NOT LISTED FOR SALE

415 Water St Saint Michaels, MD 21663

Estimated Value: $1,617,000 - $2,433,836

4 Beds
3.5 Baths
-- Sq Ft
13,939 Sq Ft Lot

Last Sold September 25, 2015

Last sale price $1,300,000

Est. 56% increase in value since last sale

Current estimated payment $12,117/month

133 Days on Market

Highlights

  • 47 Feet of Waterfront
  • Pier
  • River View
  • 1 Dock Slip
  • Fishing Allowed
  • 3-minute walk to Saint Marys Square

About This Home

As of September 2015

This beautifully renovated spacious waterfront home is right in the heart of St. Michael's Historic District. Close to restaurants and shopping. The sunny open floor plan with waterside three season room has gorgeous views of the Harbor. Protected slip with 4' MLW and easy access to the Mile River.

Last Agent to Sell the Property

Debra Crouch

(410) 745-0415 info@bensonandmangold.com Benson & Mangold, LLC License #306848 Listed on: 04/03/2015

Benson & Mangold, LLC

Co-Listed By

Tom Crouch

(410) 745-0415 info@bensonandmangold.com Benson & Mangold, LLC License #80097

Last Buyer's Agent

Jeff Knapp

(410) 745-0283 jefferson@knappworks.com Long & Foster Real Estate, Inc. License #645635

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,376

Year Built

  • Built in 1810

Lot Details

  • 14,027 Sq Ft Lot
  • 47 Feet of Waterfront
  • Home fronts navigable water
  • Picket Fence
  • Partially Fenced Property
  • Property is in very good condition

Parking

  • 1 Car Detached Garage

Home Design

  • Colonial Architecture
  • Wood Siding

Interior Spaces

  • Property has 2 Levels
  • Crown Molding
  • Wainscoting
  • Recessed Lighting
  • 2 Fireplaces
  • Fireplace With Glass Doors
  • Fireplace Mantel
  • Gas Fireplace
  • Window Treatments
  • Atrium Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Den
  • Screened Porch
  • Wood Flooring
  • River Views
  • Basement
  • Sump Pump
  • Storm Doors

Kitchen

  • Breakfast Area or Nook
  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • 3.5 Bathrooms

Laundry

  • Laundry Room
  • Front Loading Dryer
  • Front Loading Washer

Outdoor Features

  • Pier
  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Sail
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Stream or River on Lot
  • 1 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted
  • Deck
  • Screened Patio

Utilities

  • Cooling Available
  • Heat Pump System
  • Tankless Water Heater
  • Bottled Gas Water Heater
  • Not Applied For Permit

Listing and Financial Details

  • Tax Lot 14
  • Assessor Parcel Number 2102064162

Community Details

Overview

  • No Home Owners Association
  • St. Michaels Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,376

Year Built

Built in 1810

Lot Details

0.32 Acres

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1810
  • Special Assessment Payment: Annually
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Disposal, Dryer - Front Loading, Icemaker, Microwave, Oven/Range - Electric, Washer - Front Loading
  • Interior Amenities: Combination Kitchen/Dining, Kitchen - Island, Breakfast Area, Primary Bath(s), Crown Moldings, Window Treatments, Wainscotting, Wood Floors, Recessed Lighting
  • Fireplace Features: Gas/Propane, Fireplace - Glass Doors, Mantel(s)
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: Storm, Atrium
  • Entry Location: Foyer
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 3, Bedroom 4, Kitchen, Family Room, Den, Foyer, Laundry, Screened Porch
  • Basement: Yes
  • Basement Type: Sump Pump
  • Living Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Construction Materials: Wood Siding
  • Dock Type: Pier (Perpendicular)
  • Construction Completed: No
  • Exterior Features: Sidewalks
  • View: Water, River
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Sail
  • Water Access: Yes
  • Water Body Name: ST. MICHAELS HARBOR
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 47

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Garage
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Detached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Bottled Gas, Tankless
  • Sewer/Septic System: Not Applied For Permit
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Lot Info

  • Fencing: Partially, Picket
  • Improvement Assessed Value: 436700.00
  • Land Assessed Value: 992700.00
  • Lot Features: Stream/Creek
  • Lot Size Acres: 0.32
  • Lot Size Area: 14027
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14027.00
  • Outdoor Living Structures: Deck(s), Enclosed, Porch(es), Screened, Roof
  • Property Condition: Very Good
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 5291591
  • Tax Annual Amount: 13375.65
  • Assessor Parcel Number: 2102064162
  • Tax Lot: 14
  • Tax Page Number: 19
  • County Tax Payment Frequency: Annually
  • Tax Year: 2014

Multi Family

  • Dock Slip Conveyance: Physical Dock/Slip Conveys
  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: TALBOT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 3, 2015
Closed on
Sep 25, 2015
Sold by
Gibbs Philip W and Gibbs Meri
Bought by
Powers Laurie D
Seller's Agent
Debra Crouch
Benson & Mangold, LLC
Buyer's Agent
Jeff Knapp
Long & Foster Real Estate, Inc.
List Price
$1,395,000
Sold Price
$1,300,000
Premium/Discount to List
-$95,000
-6.81%
Current Estimated Value
$2,021,959

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$721,959
Avg. Annual Appreciation
4.29%
Original Mortgage
$1,040,000
Outstanding Balance
$785,546
Interest Rate
2.75%
Mortgage Type
Adjustable Rate Mortgage/ARM
Estimated Equity
$1,236,413

Purchase Details

Listed on
Nov 8, 2011
Closed on
May 15, 2012
Sold by
Dulaney David W and Dulaney Marsha
Bought by
Gibbs Philip W and Gibbs Meri G
Seller's Agent
Dana Eggert
Benson & Mangold LLC
Buyer's Agent
Joan Moore
Long & Foster Real Estate, Inc.
List Price
$1,795,000
Sold Price
$1,550,000
Premium/Discount to List
-$245,000
-13.65%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.10%
Original Mortgage
$750,000
Interest Rate
3.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 21, 2007
Sold by
Ricketts James Wilson
Bought by
Dulaney David W and Dulaney Marsha

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
6.67%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jul 31, 2007
Sold by
Ricketts James Wilson
Bought by
Dulaney David W and Dulaney Marsha

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
6.67%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Apr 3, 1998
Sold by
Derose Armand
Bought by
Ricketts James Wilson and Ricketts Vicki Leverette
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Powers Laurie D $1,300,000 None Available
Gibbs Philip W $1,550,000 None Available
Dulaney David W $1,600,000 --
Dulaney David W $1,600,000 --
Ricketts James Wilson $500,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Powers Laurie D $1,040,000
Previous Owner Gibbs Philip W $750,000
Previous Owner Dulaney David W $320,000
Previous Owner Dulaney David W $320,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/25/2015 09/25/15 Sold $1,300,000 -6.8% --
08/14/2015 08/14/15 Pending -- -- --
04/03/2015 04/03/15 For Sale $1,395,000 -10.0% --
05/15/2012 05/15/12 Sold $1,550,000 -8.6% -- View Prior Sale
03/02/2012 03/02/12 Pending -- -- --
01/21/2012 01/21/12 Price Changed $1,695,000 -5.6% --
11/08/2011 11/08/11 For Sale $1,795,000 -- --
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $15,744 $1,389,700 $801,000 $588,700
2024 $15,549 $1,350,067 $0 $0
2023 $14,916 $1,310,433 $0 $0
2022 $14,358 $1,270,800 $801,000 $469,800
2021 $14,209 $1,263,967 $0 $0
2020 $14,209 $1,257,133 $0 $0
2019 $14,202 $1,250,300 $837,400 $412,900
2018 $13,942 $1,250,300 $837,400 $412,900
2017 $13,501 $1,250,300 $0 $0
2016 $13,569 $1,429,400 $0 $0
2015 $11,106 $1,409,900 $0 $0
2014 $11,106 $1,390,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Debra Crouch

    Seller's Agent in 2015

    Debra Crouch

    Benson & Mangold, LLC

    (410) 924-0771

    20 in this area

    51 Total Sales

    Debra Crouch
    Section Image
  • Tom Crouch

    Seller Co-Listing Agent in 2015

    Tom Crouch

    Benson & Mangold, LLC

    (410) 310-8916

    20 in this area

    44 Total Sales

    Tom Crouch
    Section Image

  • J

    Buyer's Agent in 2015

    Jeff Knapp

    Long & Foster

    Section Image

  • D

    Seller's Agent in 2012

    Dana Eggert

    Benson & Mangold LLC

    Section Image

  • J

    Buyer's Agent in 2012

    Joan Moore

    Long & Foster

    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: 1002571496

Bright MLS

APN: 02-064162

Maryland Talbot County Saint Michaels 21663

415 Water St, Saint Michaels, MD

Not Listed for Sale

Detached

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