$1,395,000

Estimated payment $7,936/month

Total Views 6,279
4 Beds
4.5 Baths
4,183 Sq Ft
$333 Price per Sq Ft

Highlights

  • Deeded Waterfront Access Rights
  • Wood Flooring
  • Community Gazebo
  • Bay View
  • High Ceiling
  • Front Porch

About This Home

Experience coastal living in this one-of-a-kind upscale home located in Terry Cove Harbor subdivision, perfectly situated across from the water with beautiful bay views. This exceptional three-story residence offers 4 spacious bedrooms and 4.5 bathrooms, designed with both luxury and functionality in mind, with 9 ft. ceilings throughout and crown molding on the upper two floors. The open-concept main living area features a stylish gas fireplace, creating the perfect gathering space. The main level also includes the private primary suite with a beautifully appointed bath with a large stained-glass window, two extra-large closets, along with an additional guest bedroom, full bath, and a large closet, for added convenience. The upper level offers two generously sized bedrooms, each with its own full bath and large closets, while the lower level features a comfortable den, a half bath, abundant interior storage, and easy access to the home's covered parking areas. Enjoy a beautifully landscaped, fenced backyard complete with a covered entertaining area for barbecues and outdoor gatherings. Relax on the covered front porch while taking in peaceful bay views or unwind on the covered back porch overlooking the private backyard. An electric lift provides added convenience between levels. The house is prewired for a security system, generator, and well water for the sprinkler system. Residents of Terry Cove Harbor enjoy outstanding community amenities, including a private boat ramp, boat trailer storage, fishing pier, swimming pool, tennis, and pickleball courts—making this a true coastal lifestyle destination. Whether you're looking for a primary residence or a luxury coastal retreat, this remarkable home offers the perfect blend of elegance, comfort, and resort-style amenities. Buyer to verify all information during due diligence. Square footage information is from courthouse records.

Listing Agent

Gloria Sims

RE/MAX of Gulf Shores License #61511 Listed on: 07/21/2026

RE/MAX of Gulf Shores

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2003

Lot Details

  • Fenced
  • Landscaped
  • Sprinkler System

HOA Fees

  • $50 Monthly HOA Fees

Home Design

  • Stilt Home
  • Metal Roof

Interior Spaces

  • 4,183 Sq Ft Home
  • 3-Story Property
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Living Room with Fireplace
  • Storage
  • Bay Views
  • Fire and Smoke Detector

Kitchen

  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Deeded Waterfront Access Rights
  • Outdoor Storage
  • Front Porch

Schools

  • Orange Beach Elementary School
  • Orange Beach Middle School
  • Orange Beach High School

Utilities

  • Cooling Available
  • Heating Available
  • Underground Utilities

Listing and Financial Details

  • Assessor Parcel Number 65-02-04-4-001-040.000
  • Tax Block Lot 42

Community Details

Overview

  • Association fees include pool, recreation facilities, reserve funds, taxes common area, common area insurance, management, common area maintenance
  • Association Phone (251) 923-7150

Amenities

  • Community Gazebo

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Year Built

Built in 2003

Lot Details

0 Sq Ft Lot

HOA Fees

$50 per month

Listing Details

  • Property Type: Residential
  • View: Indirect Bay Side
  • Parcel Number: 65-02-04-4-001-040.000
  • Year Built: 2003
  • Property Sub-Type: Residential Detached
  • ResoCommunityFeatures: Gazebo, Playground, Landscaping, Fishing Pier, Pets Allowed, Pickleball, Tennis Racquetball
  • Reso Fencing: Fenced
  • ResoLotFeatures: Less Than 1 Acre
  • Co List Office Phone: 251-948-2400
  • MLS Status: Active
  • Subdivision Name: Terry Cove Harbor
  • Architectural Style: Raised Beach
  • Reso Fireplace Features: Living Room
  • Reso Interior Features: Storage, Ceiling Fan(s), High Ceilings, Termite Contract
  • Living Area: 4183
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Microwave, Dishwasher, Plumbed For Ice Maker, Smoke Detector
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Tile, Wood, Carpet
  • Stories: 3

Exterior Features

  • Roof: Metal
  • View: Yes
  • Waterfront Features: Deeded Access, Bay Access Less Than Or Equal To Quarter Mile
  • Exterior Features: Storage, Irrigation Sprinkler
  • Patio And Porch Features: Rear Porch, Porch Open, Front Porch, Covered Patio, Porch Screened

Garage/Parking

  • Parking Features: Other/See Remarks, Three Car Carport

Utilities

  • Utilities: Natural Gas Available, Underground Utilities, Water City, Water Well, Baldwin EMC, Sewage City, Water Heater Electric, Orange Beach Water Auth, Cable
  • Cooling: Electric
  • Cooling Y N: Yes
  • Heating: Electric
  • HeatingYN: Yes

Condo/Co-op/Association

  • Association Fee: 600
  • Association Fee Frequency: Annually
  • Phone: 251-923-7150
  • Association: Yes

Fee Information

  • Association Fee Includes: Pool, Recreation Facilities, Reserve Funds, Taxes Common Area, Common Area Insurance, Association Management, Common Area Maintenance

Schools

  • Middle Or Junior School: Orange Beach Middle

Green Features

Rental Info

  • Furnished: Unfurnished

Multi Family

Tax Info

  • Tax Block: Lot 42

MLS Schools

  • Elementary School: Orange Beach Elementary
  • HighSchool: Orange Beach High

Matterport 3D Tour

Floorplans

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,804 $87,640 $26,320 $61,320
2024 $2,621 $81,920 $24,020 $57,900
2023 $2,642 $82,560 $21,380 $61,180
2022 $2,187 $68,340 $0 $0
2021 $1,615 $50,960 $0 $0
2020 $1,908 $59,620 $0 $0
2019 $1,879 $58,720 $0 $0
2018 $1,070 $51,840 $0 $0
2017 $1,070 $48,440 $0 $0
2016 $1,070 $47,740 $0 $0
2015 -- $43,340 $0 $0
2014 -- $39,680 $0 $0
2013 -- $34,680 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/21/2026 07/21/26 For Sale $1,395,000 -- $333 / Sq Ft
Source: Baldwin REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed -- None Available
Warranty Deed $140,000 Professional Land Title Inc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $550,000 Commercial
Source: Public Records

About the Listing Agent

Gloria Sims

RE/MAX of Gulf Shores

(251) 551-3808

Section Image

I have over thirty years of sales and management experience and have been working in the real estate industry for close to 30 years. Professionalism, experience, and extreme knowledge of the real estate business have proven to be an asset to my clients whether buying or selling. I truly believe I have the tools to either market your property and get it sold or help you find the home of your dreams! Please give me a call today for a free market analysis! I look forward to speaking with you.

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Source: Baldwin REALTORS®

MLS Number: 399742

Baldwin REALTORS®

APN: 65-02-04-4-001-040.000

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