S
Seller's Agent in 2024
Shari Draper
Windermere Real Estate Whatcom
(360) 384-4000
46 Total Sales
4118 Stuart Cir Ferndale, WA 98248
Estimated Value: $545,000 - $638,780
2
Beds
2
Baths
1,920
Sq Ft
$307/Sq Ft
Est. Value
Highlights
- Low Bank Waterfront Property
- Community Boat Launch
- Lake View
- Golf Course Community
- RV Access or Parking
- Clubhouse
About This Home
As of April 2024Beautiful lakeside setting, western exposure for amazing sunsets, large deck for outdoor living, covered parking + off-street parking for boat or RV! Lovely one level, 2 bdrm, 2 bath home + office & loft, cozy Living Room fireplace, Kitchen w/ Breakfast bar & Dining space with a view. Located on Agate Lake, in a private, serene spot next to greenspace. The lake is great for kayaking, SUP, or just enjoying sunsets on the deck, or 2nd level balcony. Metal roof too! Sandy Point amenities: Boat Launch, Marina, Golf Course, Clubhouse, Tennis, Play Areas. Go fishing, crabbing, & San Juan Islands cruising! Property sold AS IS. Big price reduction due to deferred maintenance and some needed repairs. Inspection and bids available.
Source: Northwest Multiple Listing Service (NWMLS)
MLS#: 2210498
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,351
Year Built
- Built in 1974
Lot Details
- 0.26 Acre Lot
- Low Bank Waterfront Property
- 45 Feet of Waterfront
- Lake Front
- Street terminates at a dead end
- West Facing Home
- Partially Fenced Property
- Level Lot
- Property is in good condition
- Zoning described as RR3
HOA Fees
- $40 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Attached Carport
- Driveway
- RV Access or Parking
Home Design
- Poured Concrete
- Metal Roof
- Wood Siding
Interior Spaces
- 1,920 Sq Ft Home
- 1.5-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Self Contained Fireplace Unit Or Insert
- Gas Fireplace
- Loft
- Lake Views
- Storm Windows
Kitchen
- Walk-In Pantry
- Stove
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Wall to Wall Carpet
- Vinyl
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
Outdoor Features
- Deck
Schools
- Eagleridge Elementary School
- Horizon Mid Middle School
- Ferndale High School
Utilities
- Baseboard Heating
- Heating System Mounted To A Wall or Window
- Propane
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Down Payment Assistance Available
- Visit Down Payment Resource Website
- Tax Lot 41
- Assessor Parcel Number 3801085185590000
Community Details
Overview
- Sandy Point Improvement Co Association
- Secondary HOA Phone (360) 384-3921
- Sandy Point Subdivision
- The community has rules related to covenants, conditions, and restrictions
Amenities
- Clubhouse
Recreation
- Community Boat Launch
- Golf Course Community
- Sport Court
- Community Playground
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 15, 2024
Closed on
Apr 23, 2024
Sold by
Okeefe Christine A and Okeefe Daniel R
Bought by
Yzenbaard Richard and Yzenbaard Janet
Seller's Agent
Shari Draper
Windermere Real Estate Whatcom
Buyer's Agent
Ciaran Melly
eXp Realty
List Price
$515,000
Sold Price
$530,000
Premium/Discount to List
$15,000
2.91%
Total Days on Market
4
Views
42
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$60,195
Avg. Annual Appreciation
11.12%
Original Mortgage
$150,000
Outstanding Balance
$144,257
Interest Rate
6.16%
Mortgage Type
New Conventional
Estimated Equity
$445,938
Purchase Details
Closed on
Apr 26, 2010
Sold by
Anderson Link T and Anderson Debra A
Bought by
Okeefe Christine A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,000
Interest Rate
4.92%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 16, 2010
Sold by
Okeefe James W
Bought by
Okeefe Christine A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,000
Interest Rate
4.92%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 16, 2001
Sold by
Turner Kendall L and Turner Margaret Judy
Bought by
Anderson Link T and Anderson Debra A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
6.1%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Yzenbaard Richard | $530,000 | Whatcom Land Title | |
| Okeefe Christine A | $358,280 | First American Title Insuran | |
| Okeefe Christine A | -- | First American Title Insuran | |
| Anderson Link T | $156,438 | Chicago Title Insurance |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Yzenbaard Richard | $150,000 | |
| Previous Owner | Okeefe Christine A | $255,000 | |
| Previous Owner | Anderson Link T | $135,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/30/2024 04/30/24 | Sold | $530,000 | +2.9% | $276 / Sq Ft |
| 03/19/2024 03/19/24 | Pending | -- | -- | -- |
| 03/15/2024 03/15/24 | For Sale | $515,000 | -- | $268 / Sq Ft |
Source: Northwest Multiple Listing Service (NWMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,352 | $593,041 | $208,704 | $384,337 |
| 2023 | $4,352 | $619,101 | $217,872 | $401,229 |
| 2022 | $3,715 | $513,773 | $180,800 | $332,973 |
| 2021 | $3,162 | $414,023 | $160,000 | $254,023 |
| 2020 | $3,364 | $318,533 | $85,735 | $232,798 |
| 2019 | $2,576 | $306,700 | $82,550 | $224,150 |
| 2018 | $3,199 | $265,646 | $71,500 | $194,146 |
| 2017 | $2,963 | $252,828 | $67,860 | $184,968 |
| 2016 | $2,876 | $247,561 | $66,300 | $181,261 |
| 2015 | $2,678 | $241,496 | $65,000 | $176,496 |
| 2014 | -- | $226,484 | $63,000 | $163,484 |
| 2013 | -- | $226,484 | $63,000 | $163,484 |
Source: Public Records
Agents Affiliated with this Home
-
Shari Draper
-
Ciaran Melly
Buyer's Agent in 2024
Ciaran Melly
eXp Realty
(425) 248-3337
52 Total Sales
Map
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Source: Northwest Multiple Listing Service (NWMLS)
MLS Number: 2210498
APN: 380108-518559-0000
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Listing information is provided by the Northwest Multiple Listing Service (NWMLS). Property information is based on available data that may include MLS information, county records, and other sources. Listings marked with the 3 tree icon and provided by NWMLS. All properties are subject to prior sale or withdrawal. ©2025 NWMLS.
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