Seller's Agent in 2025
Joseph Hawkins
Hawkins Real Estate Company
(240) 793-2485
1 in this area
137 Total Sales
414 High St Cambridge, MD 21613
--
Bed
--
Bath
1,384
Sq Ft
2,025
Sq Ft Lot
Highlights
- Wood Flooring
- Exterior Cameras
- Electric Baseboard Heater
- Security Gate
About This Home
As of August 2025Welcome to 414 High St, a charming multi-family duplex home located in the heart of Cambridge, MD. Built in 1920, this historic property offers a unique blend of character and modern amenities. This two-story home boasts a total of 2 units: a one bedroom one bathroom unit with a deck that has a glimpse of the downtown area, and a two bedroom one bathroom unit that has convenient washer dryer hookups. Units were updated within the past two years. The duplex has provided consistent rental income and cash flow for years. One bedroom has been rented for $995 per month and two bedroom for 1195 per month, $2,190 total. The two bedroom unit was fully renovated with new appliances and new bathroom fixtures, including nice shower tile work. The one bedroom was refreshed with paint and a new kitchen. Other highlights of this property include hardwood floors, high ceilings, and a charming front porch. The first floor is also equipped with security system, that can be delivered with the property. 414 High St is conveniently located near schools, parks, shopping, and dining options. Whether you are looking for a place to call home or an investment property, this property offers endless possibilities. Rent both units and enjoy rental income, or live in one unit and rent the other! Many possibilities with this versatile investment property in a growing area!
Last Agent to Sell the Property
(240) 793-2485 joe@hawkinsrealty.com Hawkins Real Estate Company License #362101 Listed on: 05/07/2025
Last Buyer's Agent
lisamam@kw.com Keller Williams Select Realtors of Annapolis License #5018802
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $1,171
Year Built
- Built in 1920
Lot Details
- 2,025 Sq Ft Lot
Parking
- On-Street Parking
Home Design
- Duplex
- Block Foundation
- Architectural Shingle Roof
Interior Spaces
- 1,384 Sq Ft Home
- Unfinished Basement
- Partial Basement
Flooring
- Wood
- Luxury Vinyl Plank Tile
Home Security
- Security Gate
- Exterior Cameras
Utilities
- Electric Baseboard Heater
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 1007158106
Community Details
Overview
- 2 Units
- Building Winterized
Building Details
- 1 Vacant Unit
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 7, 2025
Closed on
Aug 18, 2025
Sold by
Grand Plan Llc
Bought by
Gaiter Virgil
Seller's Agent
Joseph Hawkins
Hawkins Real Estate Company
Buyer's Agent
Lisa Mam
Keller Williams Select Realtors of Annapolis
List Price
$189,000
Sold Price
$180,000
Premium/Discount to List
-$9,000
-4.76%
Views
58
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$16,957
Avg. Annual Appreciation
-28.09%
Original Mortgage
$180,000
Outstanding Balance
$179,845
Interest Rate
6.74%
Mortgage Type
VA
Estimated Equity
-$16,802
Purchase Details
Listed on
Mar 11, 2022
Closed on
May 6, 2022
Sold by
Blackwater Land Company Llc
Bought by
Grand Plan Llc
Seller's Agent
Jeff Powell
Charles C. Powell, Inc. Realtors
Buyer's Agent
Jeff Powell
Charles C. Powell, Inc. Realtors
List Price
$95,000
Sold Price
$80,000
Premium/Discount to List
-$15,000
-15.79%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
27.95%
Original Mortgage
$105,000
Interest Rate
5.27%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 2, 1997
Sold by
Richardson Robert H
Bought by
Swafford Daniel J
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $180,000 | Universal Title | |
| Warranty Deed | $180,000 | Universal Title | |
| Deed | $80,000 | None Listed On Document | |
| Deed | $22,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $180,000 | VA | |
| Closed | $180,000 | VA | |
| Previous Owner | $105,000 | New Conventional | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/18/2025 08/18/25 | Sold | $180,000 | -2.7% | $130 / Sq Ft | |
| 08/14/2025 08/14/25 | Price Changed | $185,000 | 0.0% | $134 / Sq Ft | |
| 07/12/2025 07/12/25 | Pending | -- | -- | -- | |
| 06/12/2025 06/12/25 | Price Changed | $185,000 | -2.1% | $134 / Sq Ft | |
| 05/07/2025 05/07/25 | For Sale | $189,000 | +136.3% | $137 / Sq Ft | |
| 05/06/2022 05/06/22 | Sold | $80,000 | -15.8% | $58 / Sq Ft | View Prior Sale |
| 03/14/2022 03/14/22 | Pending | -- | -- | -- | |
| 03/11/2022 03/11/22 | For Sale | $95,000 | -- | $69 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,437 | $76,500 | $7,300 | $69,200 |
| 2024 | $928 | $63,367 | $0 | $0 |
| 2023 | $928 | $50,233 | $0 | $0 |
| 2022 | $2,743 | $37,100 | $7,300 | $29,800 |
| 2021 | $700 | $37,100 | $7,300 | $29,800 |
| 2020 | $700 | $37,100 | $7,300 | $29,800 |
| 2019 | $709 | $37,200 | $7,300 | $29,900 |
| 2018 | $691 | $37,200 | $7,300 | $29,900 |
| 2017 | $724 | $37,200 | $0 | $0 |
| 2016 | -- | $39,400 | $0 | $0 |
| 2015 | $844 | $39,400 | $0 | $0 |
| 2014 | $844 | $39,400 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Joseph Hawkins
-
Lisa Mam
L
Buyer's Agent in 2025
Lisa Mam
Keller Williams Select Realtors of Annapolis
1 in this area
7 Total Sales
-
Jeff Powell
Seller's Agent in 2022
Jeff Powell
Charles C. Powell, Inc. Realtors
(443) 783-0640
18 in this area
30 Total Sales
-
Valerie Brown
Seller Co-Listing Agent in 2022
Valerie Brown
Charles C. Powell, Inc. Realtors
(410) 463-3627
137 in this area
338 Total Sales
Map
Source: Bright MLS
MLS Number: MDDO2009514
APN: 07-158106
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