List Price
$389,000
Sold Price
$383,900
Premium/Discount to List
-$5,100
-1.31%
Views
36

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.25%
Original Mortgage
$376,946
Outstanding Balance
$376,589
Interest Rate
6.26%
Mortgage Type
FHA
Estimated Equity
$12,095

Purchase Details

Listed on
Aug 4, 2022
Closed on
Sep 8, 2022
Sold by
Margaret Ann Schwartz 2011 Trust
Bought by
Murillo Lauren
Seller's Agent
Brian Schwartz
CENTURY 21 New Heritage West
Buyer's Agent
Michelle Galindo
Baird & Warner, Inc.
List Price
$324,900
Sold Price
$320,000
Premium/Discount to List
-$4,900
-1.51%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.74%
Original Mortgage
$314,204
Interest Rate
5.75%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 25, 2011
Sold by
Schwartz Margaret A
Bought by
Schwartz Margaret Ann and Margaret Ann Schwartz 2011 Trust

Purchase Details

Closed on
Aug 10, 1995
Sold by
Barney Victoria S and Barney John
Bought by
Schwartz Alan D and Schwartz Margaret A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,000
Interest Rate
7.64%
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $384,000 None Listed On Document
Deed $320,000 Chicago Title
Interfamily Deed Transfer -- None Available
Warranty Deed $141,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $376,946 FHA
Previous Owner $314,204 FHA
Previous Owner $85,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/16/2025 12/16/25 Sold $383,900 -1.3% $211 / Sq Ft
11/20/2025 11/20/25 Pending -- -- --
11/15/2025 11/15/25 For Sale $389,000 0.0% $214 / Sq Ft
11/08/2025 11/08/25 Pending -- -- --
11/03/2025 11/03/25 For Sale $389,000 +21.6% $214 / Sq Ft
09/12/2022 09/12/22 Sold $320,000 -1.5% $176 / Sq Ft View Prior Sale
08/14/2022 08/14/22 Pending -- -- --
08/04/2022 08/04/22 For Sale $324,900 -- $179 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,600 $102,966 $24,998 $77,968
2023 $7,248 $93,022 $22,584 $70,438
2022 $6,401 $84,820 $20,593 $64,227
2021 $6,094 $79,301 $19,253 $60,048
2020 $5,901 $75,705 $18,380 $57,325
2019 $5,708 $72,114 $17,508 $54,606
2018 $5,824 $64,908 $16,494 $48,414
2017 $5,694 $61,362 $15,593 $45,769
2016 $5,431 $56,927 $14,466 $42,461
2015 -- $52,178 $13,259 $38,919
2014 -- $51,534 $13,095 $38,439
2013 -- $52,893 $13,440 $39,453
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12509679

Midwest Real Estate Data (MRED)

APN: 06-04-227-007