NOT LISTED FOR SALE

413 W Joyce Ln Arnold, MD 21012

Arnold Area

Estimated Value: $1,686,580

4 Beds
4 Baths
3,492 Sq Ft
$483/Sq Ft Est. Value

Sale Details

Date Sold: November 20, 2025

Last sale price $1,840,000 $527 Per Sq Ft

Est. 8% decrease in value since last sale

Current estimated payment $9,842 / mo

2 Days on Market

Highlights

  • 2 Dock Slips
  • Private Water Access
  • Fishing Allowed
  • Home fronts navigable water
  • Heated Pool and Spa
  • Gourmet Kitchen

About This Home

As of November 2025

Welcome to this timeless four-bedroom residence, tucked away on one of the most beautiful waterfront lanes in Anne Arundel County. Set on 2.3 acres framed by mature trees, this property offers privacy, serenity, and an unmatched sense of place. The backyard is a true oasis featuring a sparkling saltwater pool, outdoor shower, koi pond and expansive entertaining areas—perfect for summer gatherings or quiet evenings at home. Across the street, an additional deeded 0.06-acre lot provides 15 feet of waterfront on The Severn River with a pier storage unit and seating area, offering a front-row seat to the Chesapeake lifestyle.
Classic in design and surrounded by top-rated schools, this home blends charm, comfort, and outdoor living in one of the county’s most sought-after locations. Severna Park Schools, A true Chesapeake retreat!

Last Agent to Sell the Property

Betsy Dunigan

(410) 280-5600 bdunigan@ttrsir.com TTR Sotheby's International Realty License #520991 Listed on: 10/04/2025

TTR Sotheby's International Realty

Co-Listed By

Gwin Hunt

(410) 280-5600 ghunt@ttrsir.com TTR Sotheby's International Realty

Last Buyer's Agent

David Orso

(443) 372-7171 david@davidorso.com Berkshire Hathaway HomeServices PenFed Realty License #631291

Berkshire Hathaway HomeServices PenFed Realty
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,585

Year Built

  • Built in 1937

Lot Details

  • 2.27 Acre Lot
  • Home fronts navigable water
  • West Facing Home
  • Wrought Iron Fence
  • Property is Fully Fenced
  • Landscaped
  • Backs to Trees or Woods
  • Back and Front Yard
  • Deeded .06 Acres accross the road on the Severn River Dock and pier convey
  • Property is in excellent condition
  • Property is zoned RLD

Parking

  • 3 Car Direct Access Garage
  • Lighted Parking
  • Side Facing Garage
  • Garage Door Opener
  • Driveway
  • Secure Parking

Property Views

  • Woods
  • Garden

Home Design

  • Colonial Architecture
  • Block Foundation
  • Poured Concrete
  • Shingle Roof
  • Cedar

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Ceiling Fan
  • Recessed Lighting
  • Self Contained Fireplace Unit Or Insert
  • Fireplace With Glass Doors
  • Gas Fireplace
  • Family Room Off Kitchen
  • Dining Room
  • Den
  • Sun or Florida Room
  • Attic

Kitchen

  • Gourmet Kitchen
  • Self-Cleaning Oven
  • Built-In Range
  • Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Front Loading Dryer
  • Front Loading Washer

Basement

  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Basement Windows

Home Security

  • Home Security System
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Pool

  • Heated Pool and Spa
  • Heated In Ground Pool
  • Saltwater Pool
  • Poolside Lot
  • Fence Around Pool

Outdoor Features

  • Private Water Access
  • River Nearby
  • Personal Watercraft
  • Waterski or Wakeboard
  • Dock has a Storage Area
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • 2 Dock Slips
  • Physical Dock Slip Conveys
  • Dock made with Composite Material
  • Dock made with Treated Lumber
  • Dock made with Vinyl Clad Material
  • Powered Boats Permitted

Schools

  • Severna Park Elementary And Middle School
  • Severna Park High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Oil
  • Heat Pump System
  • Back Up Oil Heat Pump System
  • Vented Exhaust Fan
  • Hot Water Baseboard Heater
  • Propane
  • Well
  • Electric Water Heater
  • Water Conditioner is Owned
  • On Site Septic
  • Septic Permit Issued

Listing and Financial Details

  • Assessor Parcel Number 020300015848000

Community Details

Overview

  • No Home Owners Association

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,585

Year Built

Built in 1937

Lot Details

2.27 Acres

Parking

3

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Inclusions: Pool furnniture, Generator
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 10/4/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1937
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Built-In Range, Dryer, Dryer - Front Loading, Exhaust Fan, Extra Refrigerator/Freezer, Icemaker, Microwave, Oven - Self Cleaning, Refrigerator, Washer, Washer - Front Loading, Water Conditioner - Owned, Water Heater
  • Flooring Type: Hardwood, Ceramic Tile
  • Interior Amenities: Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Kitchen - Gourmet, Kitchen - Island, Recessed Lighting, Attic, Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower
  • Fireplace Features: Fireplace - Glass Doors, Gas/Propane, Insert
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 3
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 4, Kitchen, Family Room, Den, Bedroom 1, Sun/Florida Room, Laundry, Bathroom 1, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: Yes
  • Basement Type: Full, Windows, Connecting Stairway, Daylight, Partial, Interior Access, Outside Entrance, Poured Concrete
  • Laundry Type: Main Floor
  • Total Sq Ft: 4376
  • Living Area Sq Ft: 3492
  • Price Per Sq Ft: 515.46
  • Above Grade Finished Sq Ft: 3492
  • Below Grade Sq Ft: 884
  • Total Below Grade Sq Ft: 884
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Cedar
  • Pool Features: Fenced, Heated, In Ground, Pool/Spa Combo, Saltwater
  • Roof: Shingle
  • View: Garden/Lawn, Trees/Woods
  • Water Access Features: Private Access, Swimming Allowed, Boat - Powered, Fishing Allowed, Personal Watercraft (PWC), Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Severn river
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 3.00
  • Garage: Yes
  • Parking Features: Concrete Driveway, Lighted Parking, Secure Parking
  • Garage Features: Built In, Covered Parking, Garage - Side Entry, Garage Door Opener, Inside Access, Oversized
  • Attached Garage Spaces: 3
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s), Zoned
  • Heating Fuel: Electric, Oil
  • Heating Type: Forced Air, Baseboard - Hot Water, Heat Pump - Oil Backup, Heat Pump(s), Zoned
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security System, Smoke Detector, Carbon Monoxide Detector(s)
  • Sewer/Septic System: On Site Septic, Septic Permit Issued
  • Utilities: Propane
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: SEVERNA PARK
  • High School: SEVERNA PARK
  • Middle Or Junior School: SEVERNA PARK

Lot Info

  • Additional Parcels: Yes
  • Additional Parcels Description: Deeded .06 Acres accross the road on the Severn River Dock and pier convey
  • Fencing: Fully, Wrought Iron
  • Lot Features: Backs To Trees, Front Yard, Landscaping, Poolside, Rear Yard
  • Lot Size Acres: 2.27
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 98881.00
  • Property Condition: Excellent
  • Zoning: RLD
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 6585.00
  • Assessor Parcel Number: 020300015848000
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 4, 2025
Closed on
Nov 20, 2025
Sold by
Bought by
Seller's Agent
Betsy Dunigan
TTR Sotheby's International Realty
Buyer's Agent
David Orso
Berkshire Hathaway HomeServices PenFed Realty
List Price
$1,800,000
Sold Price
$1,840,000
Premium/Discount to List
$40,000
2.22%
Views
138
Current Estimated Value
$1,686,580

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$153,420
Avg. Annual Appreciation
-11.70%

Purchase Details

Listed on
Mar 21, 2019
Closed on
Jun 14, 2019
Sold by
Bought by
Seller's Agent
Mary Kay Gordon
Coldwell Banker Realty
Buyer's Agent
Betsy Dunigan
TTR Sotheby's International Realty
List Price
$1,150,000
Sold Price
$989,000
Premium/Discount to List
-$161,000
-14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.12%
Original Mortgage
$840,650
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 27, 2009
Sold by
Bought by

Purchase Details

Closed on
Sep 12, 1996
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Arnold, MD

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$1,840,000 Eagle Title
$989,000 Mid Maryland Title Co Inc
-- --
$285,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $840,650
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/20/2025 11/20/25 Sold $1,840,000 +2.2% $527 / Sq Ft
10/06/2025 10/06/25 Pending -- -- --
10/04/2025 10/04/25 For Sale $1,800,000 +82.0% $515 / Sq Ft
06/14/2019 06/14/19 Sold $989,000 0.0% $283 / Sq Ft View Prior Sale
04/04/2019 04/04/19 Price Changed $989,000 -14.0% $283 / Sq Ft
03/21/2019 03/21/19 For Sale $1,150,000 -- $329 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,866 $602,200
2024 $6,866 $566,700 $466,200 $100,500
2023 $6,722 $558,067 $0 $0
2022 $6,321 $549,433 $0 $0
2020 $6,337 $530,633 $0 $0
2019 $5,986 $520,467 $0 $0
2018 $5,174 $510,300 $398,700 $111,600
2017 $4,290 $468,600 $0 $0
2016 -- $426,900 $0 $0
2015 -- $385,200 $0 $0
2014 -- $385,200 $0 $0
Source: Public Records

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Map

Source: Bright MLS

MLS Number: MDAA2126976

Bright MLS

APN: 03-000-15848000

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