Seller's Agent in 2025
Cathy Reed
Coldwell Banker Elite
(804) 761-6807
24 in this area
52 Total Sales
416 Monticello Dr Colonial Beach, VA 22443
Estimated Value: $314,000 - $356,000
3
Beds
2
Baths
1,664
Sq Ft
$198/Sq Ft
Est. Value
Highlights
- Home fronts navigable water
- Water Access
- Deck
- Montross Middle School Rated 9+
- 0.52 Acre Lot
- Rambler Architecture
About This Home
As of July 2025Don't miss this one! large approx 1/2 acre lot! With additional lot available for purchase! This spacious home with split floor plan sits on 2 original lots with large 24x24 detached garage and 2 extra sheds. One of the sheds has electric so would be great for wood working or crafts.
As you step into the home you'll find extra large living room which opens to the kitchen /dining area.
To the left is the primary bedroom, and large bathroom served by double vanity large jacuzzi tub and step in shower. There is a huge walk in closet off the bathroom.
On the other side of the house you will find bedrooms 2 & 3 which are served by a hall bath.
Exit out through the laundry room off the kitchen to the rear to find a HUGE , partially covered deck. Great for entertaining or relaxing!
All this sits on hard to find double lot in the water oriented community of Westmoreland Shores. The community has a private sand beach , boat ramp and community center. There is a voluntary HOA. there is fee for the community dock.
The adjacent lot #6 is available for sale with the house for additional $52,000. It has a paid sewer connection fee to it.
Last Agent to Sell the Property
(804) 224-3501 kbreen@coldwellbanker.com Coldwell Banker Elite License #0225091284 Listed on: 05/03/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,199
Year Built
- Built in 2006
Lot Details
- 22,500 Sq Ft Lot
- Home fronts navigable water
- Property is zoned R1
Parking
- 2 Car Detached Garage
- Front Facing Garage
- Driveway
Home Design
- Rambler Architecture
- Vinyl Siding
Interior Spaces
- 1,664 Sq Ft Home
- Property has 1 Level
- 1 Fireplace
- Combination Kitchen and Dining Room
Kitchen
- Electric Oven or Range
- Built-In Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Accessible Home Design
- Ramp on the main level
Outdoor Features
- Water Access
- River Nearby
- Deck
- Shed
Schools
- Washington & Lee High School
Utilities
- Central Air
- Heat Pump System
- Propane
- Electric Water Heater
- Satellite Dish
- Cable TV Available
Community Details
- No Home Owners Association
- Westmoreland Shores Subdivision
Listing and Financial Details
- Tax Lot 4
- Assessor Parcel Number 6B 4 C 4
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 3, 2025
Closed on
Jul 14, 2025
Sold by
Borders Scott A and Borders Matthew T
Bought by
Gaskins Loretta and Gaskins Donald
Seller's Agent
Cathy Reed
Coldwell Banker Elite
Buyer's Agent
Adrian Taylor
ExecuHome Realty
List Price
$345,000
Sold Price
$326,000
Premium/Discount to List
-$19,000
-5.51%
Views
123
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,338
Avg. Annual Appreciation
1.25%
Original Mortgage
$291,005
Outstanding Balance
$290,512
Interest Rate
6.85%
Mortgage Type
FHA
Estimated Equity
$38,826
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Gaskins Loretta | $326,000 | Fidelity National Title Insura | |
| Gaskins Loretta | $326,000 | Fidelity National Title Insura |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Gaskins Loretta | $291,005 | |
| Closed | Gaskins Loretta | $291,005 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/16/2025 07/16/25 | Sold | $326,000 | -0.9% | $196 / Sq Ft |
| 05/31/2025 05/31/25 | Price Changed | $329,000 | -4.6% | $198 / Sq Ft |
| 05/03/2025 05/03/25 | For Sale | $345,000 | -- | $207 / Sq Ft |
Source: Bright MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,588 | $233,500 | $47,500 | $186,000 |
| 2024 | $1,588 | $233,500 | $47,500 | $186,000 |
| 2023 | $1,448 | $233,500 | $47,500 | $186,000 |
| 2022 | $1,448 | $233,500 | $47,500 | $186,000 |
| 2021 | $1,471 | $193,500 | $47,500 | $146,000 |
| 2020 | $1,471 | $193,500 | $47,500 | $146,000 |
| 2019 | $1,258 | $193,500 | $47,500 | $146,000 |
| 2018 | $1,180 | $193,500 | $47,500 | $146,000 |
| 2017 | -- | $193,500 | $47,500 | $146,000 |
| 2016 | $1,161 | $193,500 | $47,500 | $146,000 |
| 2015 | -- | $205,400 | $47,500 | $157,900 |
| 2014 | -- | $0 | $0 | $0 |
| 2013 | -- | $205,400 | $47,500 | $157,900 |
Source: Public Records
Agents Affiliated with this Home
-
Cathy Reed
-
Adrian Taylor
Buyer's Agent in 2025
Adrian Taylor
ExecuHome Realty
(240) 304-5099
1 in this area
19 Total Sales
Map
Source: Bright MLS
MLS Number: VAWE2008800
APN: 6B-4-C-4
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