NOT LISTED FOR SALE

415 Water St Saint Michaels, MD 21663

Saint Michaels Area

Estimated Value: $1,451,000 - $2,517,222

4 Beds
3.5 Baths
-- Sq Ft
0.32 Acre Lot

Sale Details

Date Sold: September 25, 2015

Last sale price $1,300,000

Est. 62% increase in value since last sale

Current estimated payment $12,803 / mo

133 Days on Market

Highlights

  • 47 Feet of Waterfront
  • Pier
  • River View
  • 1 Dock Slip
  • Fishing Allowed
  • 3-minute walk to Saint Marys Square

About This Home

As of September 2015

This beautifully renovated spacious waterfront home is right in the heart of St. Michael's Historic District. Close to restaurants and shopping. The sunny open floor plan with waterside three season room has gorgeous views of the Harbor. Protected slip with 4' MLW and easy access to the Mile River.

Last Agent to Sell the Property

Debra Crouch

(410) 745-0415 info@bensonandmangold.com Benson & Mangold, LLC License #306848 Listed on: 04/03/2015

Benson & Mangold, LLC

Co-Listed By

Tom Crouch

(410) 745-0415 info@bensonandmangold.com Benson & Mangold, LLC License #80097

Last Buyer's Agent

Jeff Knapp

(410) 745-0283 jefferson@knappworks.com Long & Foster Real Estate, Inc. License #645635

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,376

Year Built

  • Built in 1810

Lot Details

  • 14,027 Sq Ft Lot
  • 47 Feet of Waterfront
  • Home fronts navigable water
  • Picket Fence
  • Partially Fenced Property
  • Property is in very good condition

Parking

  • 1 Car Detached Garage

Home Design

  • Colonial Architecture
  • Wood Siding

Interior Spaces

  • Property has 2 Levels
  • Crown Molding
  • Wainscoting
  • Recessed Lighting
  • 2 Fireplaces
  • Fireplace With Glass Doors
  • Fireplace Mantel
  • Gas Fireplace
  • Window Treatments
  • Atrium Doors
  • Entrance Foyer
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Den
  • Screened Porch
  • Wood Flooring
  • River Views
  • Basement
  • Sump Pump
  • Storm Doors

Kitchen

  • Breakfast Area or Nook
  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • 3.5 Bathrooms

Laundry

  • Laundry Room
  • Front Loading Dryer
  • Front Loading Washer

Outdoor Features

  • Pier
  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Sail
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Stream or River on Lot
  • 1 Powered Boats Permitted
  • 1 Non-Powered Boats Permitted
  • Deck
  • Screened Patio

Utilities

  • Cooling Available
  • Heat Pump System
  • Tankless Water Heater
  • Bottled Gas Water Heater
  • Not Applied For Permit

Listing and Financial Details

  • Tax Lot 14
  • Assessor Parcel Number 2102064162

Community Details

Overview

  • No Home Owners Association
  • St. Michaels Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,376

Year Built

Built in 1810

Lot Details

0.32 Acres

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1810
  • Special Assessment Payment: Annually
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Disposal, Dryer - Front Loading, Icemaker, Microwave, Oven/Range - Electric, Washer - Front Loading
  • Interior Amenities: Combination Kitchen/Dining, Kitchen - Island, Breakfast Area, Primary Bath(s), Crown Moldings, Window Treatments, Wainscotting, Wood Floors, Recessed Lighting
  • Fireplace Features: Gas/Propane, Fireplace - Glass Doors, Mantel(s)
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: Storm, Atrium
  • Entry Location: Foyer
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 3, Bedroom 4, Kitchen, Family Room, Den, Foyer, Laundry, Screened Porch
  • Basement: Yes
  • Basement Type: Sump Pump
  • Living Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Construction Materials: Wood Siding
  • Dock Type: Pier (Perpendicular)
  • Construction Completed: No
  • Exterior Features: Sidewalks
  • View: Water, River
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Sail
  • Water Access: Yes
  • Water Body Name: ST. MICHAELS HARBOR
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 47

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Garage
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Detached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Bottled Gas, Tankless
  • Sewer/Septic System: Not Applied For Permit
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Lot Info

  • Fencing: Partially, Picket
  • Improvement Assessed Value: 436700.00
  • Land Assessed Value: 992700.00
  • Lot Features: Stream/Creek
  • Lot Size Acres: 0.32
  • Lot Size Area: 14027
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 14027.00
  • Outdoor Living Structures: Deck(s), Enclosed, Porch(es), Screened, Roof
  • Property Condition: Very Good
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 5291591
  • Tax Annual Amount: 13375.65
  • Assessor Parcel Number: 2102064162
  • Tax Lot: 14
  • Tax Page Number: 19
  • County Tax Payment Frequency: Annually
  • Tax Year: 2014

Multi Family

  • Dock Slip Conveyance: Physical Dock/Slip Conveys
  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: TALBOT COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 3, 2015
Closed on
Sep 25, 2015
Sold by
Bought by
Seller's Agent
Debra Crouch
Benson & Mangold, LLC
Buyer's Agent
Jeff Knapp
Long & Foster Real Estate, Inc.
List Price
$1,395,000
Sold Price
$1,300,000
Premium/Discount to List
-$95,000
-6.81%
Current Estimated Value
$2,109,056

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$809,056
Avg. Annual Appreciation
4.58%
Original Mortgage
$1,040,000
Interest Rate
0.0275%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Listed on
Nov 8, 2011
Closed on
May 15, 2012
Sold by
Bought by
Seller's Agent
Dana Eggert
Benson & Mangold LLC
Buyer's Agent
Joan Moore
Long & Foster Real Estate, Inc.
List Price
$1,795,000
Sold Price
$1,550,000
Premium/Discount to List
-$245,000
-13.65%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.10%
Original Mortgage
$750,000
Interest Rate
0.0337%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 31, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
0.0667%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Apr 3, 1998
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$1,300,000 None Available
$1,550,000 None Available
$1,600,000 --
$500,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $1,040,000
Previous Owner $750,000
Previous Owner $320,000
Previous Owner $500,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/25/2015 09/25/15 Sold $1,300,000 -6.8% --
08/14/2015 08/14/15 Pending -- -- --
04/03/2015 04/03/15 For Sale $1,395,000 -10.0% --
05/15/2012 05/15/12 Sold $1,550,000 -8.6% -- View Prior Sale
03/02/2012 03/02/12 Pending -- -- --
01/21/2012 01/21/12 Price Changed $1,695,000 -5.6% --
11/08/2011 11/08/11 For Sale $1,795,000 -- --
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $15,744 $1,389,700 $801,000 $588,700
2024 $15,549 $1,350,067 $0 $0
2023 $14,916 $1,310,433 $0 $0
2022 $14,358 $1,270,800 $801,000 $469,800
2021 $14,209 $1,263,967 $0 $0
2020 $14,209 $1,257,133 $0 $0
2019 $14,202 $1,250,300 $837,400 $412,900
2018 $13,942 $1,250,300 $837,400 $412,900
2017 $13,501 $1,250,300 $0 $0
2016 $13,569 $1,429,400 $0 $0
2015 $11,106 $1,409,900 $0 $0
2014 $11,106 $1,390,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Debra Crouch

    Seller's Agent in 2015

    Debra Crouch

    Benson & Mangold, LLC

    (410) 924-0771

    1 in this area

    52 Total Sales

    Debra Crouch
    Section Image
  • Tom Crouch

    Seller Co-Listing Agent in 2015

    Tom Crouch

    Benson & Mangold, LLC

    (410) 310-8916

    48 Total Sales

    Tom Crouch
    Section Image

  • J

    Buyer's Agent in 2015

    Jeff Knapp

    Long & Foster

    Section Image

  • D

    Seller's Agent in 2012

    Dana Eggert

    Benson & Mangold LLC

    Section Image

  • J

    Buyer's Agent in 2012

    Joan Moore

    Long & Foster

    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: 1002571496

Bright MLS

APN: 02-064162

Maryland Talbot County Saint Michaels 21663

415 Water St, Saint Michaels, MD

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bright MLS The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2026 Bright MLS, Inc.

Nearby Homes
Your Personal Tour Guide

Ask me questions while you tour the home.