TOBI WELBORN
IRON VALLEY REAL ESTATE NORTH FLORIDA
(904) 361-9997
43 Total Sales
1 in Palatka
$290,000 Price
412 Madison St Palatka, FL 32177
Palatka AreaEstimated Value: $152,000 - $185,000
3
Beds
2
Baths
1,288
Sq Ft
$127/Sq Ft
Est. Value
Highlights
- In a Historic District
- Side Porch
- Tile Flooring
- No HOA
- Breakfast Bar
- Central Heating and Cooling System
About This Home
As of March 2026Welcome to this beautiful, historic home, perfectly situated across from Fred Green Park in Palatka's North Historic District. Blending timeless character with modern updates, this property features fresh interior and exterior paint, all-new plumbing, a newly built patio ideal for outdoor living, and has just been professionally cleaned. Double entry doors open into a bright, light-filled interior that highlights the home's inviting charm. Recent upgrades also include a brand new range, adding to the home's modern convenience. With attractive curb appeal, a welcoming yard, and thoughtful updates throughout, this residence offers the best of historic Palatka living tailored for today's lifestyle. This home qualifies for a state grant that is fully forgiven after 5 years, eligible buyers can use toward down payment and/or closing costs. Ask the listing agent for details and connect with the preferred lender to learn more about available assistance.
Last Agent to Sell the Property
DJ & LINDSEY REAL ESTATE License #3628793 Listed on: 11/14/2025
Last Buyer's Agent
LUKE BREWER
BEACH STATE REALTY License #3628793
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,220
Year Built
- Built in 1921
Lot Details
- 4,792 Sq Ft Lot
- Wood Fence
- Historic Home
Home Design
- Entry on the 1st floor
- Frame Construction
- Shingle Roof
- Wood Siding
Interior Spaces
- 1,288 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Fire and Smoke Detector
Kitchen
- Breakfast Bar
- Microwave
- Dishwasher
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- 2 Full Bathrooms
- Bathtub and Shower Combination in Primary Bathroom
Schools
- Moseley Elementary School
- Palatka High School
Additional Features
- Side Porch
- In a Historic District
- Central Heating and Cooling System
Community Details
- No Home Owners Association
- Palatka Blks Subdivision
Listing and Financial Details
- Assessor Parcel Number 421027685002100031
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 14, 2025
Closed on
Mar 13, 2026
Sold by
Davidson Mckay
Bought by
Seller's Agent
LUKE BREWER
DJ & LINDSEY REAL ESTATE
Buyer's Agent
LUKE BREWER
DJ & LINDSEY REAL ESTATE
List Price
$174,999
Sold Price
$158,000
Premium/Discount to List
-$16,999
-9.71%
Views
329
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,644
Avg. Annual Appreciation
6.64%
Original Mortgage
$155,138
Outstanding Balance
$154,715
Interest Rate
6.5%
Mortgage Type
FHA
Estimated Equity
$8,240
Purchase Details
Listed on
Mar 27, 2013
Closed on
Feb 24, 2014
Sold by
Tomczak Vincent
Bought by
Mackay Davidson
Seller's Agent
RICHARD RADTKE
COLDWELL BANKER BEN BATES INC
Buyer's Agent
Kamila Blank
K BLANK REALTY AND MANAGEMENT
List Price
$49,900
Sold Price
$42,000
Premium/Discount to List
-$7,900
-15.83%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.61%
Original Mortgage
$27,000
Interest Rate
5%
Mortgage Type
Seller Take Back
Purchase Details
Closed on
Mar 13, 2013
Sold by
Clark Brenda Kay
Bought by
Tomczak Vincent
Purchase Details
Closed on
Apr 29, 2010
Sold by
Tomczak Vincent
Bought by
Clark Brenda Kay
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$47,000
Interest Rate
6.25%
Mortgage Type
Seller Take Back
Purchase Details
Closed on
Apr 26, 2010
Sold by
Tomczak Vincent and Seaward Patricia
Bought by
Tomczak Vincent
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$47,000
Interest Rate
6.25%
Mortgage Type
Seller Take Back
Purchase Details
Closed on
Feb 18, 2010
Sold by
Tomzak Vincent
Bought by
Tomczak Vincent and Seaward Patricia
Purchase Details
Closed on
Dec 10, 2009
Sold by
Us Bank National Association
Bought by
Tomczak Vincent
Purchase Details
Closed on
Jul 27, 2005
Sold by
Lockhart Brenda and Lockhart Donald
Bought by
Lockhart Donald and Lockhart Brenda
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,800
Interest Rate
5.48%
Mortgage Type
New Conventional
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palatka, FL
-
TOBI WELBORN
-
Christina McIntosh
Christina McIntosh
CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
(904) 574-4753
149 Total Sales
1 in Palatka
$302,000 Price
-
Stephen Jones
Stephen Jones
Responds QuicklyCOMPASS FLORIDA LLC
(850) 900-3502
84 Total Sales
1 in Palatka
$725,000 Price
-
CINDI BENTON
CINDI BENTON
Platinum Harbor
(904) 831-9497
29 Total Sales
1 in Palatka
$169,900 Price
-
Ronald Blake
Ronald Blake
CB ISAAC REALTY
(386) 662-1836
377 Total Sales
4 in Palatka
$57K - $265K Price Range
-
Brian Corcoran
BC
Brian Corcoran
APEX REALTY SERVICES
(904) 932-0348
200 Total Sales
14 in Palatka
$90K - $280K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $158,000 | Landmark | ||
| Mackay Davidson | $42,000 | Gullett Title Inc | |
| Tomczak Vincent | -- | None Available | |
| Clark Brenda Kay | $67,000 | Lakeside Title Inc | |
| Tomczak Vincent | -- | Lakeside Title Inc | |
| Tomczak Vincent | -- | Lakeside Title Inc | |
| Tomczak Vincent | $9,500 | Attorney | |
| Lockhart Donald | -- | Complete Title Solutions Inc |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $155,138 | ||
| Previous Owner | Mackay Davidson | $27,000 | |
| Previous Owner | Clark Brenda Kay | $47,000 | |
| Previous Owner | Lockhart Donald | $80,800 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/16/2026 03/16/26 | Sold | $158,000 | -4.2% | $123 / Sq Ft | |
| 01/14/2026 01/14/26 | Pending | -- | -- | -- | |
| 01/07/2026 01/07/26 | Price Changed | $165,000 | -5.2% | $128 / Sq Ft | |
| 11/26/2025 11/26/25 | Price Changed | $173,999 | -0.6% | $135 / Sq Ft | |
| 11/14/2025 11/14/25 | For Sale | $174,999 | 0.0% | $136 / Sq Ft | |
| 11/08/2025 11/08/25 | Pending | -- | -- | -- | |
| 09/29/2025 09/29/25 | Price Changed | $174,999 | -5.4% | $136 / Sq Ft | |
| 09/11/2025 09/11/25 | For Sale | $184,999 | 0.0% | $144 / Sq Ft | |
| 09/11/2025 09/11/25 | Off Market | $184,999 | -- | -- | |
| 08/21/2025 08/21/25 | For Sale | $184,999 | +340.5% | $144 / Sq Ft | |
| 12/17/2023 12/17/23 | Off Market | $42,000 | -- | -- | |
| 02/24/2014 02/24/14 | Sold | $42,000 | -15.8% | $33 / Sq Ft | View Prior Sale |
| 02/12/2014 02/12/14 | Pending | -- | -- | -- | |
| 03/27/2013 03/27/13 | For Sale | $49,900 | -- | $39 / Sq Ft |
Source: realMLS (Northeast Florida Multiple Listing Service)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,341 | $94,750 | $20,250 | $74,500 |
| 2024 | $2,220 | $101,430 | $20,250 | $81,180 |
| 2023 | $2,053 | $92,650 | $13,500 | $79,150 |
| 2022 | $1,801 | $77,230 | $9,000 | $68,230 |
| 2021 | $1,649 | $62,650 | $0 | $0 |
| 2020 | $1,516 | $51,060 | $0 | $0 |
| 2019 | $1,438 | $45,380 | $45,380 | $0 |
| 2018 | $1,410 | $43,320 | $43,320 | $0 |
| 2017 | $1,342 | $39,760 | $39,760 | $0 |
| 2016 | $1,241 | $36,270 | $0 | $0 |
| 2015 | $1,059 | $35,920 | $0 | $0 |
| 2014 | $1,184 | $35,920 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
LUKE BREWER
LB
Seller's Agent in 2026
LUKE BREWER
DJ & LINDSEY REAL ESTATE
(904) 925-3885
6 Total Sales
-
THERESA HELLER
TH
Buyer Co-Listing Agent in 2026
THERESA HELLER
BEACH STATE REALTY
(386) 279-1520
6 Total Sales
-
RR
Seller's Agent in 2014
RICHARD RADTKE
COLDWELL BANKER BEN BATES INC
-
KB
Buyer's Agent in 2014
Kamila Blank
K BLANK REALTY AND MANAGEMENT
Map
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 2105062
APN: 42-10-27-6850-0210-0031
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
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