Listed by Windermere RE Whatcom, Inc., Bought with eXp Realty
NOT LISTED FOR SALE

4118 Stuart Cir Ferndale, WA 98248

Estimated Value: $591,000 - $660,000

2 Beds
2 Baths
1,920 Sq Ft
$328/Sq Ft Est. Value

Sale Details

Date Sold: April 30, 2024

Last sale price $530,000 $276 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $3,784 / mo

4 Days on Market

Highlights

  • Low Bank Waterfront Property
  • Community Boat Launch
  • Lake View
  • Golf Course Community
  • RV Access or Parking
  • Clubhouse

About This Home

As of April 2024

Beautiful lakeside setting, western exposure for amazing sunsets, large deck for outdoor living, covered parking + off-street parking for boat or RV! Lovely one level, 2 bdrm, 2 bath home + office & loft, cozy Living Room fireplace, Kitchen w/ Breakfast bar & Dining space with a view. Located on Agate Lake, in a private, serene spot next to greenspace. The lake is great for kayaking, SUP, or just enjoying sunsets on the deck, or 2nd level balcony. Metal roof too! Sandy Point amenities: Boat Launch, Marina, Golf Course, Clubhouse, Tennis, Play Areas. Go fishing, crabbing, & San Juan Islands cruising! Property sold AS IS. Big price reduction due to deferred maintenance and some needed repairs. Inspection and bids available.

Last Agent to Sell the Property

Shari Draper

Windermere RE Whatcom, Inc. License #72807 Listed on: 03/15/2024

Windermere RE Whatcom, Inc.

Last Buyer's Agent

Ciaran Melly

eXp Realty License #22001667

eXp Realty

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2210498

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,351

Year Built

  • Built in 1974

Lot Details

  • 11,326 Sq Ft Lot
  • Low Bank Waterfront Property
  • 45 Feet of Waterfront
  • Lake Front
  • Street terminates at a dead end
  • West Facing Home
  • Partially Fenced Property
  • Level Lot
  • Property is in good condition
  • Zoning described as RR3

HOA Fees

  • $40 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Attached Carport
  • Driveway
  • RV Access or Parking

Home Design

  • Poured Concrete
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 1,920 Sq Ft Home
  • 1.5-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Self Contained Fireplace Unit Or Insert
  • Gas Fireplace
  • Loft
  • Lake Views
  • Storm Windows

Kitchen

  • Walk-In Pantry
  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Wall to Wall Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms

Outdoor Features

  • Deck

Schools

  • Eagleridge Elementary School
  • Horizon Mid Middle School
  • Ferndale High School

Utilities

  • Baseboard Heating
  • Heating System Mounted To A Wall or Window
  • Propane
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Sandy Point Improvement Co Association
  • Secondary HOA Phone (360) 384-3921
  • Sandy Point Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Amenities

  • Clubhouse

Recreation

  • Community Boat Launch
  • Golf Course Community
  • Sport Court
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,351

Year Built

Built in 1974

Lot Details

0.26 Acres

HOA Fees

$40 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Residential
  • StyleCode: 11 - 1 1/2 Story
  • Year Built: 1974
  • Buyer Agency Compensation: 2.5
  • Inclusions: Dishwashers,GarbageDisposal,Microwaves,Refrigerators,StovesRanges
  • MLS Status: Sold
  • Prev Status: Closed
  • Building Name: Sandy Point Shores No 1
  • Unit Levels: OneAndOneHalf
  • New Construction: No
  • CalculatedSquareFootage: 1920
  • EffectiveYearBuiltSource: Public Records
  • SeniorExemption: false
  • NWM_DPRUrl: https://www.workforce-resource.com/dpr/listing/NWMLS/2210498?w=Consumer&agent=37265
  • Special Features: None

Interior Features

  • Fireplaces: 1
  • Basement: None
  • Appliances: Dishwasher(s), Disposal, Microwave(s), Refrigerator(s), Stove(s)/Range(s)
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 2
  • Entry Location: Main
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Flooring: Hardwood, Vinyl, Carpet
  • Interior Amenities: Hardwood, Wall to Wall Carpet, Bath Off Primary, Ceiling Fan(s), Double Pane/Storm Window, Loft, Vaulted Ceiling(s), Walk-In Pantry, Fireplace
  • Living Area: 1920
  • Main Level Bedrooms: 2
  • BathsFullMain: 1
  • SquareFootageFinished: 1920
  • SquareFootageUnfinished: 0
  • BathsFullLower: 0
  • BathsFullUpper: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 0
  • BathsHalfUpper: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 1
  • BathsThreeQuarterUpper: 0
  • BedroomsLower: 0
  • BedroomsUpper: 0
  • AppliancesIncluded: Dishwasher(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s)

Exterior Features

  • Roof: Metal
  • View: Lake
  • Lot Features: Dead End Street, Paved
  • Pool Features: Community
  • View: Yes
  • Waterfront Features: Bank-Low, Lake, No Bank
  • Waterfront: Yes
  • Direction Faces: West
  • Exterior Features: Wood
  • Foundation Details: Poured Concrete
  • Property Condition: Good
  • Structure Type: House
  • PoolType: Community
  • WaterfrontFootage: 45

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: RV Parking, Attached Carport, Driveway, Attached Garage
  • Total Parking Spaces: 2

Utilities

  • Sewer: Sewer Connected
  • Water Source: Community
  • Security: FullyFenced
  • Cooling: None
  • Cooling Y N: No
  • Heating: Baseboard, Insert, Wall Unit(s)
  • Heating Yn: Yes
  • PowerCompany: PSE
  • SewerCompany: Lummi Sewer
  • WaterCompany: Sandy Point Improvement Co
  • WaterHeaterLocation: Hall closet
  • CableConnected: Xfinity
  • InternetConnected: Xfinity, Ziply

Condo/Co-op/Association

  • Community Features: Athletic Court, Boat Launch, CCRs, Club House, Golf, Playground
  • Senior Community: No
  • Association Fee: 40
  • Association Fee Frequency: Monthly
  • Phone: 360-384-3921
  • Association: Yes
  • AssociationContactName: Sandy Point Improvement Co

Schools

  • Junior High Dist: Ferndale
  • High School: Ferndale High
  • Middle Or Junior School: Horizon Mid

Lot Info

  • Parcel Number: 3801085185590000
  • Topography: Level
  • Land Lease: No
  • Lot Size Acres: 0.26
  • Lot Size Sq Ft: 11326
  • Zoning Description: RR3
  • Irrigation Water Rights: No
  • ResoLotSizeUnits: SquareFeet
  • ShowMapLink: true
  • SiteFeatures: Cable TV,Deck,Fenced-Partially,High Speed Internet,Propane,RV Parking
  • MLSLotSizeSource: Realist
  • ZoningJurisdiction: County
  • LotNumber: 41

Green Features

  • Power Production Type: Electric, Propane

Rental Info

  • ShortTermRentalYN: true

Tax Info

  • Year: 2024
  • Tax Annual Amount: 4351

Multi Family

  • EnergySource: Electric,Propane

MLS Schools

  • Elementary School: Eagleridge Elem

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 15, 2024
Closed on
Apr 23, 2024
Sold by
Okeefe Christine A and Okeefe Daniel R
Bought by
Yzenbaard Richard and Yzenbaard Janet
Seller's Agent
Shari Draper
Windermere RE Whatcom, Inc.
Buyer's Agent
Ciaran Melly
eXp Realty
List Price
$515,000
Sold Price
$530,000
Premium/Discount to List
$15,000
2.91%
Views
42
Current Estimated Value
$629,970

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$99,970
Avg. Annual Appreciation
9.17%
Original Mortgage
$150,000
Outstanding Balance
$140,986
Interest Rate
6.16%
Mortgage Type
New Conventional
Estimated Equity
$488,984

Purchase Details

Closed on
Apr 26, 2010
Sold by
Anderson Link T and Anderson Debra A
Bought by
Okeefe Christine A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,000
Interest Rate
4.92%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 16, 2010
Sold by
Okeefe James W
Bought by
Okeefe Christine A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,000
Interest Rate
4.92%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 16, 2001
Sold by
Turner Kendall L and Turner Margaret Judy
Bought by
Anderson Link T and Anderson Debra A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
6.1%
Source: Public Records
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Purchase History

Date Buyer Sale Price Title Company
Yzenbaard Richard $530,000 Whatcom Land Title
Okeefe Christine A $358,280 First American Title Insuran
Okeefe Christine A -- First American Title Insuran
Anderson Link T $156,438 Chicago Title Insurance
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Yzenbaard Richard $150,000
Previous Owner Okeefe Christine A $255,000
Previous Owner Anderson Link T $135,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/30/2024 04/30/24 Sold $530,000 +2.9% $276 / Sq Ft
03/19/2024 03/19/24 Pending -- -- --
03/15/2024 03/15/24 For Sale $515,000 -- $268 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,864 $610,829 $214,960 $395,869
2024 $4,352 $593,041 $208,704 $384,337
2023 $4,352 $619,101 $217,872 $401,229
2022 $3,715 $513,773 $180,800 $332,973
2021 $3,162 $414,023 $160,000 $254,023
2020 $3,364 $318,533 $85,735 $232,798
2019 $2,576 $306,700 $82,550 $224,150
2018 $3,199 $265,646 $71,500 $194,146
2017 $2,963 $252,828 $67,860 $184,968
2016 $2,876 $247,561 $66,300 $181,261
2015 $2,678 $241,496 $65,000 $176,496
2014 -- $226,484 $63,000 $163,484
2013 -- $226,484 $63,000 $163,484
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2210498

Northwest Multiple Listing Service (NWMLS)

APN: 380108-518559-0000

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